 How can I have a good credit score? |
How many credit cards are recommended to have open?
How often should I use them?
What can I do to increase my points?
Can you give me some tips on how to maintain a good credit?
<... |
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 When I apply for credit cards, do I use my old address or my current one? |
I didn't know which one to use or will they send it to my old address
Additional Details
I don't want them sending it to my old address because my ex lives ... |
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 What happens when you get rejected by a credit card company? |
| I heard it makes it makes your credit bad. i dont have any credit and have been trying to get a credit card and i got rejected a couple of times does that make my credit look worse?... |
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 Best place to get a home loan with bad credit? |
| I am looking for a return on rent. I pay over $1000 for a place to live anyways, but do have a few problems with my credit. Where is a good place to try for a loan, I don't want my credit ... |
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 Please help and i mean PLEASE? |
| I built a website on CityMax.com and I am not sure how to quit?? I need to quit because it said it was free until I signed up and now I am screwed!!!!!!!!!????????????????????????...... |
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 What is APR? |
Do I have to pay the percentage fee of APR for a credit card annually if and only if I pass the credit line limit? late payments? and some other mistakes I make?
OR
Do I have to pay the AP... |
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 Debt Gone for good.... is this for real? |
Has anybody ever dealt with this website: http://www.debtgoneforgo
If you have, how was your experience with them?
The reason I ask is because my friend got an ... |
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 Any debt experts out there?!?!? |
| I have had a judgement entered against me for an unpaid debt which has left me unable to get a bank account or any type of credit. This debt has now been paid off and cleared but how long will it ... |
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 A Debt Question for anyone that can help...I received a letter from a Debt Collection agency today.? |
This was totally out of the blue but they claimed that they sent a letter to me a few weeks ago in regards to the matter..A letter i never received.
I rang them to find out what was going on,and ... |
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 After a credit card is charged off and sent to a collection agency, can you still settle with the CC company? |
| I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?... |
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 Cant get a loan ???? |
| cant get a loan because i have no credit history anyone got any ideas ??? im 19 so any help would be ... |
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 Where can I get loan with poor credit a score of 512? |
| personal loans with few charge offs bankrupcty really need ... |
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| Bank of America...scam? |
| My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or ... |
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| Cancelling credit cards..does it affect your credit rating? |
| i have 4 credit cards (too many i know!) - but have managed to pay them all off after a spot of luck. now...i want to cancel 3 of them (keep 1 for emergencies) ....if i do this..will it affect my ... |
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 Will adding myself to my mom's high credit limit card hurt or help my credit? |
| I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ... |
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 Credit Card limit was raised, by the creditor how does that affect my credit score? |
| I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ... |
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 Why do some people have bad credit? |
I know some people who have decent jobs, and good incomes, but always live beyond their means and have terrible credit. Why? Is it insecurity? Irresponsibility? Just a mental defect?
I&... |
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rigel_bluestar | Can my credit ruin my Fiances credit when we get married? |
I have really bad credit right now that I'm taking care of. But in the meantime, I would like to get married in like 2 years, but we are afraid if we do it will ruin my fiances credit. |
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Foxfire
 |
When I married I had blemishes on my credit and because I did not have major credit, it was viewed as bad credit; late payments mostly, and a few collection accounts; all total less than $5,000.00 That can seem huge when you don't have it in a lump sum. When we tried to buy a house, I could not qualify with him for the mortgage. WARNING!!!! Clean up your credit. Be equal. You will start marriage at a disadvantage and he will become upset with you because your credit history will reflect on your partnership was a whole. It will also affect your employment because employers check credit when they consider you for hire. After you clean up your credit and pay your debts, then plan your wedding and pay your portion of it yourself, or have your parents help you. If you don't, you will start your life indebted to him as well as to creditors. At the right time, make yours a happy, prosperous home. What you do and learn now, you will be able to share with your children in the future and teach them how to be responsible. |
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Buddy A
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By marrying your girl friend you will not affect her credit, unless you add her to your accounts as a co user, borrower, or guarantor. Each of your credit standings stand alone and only when you buy and borrow together do you have the same credit rating on that shared account. Otherwise neither of you will effect the others credit except by helping the other to clean up negative credit situations. |
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Mel
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Your credit problems are your credit problems it is tied in with you SIN or your SS# (if yoiu are in the states) has nothing to do with your fiance. |
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!!!
 |
don't become authorized users on each others cards. |
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sahel578
 |
Your bad credit will not affect his, as long as he doesnt add you to his accounts and neither of you pay the bill.
Get a copy of your credit report and start cleaning it up. You owe it to yourself and your future husband to start your marriage off without that burden. |
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Greenbay All the Way!!!!!
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it really shouldn't affect his unless you two have loans and credit cards together. |
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FaZizzle
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No--your credit scores and reports will not combine. When you get your mortgage together, both your names will be the mortgage and both will sink or swim. However, yours will not ruin hers and vice versa. |
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Patti
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It won't ruin his credit, but you probably won't be able to buy a home ... or anything else ... in both your names. He will be the only one able to purchase anything. |
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CinnamonGirl777
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yeah...once you get married all of your debt becomes your partners debt |
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nite_angelica
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Yes, it will ruin your fiances credit. But if you guys aren't getting married for two years, you should be able to do a LOT of clean up and get everything paid off, right?
As far as repossessions, pay offs, etc - if those are just on your credit, then yes they will affect your fiance. |
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CHINADOLL901
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It will mess her up a little bit, and if she got good credit you will gain a point or what ever I know it go something like that. You need to pay your credit off because she probably been trying so hard to keep it good and here you go about to mess it up. |
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studio
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oh ya. but what do you care. |
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Mustbe
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Sometimes if you keep his name first...and his credit is good...they will not pay much attention to yours. |
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