 Is it true using more than 30% of your credit limit is bad? |
I heard this will affect something called your utilization rate and result in bad credit.
I have a $500 dollar limit on my capitalone card... How am I supposed to use only $150 a month? T... |
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 Do credit card companies ever give up on collecting money you owe them? |
| My son kept getting offers from different companies and he signed up and was given a liberal credit limit. He had a good job at the time, but has been laid off now and can't pay even the minimum.... |
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 I have over $ 10,000 in credit card debt. Should I consolidate,bankruptcy or cash in my Ira and pay it off? |
| I do not own a home so would have to use a debit consolidation company. I have just enough in my IRA to pay it all off. I can only afford to payy about $250 a month toward the debt. . What are the ... |
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 Im trying to find a credit card I can get approved for? |
| I have NO credit, and want to get approved for a non secured credit card. Is there anyone that has been in a simular situation and found a card that they can get approved for?... |
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 How can you tell if something is a con? |
| I got an email saying that they were looking for people to play parts in movies. When I got to the website, they wanted my credit card information for an activation fee.... |
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 HOW do i Endorse my check? |
| I got a 4k check. I deposited it, and they said I have to endorse it? Do I just sign in that box, do I have to leave my account number? Why didn't they care before when i deposited 1k in my ... |
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 Why cant my debit card be processed on paypal to make purchases on ebay? |
| last week i bought a few items using my visa debit card on ebay. it worked fine..i even got the items today..i know there is money left on the card so i tried to make a purchase today but it said my ... |
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 Should we save for down payment or pay off debt? |
| My husband just married me and my two kids last year and we are trying to make some decisions. Because of student loans and cars, and some credit cards, we have nearly 40,000 in debt! Some of it (... |
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 Credit card complaints authority? |
| Can anybody tell me who i would need to register a complaint with about my capital 1 credit card (apart from capital1 customer services) as they are harrassing me with 3-8 phone calls a day and have ... |
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 Why was my visa not covered when i was made unemployed i paid for extra cover? |
| i had a visa card paid extra for cover in case of redundency ect..unfortunately i was paid off and the insurance refused to pay my visa...why take money off me all that time then let me down when i ... |
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 What options do I have? |
| I am currently financing a 2005 yamaha raptor quad. The monthly payments started at $69 and recently jumped up too $169. Do I have any options that will not effect my credit score? I am only 19 will ... |
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 I want to buy a new home in January do I have enough time to apply for a new credit card? |
| I want to boost my credit score up to 750+ I keep hovering around 744, 745, and I can't pay off much of my debt. I thought by expanding my debt to credit ratio I could boost my score. I have two ... |
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 I need to increase my credit score by 25 points in order to refinance.? |
| I have no late payments, no public records, I paid 2 of the 3 derogatory issues off and paid all of my credit cards down to 1/2 of the limit. My broker has submitted for rapid rescore. I am afraid ... |
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 Someone stole my credit identity however my credit rating is getting better, should I let them keep it? |
| I think my credit cards want the thief to continue having my cards than me since they are spending less.... |
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 Do i have to get a credit card to get a car or house? |
| i really really don't want a cc because i know all the cons of getting one but i want a car really bad. is there any way to get credit w/o getting a cc and if i got one and didn't use it ... |
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josegomez2284@sbcglo... | Can i return an item without recipt and use credit card for proof of purchase instead? |
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Barkley Hound
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Most major stores will take back items that they sell without a receipt. They may just give you a store credit. I don't see how a credit card would prove anything. Even the statement does not show what you bought. |
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ggm
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I did it once with a make up that gave me an allergic reaction. I took my credit card statement with me and got a refund. It was on Macy's and it was like a month before i bought it. The make up showed little use but I explained the reaction and got it with no hassle. |
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glitterkittyy
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I doubt it...the credit card statement shows you bought something there...not what you bought and for how much along with all the calculations for sales tax. It only shows you spent $x.xx at Walmart (or wherever). |
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neo
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Yes... you can
even if the item is returned after 90 day wich is the period of retail stores that give you to return merchandise |
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charlie w
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good question? I know they can bring up your history in the store by running your card. Weather they will do it or not, i am not sure?? |
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smurf
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Depends on the store...if they want to accommodate you or not. If you have the transaction date and time they may be able to look up the purchase. you may also try contacting your credit card vendor to see if they have a "receipt" that would list the vendor date/time, price of purchase...again this would be up to the store if they want to accept it without their own company substantiated proof. I suggest asking them...the worse they can say is no, and then try pushing the customer service angle, or see if they'll take the item back and issue you a store credit if they won't give the money back to you credit card. |
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muaythaigreat
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yes you can. as long as it was within 2 weeks of purchase. |
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colorado
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yes,you can.Depend on the store policy,some will credit back to your credit card,some will let you store credit. |
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Future CHEF
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I don't think so |
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Crampy Grampy
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Yes if you bought it with that card. |
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