 My fiance and I want to get married. I have a 40k student loan in default. Will this affect his credit? |
| I am working on a payment arrangement for the loan. My credit is shot. What affect will this have on his credit? He is a business owner.... |
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 Why can't i get a credit card? |
| I'm 18 and im finally able to get a credit card, wat wood be a good interest rate, the 1 i looked at was like in the 17-20 percent rate, i tried to get a walmart card and even at walmar tthey ... |
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 DEBT: I owe $8879 how should I pay it off??? |
| Student Loan: $2625, Best Buy Card: $2029, Old Mastercard: $2871, Old car loan: $1090(it was reposed and this is what they want from me b/c it didn't get full value at auction), Hospital Bill: $2... |
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 Capital one credit card? |
ok i have a question for people who have capital one and have went through the same thing, or even better yet, someone who works there.
me and my husband have awful credit, well capital ... |
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 Credit card limit? |
| if you have reached your credit limit ..but use the card again..will the transaction go through?... |
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 My credit card company has charged me £12 late payment fee even although I sent the cheque in plenty of time. |
| When I called them to complain they claimed the payment had now been received but due to the christmas post and the days the bank was closed over the festive period that my payment had been delayed ... |
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 Credit Score, Good/Bad? |
| Ok I have one credit card with a limit of $500. I've had it since February 2007 and have been paying off bills fully and early every month. My credit score shows 723. Is this good/bad/alright?... |
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 Credit card question? |
| I currently have a credit card that was always paid on time, I sent money last month and there saying they never recived it and is asking for 200 in overlimit charges. They have always had high ... |
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 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
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 I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
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Angie | Can loan companies etc actually see your credit record? |
Or are they only given your credit score? I know I can view my whole credit record online, but can companies you are applying for credit with do the same? Can they find out how much you owe other companies and your repayments etc. Thank you!
Additional Details
Oh and this is a United Kingdom based question! |
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Moose
|
Angie, it really doesn't matter what country you live in, here in the states, they(credit companies) all know of your credit scores, ect.. Especially if you owe another credt company money.``` |
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capcave2002
 |
yes they can they can also see if you have late payments or court orders against you |
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amaya7
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They can see your scores and all of your individual creditors and your payment history with those creditors |
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sophieb
|
All the time on Q&A I see people from the UK asking questions, but they seem to be asking about the same credit reporting companies that we deal with in the USA. So my answer from a USA standpoint is "yes" loan companies and anyone else you deal with CAN see your entire record, and they pull all three records and they seel them ALL, they see all the payments made, all the store's remarks, the credit score, etc. |
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Net Rider
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When you apply for credit, the creditor can pull your entire credit history. The score is just a more or less standardized way of characterizing your credit performance in one number. |
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snowbirdljpeterson
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the answer is yes, the see everything so when listing your debts, be very honest.. Also everytime one pulls your credit history it takes points away from your rating. As in when you go to buy a car, they just send it out to all kinds of banks, loan companys, etc. then when someone else pulls your credit report, a red flag goes up--- too many inquiries and you will usually get turned down. If you can get a pre-aproval from your bank or credit union this wont happen. We always get a pre-approval for cars and home. Good Luck |
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Ding-Ding
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Yep, it's common practice. Car insurance people do it all the time, even when you pay your insurance by check. I didn't know this until I applied for a loan at my credit union for a car and the agent told me that the car insurance agent had been checking every 6 months for the past 3 years! |
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Gentleman
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Of course they can see your credit score , how else are they suppose to see if you are credit worthy . |
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sammy
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yes, when u apply a loan from them. |
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Jimbo
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I'm quite sure they can only see your credit score, nothing else. |
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book writer
 |
Probably can anywhere in the world |
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madison t
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When you apply for credit loan companies will look at your credit history as apart of the application process. The loan companies have online access to your credit records and will know in a matter of seconds if they will give you credit. |
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srracvuee
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yes exactly the same as insurance companies they can see it all |
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gorilla
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Of course they can. If you have had a poor repayment record in the past ie late payments/non payments/defaults then its all laid out in its gory history.
Your record is not your property, it is available to anyone you want to borrow from, however if there is a mistake you can demand it be corrected.
PS Looks like there is a sad loser giving the thumbs down to good responses. Just a suggestion wimp, get a life!! |
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