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 Does creditors fall off after seven years?
what i mean is my credit is shot the only thing that is a constant are my student loans... i have three or four credit cards that did not have no more than a 500 dollar credit limit but i defaulted ...


 How much is too often to check your credit report?
I know if you check it too much it can be bad....


 What's more important earning more money or saving money?
There is a saying "It is not how much you make but how much you save"...


 Am I doing the right thing with my husbands bad debt?
My husband has $20,000 in debt in occurred before we got together.12,000 of it is past due things he has stopped paying on, the other $8,000 is his car. I want to sale the car and get a junker for $1,...


 I have no credit history. I've never had a credit card. How can I get one? I'm 41 with a full-time job. Thanks
...


 Credit card?
I'm trying to find my first credit card but i have no idea what to look for or where to look for it.
I just turned 18 an i do have a job but it doesn't pay much so i need one with low ...


 I'm 19 and I Have NO credit....?
i'm 19, i don't have any credit, i don't have anything in my name, not even my cell phone (it was my mother's bright idea to put it in her name, worst mistake ever). i have a ...


 How do you pay your credit card to start to raise your credit?
i just got a credit card and im want to start building credit.... i was wondering what would be the best way to build credit.. i have heard i should only take care of the minimum, or something along ...


 What is the easiest way to payoff credit card debt?
There are tons of credit card offers at 0% on transfer balances, is this the way to go? I know, read the fine print.....What's the most logical way?...


 I just got a call from a collection agency about chase card I have that i have?
not been able to ay since I lost my job, he said if i dont ay by the 27th they are taking me to court. What does that involve, he was very abusive to me and called me names and said i was not an ...


 Can you get a credit card if you are under 18??? if so, how???
...


 I noticed before christmas that my credit score was terrible. 511 to be exact?
So I joined Experian and started paying ALL my bills on time I cleared 2 defaults(partial settlement) and brought a store card below its balance. This has all been shown on my report but the problem ...


 Do you get around w/o having and using a credit card like people did before the cards were invented?
If you do or don't, can you share how you feel about dependency on credit cards in lieu of cash?
Additional Details
Informative answers are helpful and appreciated....


 My credit is terrible, what do you think: bankruptcy or something like credit counselors to help your credit?
...


 Capital One over limit charge?
Hi everyone

I am very angry because I am trying to call Capital one.

I cant seem to talk anyone who speaks English without me having to say 'pardon'

I went ...


 What can a credit card company due if you cant pay payment?
...


 Do unpaid medical bills affect my fica score?
...


 How do i pay for somethin on ebay with a money order?
hello, well i want to order a cell phone off ebay i did my homework on the product and seems fine. it says accepts money orders which is fine but how does it work??? I make a money order if i win the ...


 Is it true that a debt can dissapear from your credit history after 6yrs?
Well I was told by my co-worker from her own experience that she owed credit card companies when whe was 18 and never payed for them.. Well as she told me Collection companies kept calling her ...


 Please someone tell me a way to get out of the payday loan crunch when payday loans eat up a big part of my?
I have been in the payday loan crunch for several years now and trying to get out of the trap,need advice on what kind of a loan i can get to totally get rid of this payday disease,it seems to ...



God loves the Bruins
Can i pay my credit card bill before its due date?
Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or not
                     
 




juniejuly
yes


Mike
You should ALWAYS pay before the due date.

If you plan to pay the due date and the payment gets delayed for any reason, you will get late fees and hurt your credit.


PCT
Rating
yes you can pay it in advance online.


MeInUSA
Rating
YES you can pay early and YES it will help improve your credit..


detailgirl
Rating
You can make a payment at any time. Making at least the minimum payment prior to the due date consistently will eventually improve your credit score. The longer you have an account in good standing the more positive impact on your credit history. Late payments, spending over your credit limit, or maintaining a high balance (30% or more of your total available credit) will hurt your credit score.


nothingbutmotherlove
Pay your bill as soon as you can...the due date is only close to the cut off date...word of advice credit cards are design to give you pretense of ready cash...not true..with a credit card you have the tendency to pop it out instead of using the money in your pocket....be careful first time user..its easy to get caught up....you credit is good as long as you pay


Mountain Top
Yes, you can pay back early.

Doing so will restore as much credit as is equal to the principle portion of the payment.

It will only help your credit if the balance due on the closing date (NOT PAYMENT DUE DATE) is such that it causes your open credit loan to value to be below 5%, otherwise no one tracks paying early.

The due date is a DUE BY not ON date. So make sure it's in by that time.


monkeymomma46
Rating
yes ! always pay it before the day its due !! If you pay it late it will hurt your credit !! paying on time or early is good for your credit report !! you just need to pay it every month not pay it off though! paying all of it off at once does not help build your credit, they need to see you paying it every month and always on time in order to see how well your doing with it, this will help build you up to more credit !!


coffeebabyea
Rating
yes just make sure u write the account number on the check so they know what the check is for.
Since this is ur first, u want to build up a good credit history. Set up a direct deposit from ur checking account to pay the credit card balance every month. This way no charges and u will build history. Do not overspend on ur first credit card!


Bushan
Rating
Yes you can pay early so you can keep $300 limit available. You can pay as many times as possible in a billing cycle. I recommend you use most credit card companies onlien service where you can register your checking account and schedule payments. Some companies limit only 1 payment for every 3 days or so. Also you donot need to pay interest to credit card companies to build credit. Just pay on time. Credit report only show "on time payment", credit limit, the max. you ever charged --


luvstorii
Rating
YES. THATS I VERY GOOD IDEA.


Debbie V
Rating
yes you can pay it early, and it would help your credit


futtynucker
Rating
What up Playa!!!!
Sure it's ok to pay before the due date however you will want to establish a payment history so don't pay it all off. Make payments, let them collect a little interest. Never pay late. NEVER.


sugarbaire
Rating
Yes...as long as it isn't anything to do with Delaware Bank, or they will hold your credit up each time you pay ahead and make you send your driver's license and photo ID each time you pay ahead


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