 How can I settle my credit card/personal loan debt? |
| I have credit card/personal loan debts and looking for a lumpsum settlement. Due to financial problems I'm not paid last few EMIs.... |
|
 Paying off credit cards? |
| ok so I have my credit report and money. What's the best way to pay them off. Should I negoiate with them for a lower price, pay the whole balance, make payments??? Im looking for the best ... |
|
 Credit Score dropped...how can I get it back UP? |
| The last 6 month I worked so hard to get my score up to a 710 and when I moved I neglected to check my cable bill at my old address. I was sent to collections over 55.00 and my scores dropped into ... |
|
 I am 23 years old, i am unemployed, and i am $20,000 to $23,000 in debt i dont know what to do? |
| I dont know what to do i am about to just let them go? i did good at keeping up with my credit at first but right now is just too much i been unemployed for awhile finding money to pay for the ... |
|
 How to build credit up? |
| cause i dont have any credit and i cant get a credit card ... |
|
 Secured Credit Cards? |
I just opened last week 4 secured credit cards with $300 credit limits each. I need to repair my credit...
If I charge $10 on each monthly then pay all of them off monthly and keep doing ... |
|
 Do those debt consolidation websites really work? |
| My boyfriend is around $17,000.00 in debt. He almost signed up with one of those debt consolidation companies online. What they told him to do in a nutshell is to pay them X amount each month and not ... |
|
| Credit card interest rate jumped to 30%! Why? |
| My husbands Washington Mutual credit card jumped to 30% interest. We have never been late on a payment and we pay way more than the minimum in order to pay it off. Right now the balance is $423.00 (... |
|
 My nephew has a bunch of bounced checks? |
| He has bounced about 5 checks and has no money to put in the bank to cover what he has written + fees and such. He has no job, so no way to pay them back and none of the family is willing to loan ... |
|
 Is it a good idea to take out a small home equity loan to pay off credit cards? |
10000$ to consolidate 7000 in debt, the going interest rate is 7.5 % we are currently paying between 13%-23% on the cards
Additional Details
the remaining three thousand will go torward ... |
|
 Am I responsible for my girlfriend's credit card that is in my name (she is additional cardholder)? |
Her name is actually on the card... If we break up and she does not pay it, can I go after her legally?
Additional Details
She has a totally separate card eventhough she is on my account ... |
|
 Go bankrupt or not pay? |
| im not sure what bankrupsy is everyone tells me don't do it. bc i will still have to pay it back. but right now im not paying on my credit card debt. so do it or just let it keep racking up?... |
|
 What credit score should I go by? |
| transunion experian and equifax all have different scoring methods. which one is most accurate when it comes to what a creditor will look at...? So basically is the equifax score closer to what a ... |
|
 Who here is getting sick and tired of 'where is my rebate' questions? |
| I just wish some of these people would at least read some of the answers pertaining to the rebate before asking the same question over and over.... |
|
 I'm confused...do I need credit card...help? |
| I have recently moved to US (legally :-) ) and I have been watching a lot of shows (while I'm home with my baby) and I'm trying to find out what's the best for me...the only one thing ... |
|
 When I move, how do collection agencies get my new address? |
Additional Details
I got no utils, its a rented room in an established company.
My bank account? <-- my ... |
|
 Can someone help me get a loan to pay-off all cedit debt that I owe? |
| I do have a job but may credit is extremely bad and I need to turn that around please help me.... |
|
|  |
Alexandria B | Can i get an car loan with a credit score of 530? |
does anyone have any idea what kind of interest rate i can get or if i can even get a loan. the only debt i have is a 4k school loan. i live in northern indiana. where should i look first. no buy here pay here rip offs. |
 |
 
Mariah B
 |
there are alot of other variables when it comes to financing instead of just credit score. being that your self employed it can make it alot more difficult. most secondary banks will require proof of income. if your self employed that means they need the last 2 years tax returns including your schedule c's. most self employed people write off as much as they can so they don't get killed on taxes or don't have to pay taxes. the problem w/ this is that you then cant prove your income. if you show negative income or a smaller income the bank cant use it. a few lenders i use will take the last 3 months worth of bank statements showing what you deposited to figure your income but there are only a few out there.
A website I've recommended in the past would be...
http://www.safelinked.info/go.php?link=auto
Hope that helps. |
|
mrfinance
 |
doubt it unless you have a lot of cash, or if you have a co-signer. I 530 fico is very very low... time to build credit... get a secured credit card. |
|
Huba
|
You can most likely get a car loan for a used car, not necessarily a new more expensive car. Expect to pay higher rates than you see advertised - 3 to 6% more. I may be classified as C or D paper. If you can save up a down payment it could help lower your rate. be sure you have enough left over each month for insurance, gas, and maintenance. |
|
Marry M
|
yes u surely get a car loan with this credit score.but you should search dor the right bank.its better for you to try for an online loan.i think that th e below website will help you to find the right solution. |
|
pirategrl
|
Search for a place in your state with a "fresh start" program. My husband and I just bought (financed) an $18,000 truck with a score much like yours. We're in California though, and went through Paul Blanco, which offers a great fresh start program for those with poor or not-so-good credit. With the economy as it is, I'm assuming there are places like this in every state. And if you find one, make sure you pay your note on time every month to help boost your credit score. Best of luck to you!!! |
|
woos yoyo
|
You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment.
This type of risk is absent in an unsecured bad credit car loan. However, if you miss any payment, your lender can file a legal case against you. As you do not offer any collateral, you have to pay higher rate of interest.
http://debt-credit-loan.com/category/Car-Finance-with-Bad-
Credit-Car-Loan.html |
|
TPMG
|
http://www.barnone.com but the rate won't be any better than the buy here pay here people. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 15 minutes(s) ago
| | | |
10 | 47 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
