 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
|
 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
|
 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
|
 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
|
 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
|
 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
|
 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
|
 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
|
 What could someone do with my credit or debit card details? |
| I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ... |
|
 I'm 18, a freshman in college, and I want to get a credit card to build some credit...one problem...? |
| I would like to get a credit card just to build credit while I'm in college, so when I get out I have a head start if I want to purchase a vehicle or a house in the future. I would only use it ... |
|
 I need some advice please...(please only answer if you read ENTIRE QUESTION)? |
| I need to know what I have to do to get my own credit card (from start to finish). I am 22 years old and I still live at home. I already have 2 mastercards and visa card that my dad gave to me when ... |
|
 Is having 4 credit cards good or bad? |
| List the good about it, and list the bad about it.... |
|
 Can u go to jail if u cant pay credit cards and wat can happen if u dont? |
| I have 6500 dollar credit card debt that i was paying without a problem and i was also paying my car perfectly as well but as soon as the school loan came i can not aford to pay them all. i can pay ... |
|
 Can a person with no job and bad credit get a real estate-backed loan? |
| I would like to know if a person who has no job, bad credit but a big equity in his house can get borrow money against his property. Is it possible?... |
|
|  |
speeqtruth | Can overtime wages be uses in a loan application? |
I know overtime wage are not stable but can proven stability in overtime wages can be used as wages on a loan apllication? My Salary is 33,000 last year I grossed 55,000, this year My salary is 34,000, I will approximately gross, 54,000 56,000. I would like a 100,000 loan. At 33,000 I qualifiy for about 68,000 at 53,000 I qualify for about 133,000 but i only need 100,000 +/- 1,500. Could my overtime be used??? |
 |
 
mister ed
 |
if you are dealing with a local bank - take you last three year tax records -- that will show that the overtime is real -- my brother has the same thing-- he works for ADM at a grain elevator and during planting and harvest time he works macho overtime.. he never has a problem getting a loan. |
|
FaZizzle
|
Talk to a lender. That's the best advice I can give you.
Here's they wouldn't let us do that. They said it shouldn't apply.
TALK TO A LENDER FOR MORE INFORMATION! |
|
Steve P
 |
Don't set yourself up to fail. You need a fixed rate, 15 year mortgage with 15% down. The PITI should not exceed 25% of your net pay (without overtime).
What happens when overtime goes away? |
|
SPIFIMAN1
|
Depends on the lender.
Most will count overtime wages as long as you have been on the job over 6-months and can prove your income. |
|
Mr. Mortgage
 |
As long as the overtime wages give you an income of 50,000 plus for the past two years and it shows on your w2, you can qualify for a $133,000 loan. The banks will use your w2 forms to verify your income, but it also will depend on how much monthly debt you currently have on your credit report, and your credit score is a big factor as well. You can contact me at nykids21@yahoo.com if you have any more questions, and I'll give you my office phone number if you need to speak with me further. |
|
john_crazy_martin
|
You should talk to the lender and convince him. Then its ok. For more details please visit http://loan.sjdinfotech.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 26 minutes(s) ago
| | | |
9 | 37 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
