 How does one fix their credit report after it has gone bad.? |
Additional Details
Ok i have paid all bills. I had an jerk for a boyfriend that went and used all my credit cards didn't help with rent or any bills. Thats why my credit is so bad. ... |
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 I have been Traced by debt collector? |
| I applied for a £5000 loan over the internet thro Eggs and it got proved So I decided to go traveling & when i got back i was not able to pay it, so I moved address's, & I kept runing ... |
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 Should I get a credit card? |
| I turned 18 in August, and I have no money, except for the money my parents give me, and Im a senior in HS, I really want a credit card so I can buy things, and I'll pay it off when I get a job. ... |
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 When im older, do i really need to have a credit card? |
| ive heard many more bad things than good about them. im hoping i dont need one EVER.... |
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 Credit card debt, and how to get out of it?!?!? |
| I have credit cards and all of them are over my limit...How can I help to lower my debt, but not have it effect my credit any worse, than what my credit already is?!?!?... |
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 Should I pay off a debt from 1998 that does not show on my credit report?.? |
| The loan was for an auto repo. A debt collection agency contacted me and said they would settle for 25% of the loan amount, which is a great deal. If I do not pay the amount could it affect my credit ... |
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 Is it acceptable to be in debt if you are responsible about it? |
Like thousands of other students across the UK, I have an interest free overdraft (which I seem to be in all the time) and I also have 2 credit cards.
My credit rating seems to be good, ... |
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 Need to get credit score up fast for a car loan...? |
| Will taking out Payday advances and paying them back right away build my credit score up quickly? I know I will pay some fees that way but I can't think of another way. My credit score is too ... |
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 Which bank has the best credit card? |
list your banks and % rates
do they ALL rob us blind?
how many offers do you get in the mail (per month)?... |
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 Do you have to sign the back of your credit card? |
| Personally, I think it's a risk of someone stole your credit card and forge your signature. What do you think?... |
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 What many credit cards should i have? |
Hello,
I make around 40k per year, i currently have a visa card with $11,500 limit (i owe around $4,500 on this card), i just got a AMEX blue card the other day.
How many cards can i ... |
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 Best way to increase your credit score? |
| What is the best way to help increase your credit score? Especially if you have a foreclosure on it?... |
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 How do i improve my credit score? |
| i have a default notice on my credit score and it is seriously affecting the credit available to me. It is not a big credit default and was due to a mistake on the part of the company. They don'... |
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 What do I do if I recieve a Collections notice from more than 10 years ago? |
| My credit history shows no account with the company they claim that I had an account with.... |
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 I need serious advice people! I need to get my life together!? |
| I am 19 yr. old female who turning 20 in a couple of weeks. I have a really bad past. I used to drink alot, smoked all the time spend my money recklessly whatever it was I did it. When I was 18 I got ... |
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 Is it true that bad ratings come off your credit report after 7 years? |
| From what date are the 7 years calculated? Once the time has passed will they automatically be taken off or will i have to something to make sure they will come off. What if they are charged off ... |
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Toby | Can i get a debit card if im 13 years old (please only answer if definetly sure) thanx? |
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StiX
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Not Exactly, Barclays offers the option for children 11 and over to have a visa electron card that can be used in stores and online however parents have to sign an agreement form to allow you to have it. |
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jet-set
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Definitely not. |
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Penguin
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No. Because if you are a minor you cannot enter into a contract. |
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jduck1979
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The HALIFAX EXPRESSCASH current account for 11-15yr olds comes with a VISA Electron debit card.
http://www.halifax.co.uk/bankaccounts/expresscash.asp
But that only pays 1.51% interest on in credit balances (still more than what us grown ups get.. usually 0.1%), compared to a current interest rate of 5.55% for the Halifax Save4It account for under-16's http://www.halifax.co.uk/savings/save4it.asp
Which doesn't come with a debit card, so you may want to consider one of each..... the EXPRESSCASH for money you've got to spend, and the Save4It to keep spare money you want to keep saved for when you REALLY need it (if you haven't already got a savings account). And it can make a BIG difference.....
If you have £100 in the Expresscash account @ 1.51%, you'd earn £1.51 on it after 1year.
Stick the same amount in the Save4It Account @ 5.55%, and after a year you'd earn £5.55 on it (more if you kept adding to that £100).
http://www.fool.co.uk/savings/savings-calculator.aspx |
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charlotte r
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No you are too young sorry. |
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champagne
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No you definitely cant. |
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alatoruk
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no, but you might be able to get an electron card (i think these are slowly replacing switch but dont quote me on that) which you can use on ebay (well i use mine on paypal) |
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nosdda
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No, you have to be employed to get one. Sorrrrryyyy! |
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JENAE'
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Yes,But your parent or legal guardian has to go with you. Its called Netspend. They can purchase this card for you for $9.95 at any currency exchange. |
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bwfc_keepthefaith
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No you've got to be 16 years old. Unlucky, justwait 3 years or ask mummy and daddy to get u one |
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Lynsey W
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No definately not. |
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Clever Pseudonym
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You have to be 16. |
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Phil H
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If you live in the UK.............NO! |
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B D
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From the age of 11, you can get a Livecash card from HSBC which will allow you to withdraw money and once you turn 13, they give you a Solo card. Check the links below.
They even pay you interest! |
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JAMES L
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you need to be 16 but what the hell just apply for one who know you may get one as they give them to just about anyone who asks for one now lol |
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Babe K
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They can not offer you a debit card, but they can offer you a cash card. Go to the bank and ask. dont be put off by one bank refusal. they are all have different procedures, and you might be able to get one from another bank. |
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Spring loaded horsie
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From your parents |
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♫Maria♪
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yes you can at any age. you just need a birth certificate and they prefere a photo id but I doubt you'll have that. Some banks don't need a photo id though, all depends on the place. Do you have a social security or social insurance number card?
2 forms of ID should be good though.
Also most bands want you to put at the least $10 in your account when you open it but most prefer $20.
you mean debit and not credit right? I think people have that confused. Credit Card you need to be 18. For a bank account which you'll get a debit card you can be any age!! |
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