 Can you buy a car with a credit card? |
| Also, can you get a credit card with no credit?... |
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 Is it bad to not pay your credit card bill off in full every month when you have 0% apr? |
| I've had my first credit card for two months now. I have 0% APR until October 08. I only have a $2XX balance on it, and the minimum payments are only $15 a month. Last month, I paid them $40 and ... |
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 Can I deliberately overpay my credit card in advance?!? |
Hiya,
My credit card is about to take a pounding as I'm going to be away for 2 months. To stop me going over the limit, I'd like to overpay it before I go so that I actually ... |
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 Husband deployed and mortage company want let do anything? |
| my husband and i baught ahouse last yr and my name isn;t on the mortage, he tried adding me to the mortage but they wouldn't add me since i didn't have a job, well now my husband is ... |
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 Is it ok if I mail my credit card payment 1 day before it's due?? |
I was planning on mailing it today, but i totally forgot today was Veterens Day and there was no mail today.
Additional Details
OH GOOD! I'm pretty sure i have a 6 day grace period, ... |
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 What do you think debt collectors want to hear? |
Do you think debt collectors want to hear something like this
"yes, I know about that debt I have and I'll pay you $400 right now, here is my account number and ..."
... |
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 How do you use a credit card and avoid ANY additional fee? |
| Say for example, I get a credit card from Capitol One with a $500 credit limit. I purchase 1 item for $200 using my credit card. My account statement online shows Credit Balance- $300. minimum ... |
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 Do Electric Companies Report Delinquent Accounts to Credit Bureaus? |
I was with Stream Energy and accumulated a $2000 electric bill last year after my husband lost his job. It's been sent to a collection agency and now they're calling me.
I am ... |
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 If i have terrible credit can i still get an apartment? |
| I HAVE NEVER HD AN APARTMENT BUT I HAVE BAD CREDIT AND I OWE ALOT OF PLACES MONEY BUT I NEED AN APRTMENT.....THANKS!... |
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 I need to get a loan for 6000...? |
| I have a less than perfect score due a divorce. I am a single father and just got released from active duty due to a medical injury I sustained in the war. I have run out of options and don’t know ... |
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 If a cash machine pays out to much money can the bank make me pay it back? |
| i used the cash point and got out £100 but it give me£200 so i done a balance and it only showed i took out a £100 so i used the cash point again and asked for £60 but it give me £130 so i got £... |
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 Cash, Check, or Debit card? |
| Which one do you use the most often?... |
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 What's the most effective way to clean up my credit /score? |
| Besides paying everything off, not charging too much etc. What else in the meantime that may be helpful???....Any tricks of the trade you have learned over the years on erasing things on reports, and/... |
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 Is there a significant benefit to paying off a "derogatory" account? |
| I have several credit card accounts that were charged off a few years back. Some are listed as "paid in full", some are listed as "paid - settled for less than full balance", and ... |
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 Help with bad credit? |
| hi. i have horrible credit from past divorce , huge hospital bill from a emergency surgery with no insurance. ive heard of debt consolidating . can someone help with where to start. what is the best ... |
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 Where can I find a personal loan for people with bad credit? This is life or death and I need the help? |
| I don't have great credit but I work at a great paying job. I don't want to use payday loan sites because its a scam. I have been scammed so many times and I am now do to the wire. I need ... |
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Chris O | Can my daughter ruin my credit? She is 20.? |
My daughter just did a very, very stupid thing. She cosigned for a loan with her boyfriend. A 10,000 dollar loan, for a car, no less. (She drives a $500 Camry)
I pay for her insurance, both car and health, and we cosigned for her first student loan. (She has two of them now).
Now that she is tied to him through this loan, I am afraid that we, her parents, are now tied to him as well. If he defaults on this loan, and she is not able to pay it off, will they come after us?
Can I lose my home because of my daughter's stupid mistake? |
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Sarah K
 |
How long has she known this guy? It's amazing how many women will co-sign for their boyfriends yet so few men will co-sign for their girlfriends. |
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TwinkaTee
|
No, your daughter's cosigning on the BFs loan in no way impacts you legally, but it will cost you emotionally (and financially, if you choose to help her out). You need to have a SERIOUS talk with ur daughter and let her know the ramifications of her answers. And, you need to let her suffer the consequences, if he goes DEBUNK on the loan. I know it would be hard, but this is the only way she is going to learn responsibility. Her actions prove that she has not learned to make smart choices yet. |
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Betsy
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For the loan with him, no they can't as long as you didnt sign it as well. If she defaults on the student loan, however to pay on the car loan then YES. |
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Brian G
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The only thing you are on the hook for is her first student loan you cosigned for. Beyond that, creditors cannot come after you for her debts that you did not sign for. Her second student loan and her boyfriends car have nothing to do with you. |
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Esperenza
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No. She cosigned for the loan not you.
You have no legal tie to that loan.
However, your daughter may come begging for help if he defaults. And the reality of it is you probably may need to help her out of it.
Hopefully, he is a good boy and keeps making his payments.
It is only 10k how bad can it possibly get. |
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♥Catherine♥
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I think they would only do that if your daughter uses the money she normally would pay on her student load to pay his bills. If she doesn't pay her student loans, then yes, they can come after you. If her student loans are already paid off or if she pays her student loans, then no, they cannot. |
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Mariposa
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They will not come after you for the loan she cosigned with her boyfriend. They will come after you if she defaults on the loans you cosigned with her. |
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ouachita
 |
You aren't responsible for her debts, but you are responsible for who's driving her car. He's probably too good to be seen in a $500 Camry, though. |
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James J
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Not nescessarily. What would probavly happen is that the responsibility for your daughters loans woukld fall to you and that she would destroy her credit. Outside of this it should have no immediate effect on you. |
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Duke
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Yes very much so. |
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