 Would you report your own mother to the authorities for identity theft? |
| my mother has open various account under my name and now they are into collections. i dont know what to to becasues i couldnt live with that in my concious all my life......but then on the other ... |
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 I have received a letter address to my name but to the wrong address accusing me of being in debt and taking? |
legal action - the postman has given me it based on my surname - do i have to pay the debt?
Additional Details
It is not my debt - I have never been a customer of this company.... |
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 What is "APR" in reference to my credit card? |
I just got my first credit card, and it says my APR is 21.99%.
My boyfriend tells me that whatever I buy, I have to pay 21.99% of whatever I bought to the credit card company...which ... |
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 My fiance and I want to get married. I have a 40k student loan in default. Will this affect his credit? |
| I am working on a payment arrangement for the loan. My credit is shot. What affect will this have on his credit? He is a business owner.... |
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 Why can't i get a credit card? |
| I'm 18 and im finally able to get a credit card, wat wood be a good interest rate, the 1 i looked at was like in the 17-20 percent rate, i tried to get a walmart card and even at walmar tthey ... |
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 DEBT: I owe $8879 how should I pay it off??? |
| Student Loan: $2625, Best Buy Card: $2029, Old Mastercard: $2871, Old car loan: $1090(it was reposed and this is what they want from me b/c it didn't get full value at auction), Hospital Bill: $2... |
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 Capital one credit card? |
ok i have a question for people who have capital one and have went through the same thing, or even better yet, someone who works there.
me and my husband have awful credit, well capital ... |
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 Credit card limit? |
| if you have reached your credit limit ..but use the card again..will the transaction go through?... |
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 My credit card company has charged me £12 late payment fee even although I sent the cheque in plenty of time. |
| When I called them to complain they claimed the payment had now been received but due to the christmas post and the days the bank was closed over the festive period that my payment had been delayed ... |
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 Credit Score, Good/Bad? |
| Ok I have one credit card with a limit of $500. I've had it since February 2007 and have been paying off bills fully and early every month. My credit score shows 723. Is this good/bad/alright?... |
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 Credit card question? |
| I currently have a credit card that was always paid on time, I sent money last month and there saying they never recived it and is asking for 200 in overlimit charges. They have always had high ... |
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 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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Nibs | Can i use my Dad's credit card? |
Ok so im going to be buying a cell phone (i already have one, but i want a new one). My dad gave me his credit card to do so, as i dont want to use bills to pay for a 300$+ phone, a cc is a whole lot easier. Anyway, my dad has work all day, pretty much every day. Can i take his credit card (with him knowing ofcourse :) ) and pay for the phone, or does he haveto be there with me? |
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Lillie A
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Just get your dad to call into the credit card company and put you as an authorized user (even if just for that purchase) and he can atke you off after you have made the purchase. Any and all credit cards will let you do that. |
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nightserf
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You have to look at this from the sales clerk's point of view: a customer comes into the store, orders a bunch of stuff but is name doesn't match the one on the card. He says it's his dad's card, but if it's not, you put the charge through, and it is reversed, it comes out of your hide. What would you do?
If you don't have some way of showing conclusively that you have permission to use the card, you should not put anyone in such an awkward position. |
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zed10096
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why dont you ask him as he would know best |
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Landlord
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You can't sign his name, that is forgery, so he needs to be there. |
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Weekend Warrior
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Most retail stores always ask for an ID when using a credit card so chances are they're going to ask you for ID as well. |
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evanlah
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It depends on the merchant. Some will take it, and dont care, but if the merchant cares about possible fraud, then most likely they will not. However, your dad can add you on to his credit card account, by making a simple phone call to the credit card company. Then you can have the card in your name and its all legal. The merchant should decline to sell that to you, because he can turn around and dispute the charge saying it was not his, and it was fraudulent. Keep it all correct, and legal and have him just add you on. He can then take you off the same way if he only wants you to have the one time access. |
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-->[[Katie]]<--
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yes, just know his pin code and sign his name. |
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Tinsley
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your pops needs to be present if it's his information |
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KuTieKK58
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He needs to be there to make sure that you are picking a good phone that he approves of and he also has to approve the price and plans and such. Plus, like Landlord said, he would have to be there to sign for it. |
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SCH
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I used to do this all the time when I was 16 but then again this was 12 years ago, and I always had a note signed by my mom. |
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tuffgrl96
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You are pretty much going to need him to be there. Since the card is in his name, only he should be signing for transactions. However, if you Dad knows the people at the store you are going to and/or could possibly call and talk to them ahead of time, you may be able to work something out. I would give that a shot. Have him call ahead and tell the store manager your situation, verify his information for them, and work it out that way. Let you Dad know that it might be a good idea to get a additional card from his credit card company with your name on it (they call it an authorized user card), so that in the future- he can let you use that card when making purchases that he is going to cover for you(if it helps, tell him that he can hold the card for you for safekeeping until you need to make an agreed upon purchase). :-) |
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pimpstress_dark
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are you asking permission or can you get away with it?
if you have to ask, you already know its wrong..... just wait til dad ok's it. |
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