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 New to Credit cards, have a couple questions ??
Hi there, I have no credit, so I applyed and was accepted for a student visa card. my limit it going to me 700 dollars.
I am curious first of all to know how long into your first card does it ...


 Is this email a scam or not?
Dear respectful,

My name is Mrs. Kathy Jack Lambert I am a dying woman who have decided
to donate what I have to you/churches in your country. I am 69 years
old and I was ...


 What happens if I don't pay my hospital bill, from an emergancy visit.?
What happened was: I was kneeboarding and I wiped out. The board shot straight up and lacerated my lip, resulting in stitches... as well as about a 4.5-5k $ bill.

They ran cat scans on my ...


 I have a credit card that i stopped paying last year and now owe over $1000 on. Can i be sent to jail for it?
I have a credit card that i stopped paying last year and now owe over $1000 on. Due to real life hardships i wasnt able to keep up with it. An agency with a legal attorny called and said i needed ...


 Can a person go to jail for not paying back a car loan?
...


 Is it legal to take out a loan to pay off someones debts and get them to make the repayments?
...


 I heard on the news i can pay £2 to find out my credit rating, but who do i give the £2 to?!?
...


 What is the best kind of credit card to have?
im thinking of getting a credit card and i want to know whats the best one to apply for!...


 Are your debts cleared when you die?
...


 IS it safe to use my bank debit card on ebay?
....


 If you can't pay off a credit card can they garnish your wages?
...


 How do i buy a product thru the internet without a credit card or ATM card without a visa or mastercard logo?
...


 Is there a credit card company that will give a card to someone with a bad credit score?
...


 In the UK do banks ever forgive debtors as an act of goodwill if they have cancer?
...


 Has anyone successfully claimed back their bank charges?

Additional Details
...and interest to boot?...


 Can a credit card company sue you for not paying a bill?
...


 Daughter using this address?
my wife opened a letter that she thought was hers and just found out that our daughter is using our home address, she no longer lives with us but we were giving her any letters that came for her, now ...


 I have a cheque in my husbands name and i want to cash it in a cheque shop..will i need id?
or do i just take it in the shop and they will cash it with out id..some info on this ...


 ? on bankruptcy...i am deeply in debt. i have a mortgage, 2 home loans, one secure, one unsecure.?
how does bankruptcy effect everything? will they take my house, belongings, etc? will my credit card debt be erased & my credit rating worse than ever? what does bankruptcy entail? I am to the ...


 Which is better, get a loan or another credit card?
ok i got 2 credit cards i really need to pay off ASAP cuz their APR rates are wayyy to freakin high!!

im deciding on wether to find a credit card that has a low rate for a year or ...



kingkong
Can i get credit card if im on low income?
                     
 




Drew P
Rating
Sure! There are several different options for you depending on your type of bank. Your bank might be able to just issue you a standard, low limit card. But if it doesn't, try to have a secured credit card. Meaning, you place in $300 in a stand alone account and you get a credit card with a limit of $300. It is a start and as long as you have been making your apartment payments, utility payments, etc. on time, then you should be ok.

Good Luck!


Miss Terry
why do you want credit you cant pay for if you aint got the money dont buy it


Diarmid
Rating
Yes but you'll regret it. You shouldn't spend money that you haven't earned unless it's in the form of an investment such as buying a house or a car that will allow you to make more money than you currently do.

There's no quick fix. You need to work harder.


simply me
THAT DEPENDS ON YOUR CEDIT BUT IF YOU HAVE HAVE THE FLOW I WOULD NOT GO AND RACK UP A LOT OF MONEY CAUSE THAT WILL RUIN YOU TRUST ME


♥♥J3NN1F3R♥♥
Rating
DONT DO IT!! - I STARTED WHEN I WAS 18, I AM NOW 24 AND £20,000 IN DEBT!!! - BE CAREFUL!!

BEWARE OF THE INTEREST!!!!!


Mandi B
You should be able to get a credit card no matter what. But your credit has to be good. Meaning, if you pay your bills on time and all that good stuff then you should have a good credit.
Go apply, see what happens.


sheeegan
Rating
Credit depends upon your income. Perhaps a credit card with a lower limit of credit then somebody that would earn $100,000 a year. Nobody can get a credit card if they have bad credit though. Make certain you can afford the payment.


Laura J
If you have a low income they want you more because you can never pay back your revolving fees. Believe me, once one credit card company finds out you filled out an application, you will start receiving cards of all kinds in the mail.


stormyweather
Rating
capital one give them to everyone but has high interest rate.


maria fkun
Rating
Yes you can, so when you get an application by the mail just fill it out and send it back in their paid address envelope and keep on doing it you will be surprise one day you will see a card come to you through the mail but you have to fill each one you get and it dont cost anything to mail them back, just try it and let me know one day what happens, good luck.


meko76
Rating
The best thing is not to get a credit card. You will be paying the highest rate of interest because your on a low income. It's very easy to get in debt.


andy b
Rating
Yes, but you will need to meet the Credit card companies financial criteria, i.e.

Good credit history

No bad debt or CCJ etc


Corinne
Look, if you are low income PLEASE stay away from credit cards!!!!!!!!!!!! They offer nothing but years of debt and temptation. It's so easy to say 'Oh I'll just put this on it and nothing else' but I can guarantee it won't stop there. If you are on low income you probably struggle enough as it is, ask your self, can you really afford another monthly bill???


leets69
Rating
Most banks offer secured credit cards, meaning you must deposit an amount equal to your credit limit in an account with the bank. As you prove your credit worthiness the bank will increase your credit limit without you having to match the increase with security. I started out this way about 30 years ago with a 300 dollar crdit limit which is now at 42,000 dollars.


Noobsmoke
Rating
yes i had no credit i build it up by buy stuff from kays they strat me with 300$ 1 year later im up to 1,000 dell give alot of credit to.


Casino Rob
If you are having difficulty in obtaining one then you might want to get a Cred Card - which is a pre-pay debit card here:
http://www.awin1.com/awclick.php?mid=1323&id=7&clickref=yans


lukesdp
yes, but they will give you a low limit in the beggining. pay your bills early and soon they will raise it for you.


nenealne
Rating
YES they dont care what income your on ,there god is money!!!


Hypocrite
So far yes, banks will gladly get you into debt. In fact, I think they prefer poorer people because you're even more likely to only make the minimum payment and build up a debt that will enslave you to them for years. Sorry if this sounds harsh, but really you don't want to get a card.


Ken
go to orchard bank. They have a card for everyone. Also, Capital One seems to give cards easily.

Good Luck.


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