 About to marry into some credit problems.? |
| I may be getting married to someone who has at least 13,000 dollars in credit card debt. His first finace was to blame (or so he says) but the point is, the debt is there. I feel like I'm going ... |
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 What credit card can I get with bad credit? Any luck??? |
Hi,
I have like extremly trashed credit from back when I was 18. I am 23 and basically didnt care when I turned 18 and now regreting it. I am VERY good with money and responsible. I ... |
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 Does it help your credit to pay your credit cards off and never use them again? |
| I managed to make some credit card debt trying to raise 2 teens by myself w/ no child support. They have moved out and now I am paying off the debt and have very small balances on the cards like $101... |
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 What's the difference of going to court and not going to court for credit card debt.? |
| I have a summons to court for next week for capital one credit card debt that's indeed mine and if I go or don't go the judgment will be filed against me because it is indeed my debt and I ... |
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| My father did this for me years ago (still have the cards). I'd like him to add me to more of his accounts to raise my fico score. I don't want him to think I'm going to rip him off, I ... |
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 How can you raise your credit score? |
| WHAT CAN YOU DO TO RAISE YOUR CREDIT SCORE, AND WHAT SHOULD YOU BE LOOKING OUT FOR... |
|
 I NEED an auto loan...? |
For $12,000.
BUT:
-I am 18 with 6 months of credit history
-Have a FICO score of 708
-Have a STEADY income of $1100
-Plan to repay within 36 months
PLUS: My ... |
|
 How do you get out of a credit card debt if the sum of your minimum payments exceeds your actual balanace? |
| I owe $5,000 on 1 credit card and probably paid $7,000 in interest and fees over the years but still carry nearly the same balance at a high interest rate - makes it hard to pay off. Ideas? Tricks? T... |
|
 Buying new car but first.... should we pay off car loan or credit card? |
| We are going to buy a new car in the next couple weeks (a TrailBlazer SS). My car is currently paid off. My husbands car only has 3 payments left on it. I can pay it off now or apply that money ... |
|
 Ok I have apprx. 35k in dept. I'm lookin to file bankruptcy but i'm not sure what chapter I need to file under |
So i guess my question is What chapter do I need to file under?
Additional Details
when going through a debt consolodation will my truck be included in that? It makes up about 50% of my ... |
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 Missed my car paymet, is it a big deal? |
| I had a brain malfunction in March and forgot to make my car payment. I got a call from the lein holder and they told me I was 22 days late. I paid the payment and the late fees immediately. Is this ... |
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| What are the best ways of obtaining credit ? |
| I have no credit card, don't make much $ but am very good @ saving up $. What should I do ? Should I save a few hundred dollars & then ask the bank to lend me the $ & then pay them back ... |
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 If I don't pay my bill will it still come off of my credit report after 7 years (Next year)? |
I have a 6 year old bill that right now is $1700. I don't see myself paying it off in the next year. So if I don't pay it will it still come off my credit report next year?
Additional ... |
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 If you got caught with 5000 pounds in your account? |
| which genuinely wasnt yours by the housing benefits people what would happen and how could you prove it wasnt yours.... |
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| I paid my credit card bill online, and through a mistake it was returned overdrafted. I immediately re-paid it for the same amount. The credit card company then re-sent the first payment that was ... |
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| How can I get out of a bad car loan? |
| 18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ... |
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| Can collection agencies from the United states garnish wages from another country? |
| If you owe money in the United States and then move out of the country without paying the bill and it ends up in a collection agency, can that agency garnish your wages from the country you live in ... |
|
 Not to be morbid but if your co-signer passes away. . . .? |
if the co-signer for someone's auto loan passes away before the term is up...what happens then? Who is ultimately responsible and do you still get to keep the car?
Additional Details<... |
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tabithad13 | Can someone help me with this please :)? |
i'm trying to make a sign for my store that if you purchase something over 1000 dollars then you get to finance it and i want something along the lines of:
"get this look for free for a year"
is that deceiving? can you critique this or give me suggestions please. thank you! |
 |
 
Biz Guru
|
No that is very misleading and will get you in a whole pile of trouble. Be more specific. How about
"Spend $1000 and finance it with nothing to pay until 2008!"
Have a look at the way that car and furniture ads say this. |
|
Seldom Seen
 |
You really want to run this question by an attorney. Some offers may seem okay, but since businesses are subject to law suits, I would feel better if an attorney cleared the sign first.
This could save you from fraud charges in the long run, also it could help you to word the sign in a way that is totally lawful and truthful. |
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rellimrefinnej
|
Hey, that's great! just be sure to put an asterik* with the details of the "free" part or someone will be a dummy and not get that the free part is the interest.
Good luck with the promo. |
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lovephoto
 |
your question is not clear you should re-phrase it |
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stvenryn
 |
Unless your profit on that $1000 purchase is way over $200 I would not advise putting "1 year free of interest".
You could however offer some kind of free service or freeby for 1 year each time they come into your store.
I am sure there are other creative ideas. sleep on it for a few days and you will get your own idea.
Good Luck. |
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UMM
 |
I have absolutly no idea how to answer this!! Umm no? Yeah there is my answer no. |
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missdramatick
|
Umm .. I'm not sure of what store you own so its hard to help .. sorry |
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Jason
|
Yes, be careful here...there are specific laws and regulations you need to follow when issuing credit.
You also need to consider whether you, as what appears to be a sole proprietor, has the tools to make worthy credit decisions (are you going to make this offer to ANYONE that walks in to your store???? please say no), and actually collect. What are you going to do if you sell something for $1,500 and then in a year, you can't find the person...??
My advice...don't do this. |
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Mystika
 |
Well, I think you should say the opposite, like, "we finance or we have financing" or say something like " If you can afford it today, we finance" etc. If financing only available for those who spend $1000 and over, then it should be a condition with your financing application.
I am sorry I am not sure what you meant by "get this look for free for a year" did you mean 0 interest for a year?! If so, that will be a good eye catch, but a year of 0 interest is too long of not making profit. It should be 3 month or 6 months, that is if you meant 0 interest. |
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