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 Should i keep credit cards i don't use?
I have some credit cards that i don't use. I talked with the credit card companies and of course they said don't cancel them but they also said that they report good credit whether you use ...


 Where can i find a copy of my credit report without having to pay a membership fee?
why is it they say "get your free copy of your credit report" but you get there and they want money for becoming a member i dont want to be a member i just want to know my credit ...


 How old do you have to be to get your fist credit card? and how does the whole thing work? how much a month?
...


 Whats the best way to pay off my credit card?
its only 700 ...


 Apparantly I have won the Nigerian lottery, £16m ... I need £37'000 more to pay admin fees to release it?
I got an email from a very kind, and in my opinion entirely trustworthy Nigerian individual saying I won the Nigerian Lottery. I admit, I didn't buy a ticket, but I guess their lottery system is ...


 How do I get a credit card? All the major companies have rejected me.?
...


 Compromised creit card?
Overall, it seems like everyone says that closing a credit card is a bad idea and that it will hurt you credit score. Well, what if I think my credit card has been Compromised? I dont neccessarily ...


 Co-signing for a home loan?
My father wants me to co-sign with him, but i'm looking to buy my first home within a year, My question is will the bank allow me to take out another loan? and can it affect my credit?...


 Is my mother in law responsible for a car loan debt after the death of her husband?
My father-in-law passed leaving the loan(debt) of a car. The car is solely in his name. She does not need or want the car, Is she responsible for the car? Plus the car is too expensive for her ...


 My Ex-employer sent me a letter saying they overpaid my salary, what do i do?
I used to work for citigroup and they sent me a letter saying they overpaid me by 1200 and need payment from me. I know this cant be true and I think the company messed up. They said it is being ...


 How to get a loan with bad credit?
I need to find a 5000.00 dollar loan and I have bad credit. this is an emergency any options will do thanks....


 Are you learning with me it just be best to use cash for everything and not your banks or credit cards?
I hope others out their are getting some hands on training with these questions in the past few days....


 Bad credit?
i have bad credit any suggetions on how to fix it??...


 Does anyone agree with me?
That the banks that illegally sold the mortgages to people who obviously could not afford to pay them, should be made to pay and not the victims of the banks scam. The buyers ie victims then lose ...


 Where can I find a reputable finance company that will help me with a personal loan with not so good credit.?
...


 How can I have good credit again?
I have about $20,000 in credit card debt from four years ago. I have two student loans totaling approximately $7000 which are in default. I have a judgement against me for about $4300 from a credit ...


 Lost job and credit went to hell?
i had about 5k in revolving account and a car loan for 21k now thats down to 10k. my problem is i had 5 credit cards and a 2k loan all of witch where just about maxed out. well i lost my job for ...


 What is the best card to apply for for an 18 year old to establish credit?
...


 IF U FILE BANKRUPCY HOW LONG BEFORE U GET BACK YOUR CREDIT??
...


 Question about mortgage?
When do you pay mortgage, is it right at the begining of the month or... at the end of the first month?
Additional Details
SAY IF I MOVE IN ON 1ST MAY DO I PAY THE FIRST INSTALLMENT ON TH...



neil p
Can i get a full refund?
Hi

I bought my wife a pair of skis,they are still in the wrapping that they came in and have not been used at all.They are 1 day old and i wish to return them as she does not want them.Does the shop have to give me a full refund or can they just give me a credit note for the money?
Additional Details
Ah the way i see it is,be nice and you should get a refund and if you get arsey you get the credit note.

many thanks i will post how i got on later today
                     
 




willow
This is up to the shop.
Generally a shop should give a full refund especially as its been such a short amount of time.
Give the shop a ring and ask but be polite and pleasant......having worked many years ina shop a pleasant customer gets a lot further than a rude one
Good Luck


mark
Rating
Because they aren't faulty, the shop doesn't have to give you anything for them, but give them a call - you never know.


LD
Rating
all shops have different return pollicies. they dont have to refund you unless the goods are faulty. big brand shops will be more inclined to refund but smaller ones less likely. credit note is probably likely.


Capt Jack
Usually shops accept unwrapped goods like this back with the recipt. If you paid by credit card they will charge the money back.

If you bought by mail order you may have the right to change your mind. But if not, given the fact they are not damaged, you have no rights to a refund.

I doubt you will be refused.


Scott S
depends on there own company policy the receipt should state this......if unsure contact treading standards for advice


Mightymo
It all depends on the store, some give you a credit note and some will give full refund. As the skies are never used, the store should credit your credit card. if you have the receipt.


bbh
Rating
you have hit the nail on the head
ask nicely
but they can give you a credit note
they were sold and are in working order

some may charge a restocking fee to cover the price of wrapping etc and if you paid by card the fee the store pays to the card company


Bill (Wales)
In the UK shops would have to give you a refund (within a certain time period that is.....the time period is "usually" seen as 12 months) if the goods "is not fit for the purposes in which they were purchased" and you of course have "proof of purchase".
This would usually mean that the item is defective....but this is not necessarily true.
A good retailer would have no problem giving you a refund (provided you have proof of purchase) simply because you changed your mind. A bad retailer would.
Lets assume that you wife broke her leg and is no longer able to ski? Would this change the picture? It could.
Buying the product with your credit card gives you additional rights (in case the retailer goes under for example) but it would not affect the statutory rights you have right now.


shiro
Rating
be polite and you will get your full refund


bestonnet_00
That depends on whether the store is willing to give you a refund.

If the goods were defective then they'd be required to do so but if you just change your mind they are under no obligation to give a refund (and may at their discretion charge a restocking fee).


sbro
Rating
Very few shops have exchange/credit only policy. You should get a full refund, absolutely!


L
you should get a full refund


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