When you have debt will the credit card companies send you a certified letter? |
| I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?... |
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Is that okay to sign up a car loan for my bf that I knew for 8 months? |
| Today we just cruising at the dealership and I found out that he has a bad credit, miss the 200 dollars payment up to 30k. and the salesperson force me to sign up for him, I didn't want to do it ... |
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Where can i get a credit card....? |
| Where can a student with bad credit get an approved non-prepaid credit card?... |
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Debt Collectors Called me, Im scared |
| I don't know the name, but they said theyre a debt collector company, and wanted me to call their main office. I'm scared, I don't know what to do. My mom doesn't know what it is (... |
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Does it help your credit score to have more then 1 credit card and if so how many should a person have? |
| I was just curious if I should get a second credit card. right now i have a visa and was thinking of also getting an amex.... |
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Is having a credit card a good idea to get a good credit rating? |
| If i get a credit card and set up a direct debit to pay it off everymonth will it make my credit rating good? is this neccessary for things like morgarges in the future?... |
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Closing a credit card....??????? |
Hey guys,
I was wondering if closing my credit card will hurt my score. It was my first card, I've had it for a year. It has a horrible interest rate, a low credit limit (200), annual fee,... |
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If I have a credit card open with zero balance is there harm to my credit keeping it open? I will never use it |
| I have a victoria secrets credit card. I have paid it in full and have no credit available anymore. I like to keep it open because I receive benefits each month & coupons. Does it harm my credit ... |
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How can i sell on eBay without a credit or debit card? |
| been a member for long time and i can buy things but when i try to sell they tell me i need a credit or debit card and i dont have one and im not getting one can anyone ... |
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I am unable to pay my credit card bill? I ve been jobless since last 5 months?Help? |
| With an outstanding of 25K the customer service agent told me to pay some money per month. Over last 5 months I ve paid alreday 10K and instead of being (35-10K=25K) my Balance is coming upto 55K!! H... |
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I need a personal loan for $3,500....have bad credit.? |
| I have looked online, and gotten nowhere. My credit score is too low for prosper.com due to a recent bankruptcy (divorce!) and my current AmEx debt (keep reading). I don't have a co-signer. I ... |
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Ok Please be honest with Me Does Bad Credit Prevent me from becoming Employed? |
| I am asking because I have a feeling that it does and it makes it hard on People to do things with bad credit on their credit report.... |
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Problem with dept collectors... HELP!!!? |
| Ok, so... I'm 20 years old and I was being a moron when I was 18. I got three credit cards and went out of control. So now I have to pay for the mess I made. Well, Last month I couldn't pay ... |
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Does this seem like a scam or not. this guy is offering me a loan at 2% interest rate.? |
| Thanks for your loan inquiry and yes, i am a private money lender an approve and license by the Government, i can help you and i give out loans at an interest rate of 2% i really want to help you ... |
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I think someone used my credit card...please help? |
| I was at the club, and was ordering drinks for my friend...I started 2 tabs through out the night, and I have 2 receipts...One is 10 bucks and the other is 15. I closed the 10 dollar one out at 15 ... |
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Can 13 years old get there own credit cards? |
| im 13, and i want to start using ebay, but i need a credit card. do i need like my moms or dads credit card or can i get my own connected to there bank or something.... |
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Someone just called me from the hospital saying that .....? |
| if I don't send to them 6 months worth of monthly payments and give them my account info they will ruin my credit. Is that true? I have been sending payments every month. The account has not ... |
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eternalsoul267 | Can i get a credit card with out my parents consent? |
I'm 16 Additional Details and what about debit cards? because they just automatically remove money from your account rather than seperate payments. |
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waymuchmorebetter
 |
yep |
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sunshine_gurl32276
|
no you are to young |
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SinCityAngel
|
you actually have to be at least 18 to obtain a checking or savings. If your younger then 18 then you would need a guardian to sign on the savings, usually they won't let you get a checking whether you have a guardian or not if your under 18 |
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Perplexed Princess
|
No. No company or bank for that matter is going to extend credit to a minor. They would not be able to legally recoup their loses if you did not pay your debt. |
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Mephistopheles
 |
No you can't. Credit Card companies will not make agreements with under age people because the contracts are voidable. They will insist that the cards are the parents responsibility. |
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boj12345
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You can not get a credit card until you are 18.... Don't be stupid and try. The legal hassles (jail) are not worth it. |
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son-shine
 |
Not only do you have to be 18 years of age, but you also have to make I believe at least $15,000 a year in order to qualify and have good credit. Save your money and pay cash for items you desire. |
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Luckys Charm
 |
you dont need a consent but would a lender give a credit card to a minor is the question |
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Mike S
|
Sorry, you have to be of legal age to sign a contract. That could be 18 or 21 depending upon the state you live in. |
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Big Bear
 |
No-you either have to have your parents as co-signers or you need to be the age of consent in your state and employed. |
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someonecanbme
|
no-you have no credit and are not legal. |
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KT
 |
if you have your OWN money...yes.. |
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dukalink6000
|
No source of income. Who's gonna pay for it? |
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rp_player_girl
|
Can you? Yes. Should you? Probably not.
Although I think technically a minor is not allowed to enter into a legally binding contract, I've heard of dogs getting credit cards so I don't think they're very discriminate. But you should probably wait until you get a little older because one bad credit card experience can screw up your credit history for a very very long time. Try opening up a savings account with a debit card instead. |
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Madonna1
 |
no and I wouldnt advise stealing one either because you could go to jail for a felony for fraud. :) |
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Ani - kalabar girl
 |
if your parents will not consent to you having a credit card, maybe you are not ready for one. To have a credit card you probably will need a stable job to pay the bills |
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trash1ey
 |
No. You need to be 18, assuming you are in the USA.
You can get something that is LIKE a credit card, where you load cash onto the card and then use it anywhere you like, like online or at a restaurant. They are accepted everywhere credit cards are accepted. |
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jimmy h
|
no!
you can't even get one unless your parents get it and put you as an authorized user on it |
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cramcram62
 |
Sure can. Lie and send me $500 bucks and I will mail you a credit card. LOL |
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