 Will Social Security let you change your social security card.? |
| Someone stole my indenty and therefore I have to change my social security, but I think social security has told me they don't like to do that. I wonder what you think I have been a victim of ... |
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 My brother stole my credit card and went shopping online? |
| he took the card one night and i get this huge bill. i hate him right now. he wont pay for anything. now he left the other night back to new york. am i going to pay for his mistake? or do the credit ... |
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 How long after having a credit card is it ok to request a limit increase? |
Assuming you have paid on time and made substantially higher that minimum due payments.
Additional Details
It in fact would be a so to say "temporary fix" for vacation costs. I... |
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 Who invented credit? |
| You know, the whole idea of "buy/borrow now, pay later" but with added interest?... |
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 Is no credit worse than bad credit? |
| As far as I am concerned Ihave no credit. I have just recently got a student loan, I don't know if that made my credit bad or not. How can I get good credit? I don't want to apply for ... |
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 If i am filing for bankruptcy next month will i get introuble if i use up on my? |
| credit cards this month? I already bought alot last month and this month is it ok?... |
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 Does anyone know how to get rid of columbia house records? |
| I bought some dvd's last christmas and now they are always going into my checking account taking money out and mailing me dvd's that I dont want. I can never talk to anyone at customer ... |
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 I have a serious problem on my hands! I had some money saved up and i went out to find me a used SUV? |
| I set out to find a way to restablish my credit, and my girlfriend gave me 7 grand to put down on a used car. Now, by being so excited, i didnt care what happened, i just new i had cash and i found ... |
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 I CANT GET APPROVED FOR A CREDIT CARD NO CREDiT? |
| what credit card can i get i have no credit. i know how to spend stuff im only gonna buy like cheap stuff and pay it off each time. is there other ways to build credit?... |
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| Credit card company threatening to take money !!? |
| I had a credit card with halifax bank a few years back , i basically got behind with the payments and eventually stopped paying , after several letters , i rang them up and explained difficulties in ... |
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 Is there a way to remove old paid off debt from my credit history? |
| I am trying to build my credit back up after some stupid things I did as a 20 year old. I had some deliquent credit payments about 5 years ago or so, that I eventually paid off in full about 4 years ... |
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 What can i do about ex husbands girlfriend pulling my credit from her work? |
| My soon to be ex husbands girlfriend obtained my social security number and pulled a hard inquiry on my credit. She is employed at a mortgage lender, which is where the inquiry came from, although a ... |
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 Why can't I get a unsecured credit card? |
I'm trying to rebuild my credit rating but nobody wants to seem to help!
Additional Details
they keep sending me applications for uunsecured cards and then reject the applications.... |
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 Do anyone know of a reputable Credit Repair Agency? |
| I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to ... |
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 When one has bad credit, is it beneficial to accept the offers of the cards claiming to help rebuild credit? |
| Or if trying to rebuild your credit, would it be better to just start paying on the bills that are delinquent and trying to make a settlement with the company? I had a hard time in the past and was ... |
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 Collections agency ? |
| what should i do if they keep calling me? and they already know my address and what if they come to my house and try to do something? i owe a debt of $1000 gambling online because they gave me free &... |
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 What does payee mean? |
| On a recipt you have to write who is the payee and who is the payer?... |
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 Bankruptcy claimed 2 years ago and credit card that was included is still showing up on my credit report? |
| Please help I'm not sure what I need to do. I just applied for a small personal loan thru my credit union. I was denied because of what they said was a current debit. (A credit card that was ... |
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Jennifer | Can i get credit without a credit card? |
Im 18 and dont have a credit card, nor do i plan on getting one since i already have a debit card for buying things online and the idea of spending money i dont have in cash freaks me out lol. So how else would i establish good credit or does it all depend on credit card payments?
As far as i am aware now i have no credit. |
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Mariposa
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You can get credit. Try saving your money and putting it into your savings account. Once you have a decent amount, talk to your bank about getting a small loan and use the money in your account to pay the loan. That will help you build credit since it will give you an installment loan. Make your payments on time, and you'll be fine. |
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SAM W
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you will automatically build a good credit rating if you stay the way you are and dont end up with allsorts of outstanding debts (like me lol) if you end up with ccj's etc that would lessen your good credit rating which would stop you from being able to do things like getting a mortgage or a car on hire purchase. hope this helps. |
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"we dont do duvets"...
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Hp agreements or lones will give you a credit rating ! |
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regerugged
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Don't worry about it. You don't have a bad credit history, so that is a good thing. You are smart enough to avoid using credit cards. That is also a good thing.
You can plan ahead to when you may need to borrow money. Probably you will want to buy a car. Open a checking or savings account at a bank of your choice. Put some money in the bank. Either you will save up enough to buy that first car or will establish credit with that bank if you want to borrow. |
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JellyBubble
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Yeah you an but you have to show a healthy savings record that would be more than enough proof to prove that you can pay back credit should you need it. |
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Joel S
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If you have no loans you have no credit. If you are eager to get debt you could try getting a line of credit from your bank. Also, student loans are a good way to start building credit history. |
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stone m
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"Get a Credit card as you are 18 years old. Reward credit cards reward you when you spend on the credit card. Normally, you can collect rewards through 3 ways.
* It involves earning cash back on the card, it depends on the amount you spend.
* Next one involves giving points to the customers. They can be redeemed for gifts like cosmetics, shoes, water heater, mobiles and other goodies which the credit card company offers.
* The last method of reward is providing airmiles. Airmiles are highly popular reward, as many customers like to redeem them for free flights or flight upgrades. Whatever type of reward credit card you opt for, carefully note the amount or rate at which rewards will accrue and also read carefully other terms and conditions.
" |
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Gecko
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Why do you want credit if "the idea of spending money i dont have in cash freaks me out".
That is the whole point of credit, you borrow money.
You can get abank loan etc... but I doubt they would give you much if you are 18 wiht no job. |
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thebulktiny
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If you want credit without the hastles of application fees. Here is what you do . There are many banks such as the bank of Hoven. They will give you a guarenteed credit card. You do not have to show a job or anything. You have to make a deposit in thier bank. This is your credit limit. After a year or two you will recieve other cards without having to make a deposit first. This will help build a credit rating. Just make sure pay your bills on time. Many people do not know but some hospitals and doctors report non payment to the local credit agencies. |
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