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 When you have debt will the credit card companies send you a certified letter?
I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?...


 Is that okay to sign up a car loan for my bf that I knew for 8 months?
Today we just cruising at the dealership and I found out that he has a bad credit, miss the 200 dollars payment up to 30k. and the salesperson force me to sign up for him, I didn't want to do it ...


 Where can i get a credit card....?
Where can a student with bad credit get an approved non-prepaid credit card?...


 Debt Collectors Called me, Im scared
I don't know the name, but they said theyre a debt collector company, and wanted me to call their main office. I'm scared, I don't know what to do. My mom doesn't know what it is (...


 Does it help your credit score to have more then 1 credit card and if so how many should a person have?
I was just curious if I should get a second credit card. right now i have a visa and was thinking of also getting an amex....


 Is having a credit card a good idea to get a good credit rating?
If i get a credit card and set up a direct debit to pay it off everymonth will it make my credit rating good? is this neccessary for things like morgarges in the future?...


 Closing a credit card....???????
Hey guys,
I was wondering if closing my credit card will hurt my score. It was my first card, I've had it for a year. It has a horrible interest rate, a low credit limit (200), annual fee,...


 If I have a credit card open with zero balance is there harm to my credit keeping it open? I will never use it
I have a victoria secrets credit card. I have paid it in full and have no credit available anymore. I like to keep it open because I receive benefits each month & coupons. Does it harm my credit ...


 How can i sell on eBay without a credit or debit card?
been a member for long time and i can buy things but when i try to sell they tell me i need a credit or debit card and i dont have one and im not getting one can anyone ...


 I am unable to pay my credit card bill? I ve been jobless since last 5 months?Help?
With an outstanding of 25K the customer service agent told me to pay some money per month. Over last 5 months I ve paid alreday 10K and instead of being (35-10K=25K) my Balance is coming upto 55K!! H...


 I got a letter from the bank?
...


 I need a personal loan for $3,500....have bad credit.?
I have looked online, and gotten nowhere. My credit score is too low for prosper.com due to a recent bankruptcy (divorce!) and my current AmEx debt (keep reading). I don't have a co-signer. I ...


 Ok Please be honest with Me Does Bad Credit Prevent me from becoming Employed?
I am asking because I have a feeling that it does and it makes it hard on People to do things with bad credit on their credit report....


 Problem with dept collectors... HELP!!!?
Ok, so... I'm 20 years old and I was being a moron when I was 18. I got three credit cards and went out of control. So now I have to pay for the mess I made. Well, Last month I couldn't pay ...


 My bill says $350 it should say $89.99 what is going on?
...


 Does this seem like a scam or not. this guy is offering me a loan at 2% interest rate.?
Thanks for your loan inquiry and yes, i am a private money lender an approve and license by the Government, i can help you and i give out loans at an interest rate of 2% i really want to help you ...


 I think someone used my credit card...please help?
I was at the club, and was ordering drinks for my friend...I started 2 tabs through out the night, and I have 2 receipts...One is 10 bucks and the other is 15. I closed the 10 dollar one out at 15 ...


 Can 13 years old get there own credit cards?
im 13, and i want to start using ebay, but i need a credit card. do i need like my moms or dads credit card or can i get my own connected to there bank or something....


 How Do I repair my Credit?
...


 Someone just called me from the hospital saying that .....?
if I don't send to them 6 months worth of monthly payments and give them my account info they will ruin my credit. Is that true? I have been sending payments every month. The account has not ...



eternalsoul267
Can i get a credit card with out my parents consent?
I'm 16
Additional Details
and what about debit cards? because they just automatically remove money from your account rather than seperate payments.
                     
 




waymuchmorebetter
Rating
yep


sunshine_gurl32276
no you are to young


SinCityAngel
you actually have to be at least 18 to obtain a checking or savings. If your younger then 18 then you would need a guardian to sign on the savings, usually they won't let you get a checking whether you have a guardian or not if your under 18


Perplexed Princess
No. No company or bank for that matter is going to extend credit to a minor. They would not be able to legally recoup their loses if you did not pay your debt.


Mephistopheles
Rating
No you can't. Credit Card companies will not make agreements with under age people because the contracts are voidable. They will insist that the cards are the parents responsibility.


boj12345
You can not get a credit card until you are 18.... Don't be stupid and try. The legal hassles (jail) are not worth it.


son-shine
Rating
Not only do you have to be 18 years of age, but you also have to make I believe at least $15,000 a year in order to qualify and have good credit. Save your money and pay cash for items you desire.


Luckys Charm
Rating
you dont need a consent but would a lender give a credit card to a minor is the question


Mike S
Sorry, you have to be of legal age to sign a contract. That could be 18 or 21 depending upon the state you live in.


Big Bear
Rating
No-you either have to have your parents as co-signers or you need to be the age of consent in your state and employed.


someonecanbme
no-you have no credit and are not legal.


KT
Rating
if you have your OWN money...yes..


dukalink6000
No source of income. Who's gonna pay for it?


rp_player_girl
Can you? Yes. Should you? Probably not.
Although I think technically a minor is not allowed to enter into a legally binding contract, I've heard of dogs getting credit cards so I don't think they're very discriminate. But you should probably wait until you get a little older because one bad credit card experience can screw up your credit history for a very very long time. Try opening up a savings account with a debit card instead.


Madonna1
Rating
no and I wouldnt advise stealing one either because you could go to jail for a felony for fraud. :)


Ani - kalabar girl
Rating
if your parents will not consent to you having a credit card, maybe you are not ready for one. To have a credit card you probably will need a stable job to pay the bills


trash1ey
Rating
No. You need to be 18, assuming you are in the USA.

You can get something that is LIKE a credit card, where you load cash onto the card and then use it anywhere you like, like online or at a restaurant. They are accepted everywhere credit cards are accepted.


jimmy h
no!
you can't even get one unless your parents get it and put you as an authorized user on it


cramcram62
Rating
Sure can. Lie and send me $500 bucks and I will mail you a credit card. LOL


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