 Im trying to find a credit card I can get approved for? |
| I have NO credit, and want to get approved for a non secured credit card. Is there anyone that has been in a simular situation and found a card that they can get approved for?... |
|
 How can you tell if something is a con? |
| I got an email saying that they were looking for people to play parts in movies. When I got to the website, they wanted my credit card information for an activation fee.... |
|
 HOW do i Endorse my check? |
| I got a 4k check. I deposited it, and they said I have to endorse it? Do I just sign in that box, do I have to leave my account number? Why didn't they care before when i deposited 1k in my ... |
|
 Why cant my debit card be processed on paypal to make purchases on ebay? |
| last week i bought a few items using my visa debit card on ebay. it worked fine..i even got the items today..i know there is money left on the card so i tried to make a purchase today but it said my ... |
|
 Should we save for down payment or pay off debt? |
| My husband just married me and my two kids last year and we are trying to make some decisions. Because of student loans and cars, and some credit cards, we have nearly 40,000 in debt! Some of it (... |
|
 Credit card complaints authority? |
| Can anybody tell me who i would need to register a complaint with about my capital 1 credit card (apart from capital1 customer services) as they are harrassing me with 3-8 phone calls a day and have ... |
|
 Why was my visa not covered when i was made unemployed i paid for extra cover? |
| i had a visa card paid extra for cover in case of redundency ect..unfortunately i was paid off and the insurance refused to pay my visa...why take money off me all that time then let me down when i ... |
|
 What options do I have? |
| I am currently financing a 2005 yamaha raptor quad. The monthly payments started at $69 and recently jumped up too $169. Do I have any options that will not effect my credit score? I am only 19 will ... |
|
 I want to buy a new home in January do I have enough time to apply for a new credit card? |
| I want to boost my credit score up to 750+ I keep hovering around 744, 745, and I can't pay off much of my debt. I thought by expanding my debt to credit ratio I could boost my score. I have two ... |
|
 I need to increase my credit score by 25 points in order to refinance.? |
| I have no late payments, no public records, I paid 2 of the 3 derogatory issues off and paid all of my credit cards down to 1/2 of the limit. My broker has submitted for rapid rescore. I am afraid ... |
|
 Someone stole my credit identity however my credit rating is getting better, should I let them keep it? |
| I think my credit cards want the thief to continue having my cards than me since they are spending less.... |
|
 Do i have to get a credit card to get a car or house? |
| i really really don't want a cc because i know all the cons of getting one but i want a car really bad. is there any way to get credit w/o getting a cc and if i got one and didn't use it ... |
|
 If i dont pay for a credit card bill in 3 months is that fraud? |
| I havent paid for my credit card in 6 months and its because i am a full time student and i have a part time job. I do want to pay for them but i also have other bills. I dont wnt them to think im ... |
|
 I had a judgement back in 1999, they just decided to garnish wages. what can I do? |
Additional Details
It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.... |
|
 Are you more likely to be approved for a personal loan if you have a co-applicant? |
| I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back ... |
|
|  |
ndp | Can i sue a company that reported a $64,000 mortgage on my credit for 10 yrs that's not mine? |
i have called the company but they have no record of me.its was reported from 1994-2003 now no one knows who made the error |
 |
 
Joe Schmoe
|
You can ask them to remove it. If they refuse then MAYBE you have a case. |
|
The Lorax
 |
it probably did more to help than hurt you, unless it wasnt paid of course. |
|
Warren
 |
You can sue anyone or any corporation. Winning is a different idea.
Why not try working with them to have them rectify their error? They might well respond positively to this. |
|
Spock (rhp)
|
you'd have to prove that you were harmed by this error and find an attorney to take your case.
my guess is the attorney would cost too much for this to be worth chasing. |
|
ALFimzadi
|
I would sue the credit bureau for placing it on your report when it is not yours. The credit bureaus then have the responsibility to validate that debt, and if they can't or fail to, then they must remove it from your report. If they don't, you need to sue them. File complaints with all three reporting agencies: TransUnion, Equifax, and Experian |
|
Dep.
|
If no one knows who made the error, who would you sue? You can only sue someone if they did it maliciously and/or it caused you damages that you can prove in court. |
|
Danny
|
If it caused you loss that you can document, you might recover your loss. You still need to write the credit bureau disputing the item. They should remove it if it cannot be verified. |
|
Crazyjester9
|
Yes, you could, but first you have to follow a very specific process that includes disputing the item with the credit bureaus and creditor. Under the FCRA these people must be allowed to correct an error before they can be held liable.
If you went through the process and they still didn't remove the listing, then yes, you could easily sue and win. |
|
dugwhite2
|
actually you can sue anyone for anything... Now would you win, thats another story, I dont think it would be worth your wild to sue....
However there is a solution here. dispute this with the credit bureau's (all 3 of them), it is free to dispute with them... once the dispute process is started then legally the credit bureau is on a time limit and gives the creditor who placed it on your credit a couple weeks to respond.... now you say they have not proof of the debt... so then it will be taken off immediately once no proof has been given to the credit bureau's |
|
Sahara
 |
What damages would you be suing for? What's the reason? You should consult with a licensed attorney.
That is ridiculous but shouldn't you have dealt with this long ago or did you discover this recently? That's pretty appalling. Maybe it's a problem with the credit bureaus?
Have you tried speaking with a manager? If it's a big company then try finding out who the head guy is (CEO, President, VP Operations). Call them or send a letter. Obviously this is a problem that needs to be addressed. But a first line employee won't be able to handle it. Go higher and keep going. |
|
Witknee
 |
If you can sue for mcdonalds making you fat then im sure you can sue for that mortgage. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 10 minutes(s) ago
| | | |
11 | 42 minutes(s) ago
| | | |
10 | 50 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| | | |
11 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
