 An agency is trying to collect a debt I have from 12 years ago, isn't there a statute of limitations? |
I owe sears like $300 from twelve years ago. I was young and stupid and actually have paid off thousands in credit card debt since then.
Here's the facts :
The debt is from 1995, ... |
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 Credit card information? |
im 18 and thinkin about gettin a credit card
anythign i should knwo before goin into it ???... |
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 Why do Americans think a credit card is one of life's essentials? |
Additional Details
if you dont want to drag cash around you can always use your debit card instead of always getting ... |
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 If a Credit Card Company closes your account can they still raise your interest rate? |
| I have been dealing with Chase for years. First it was Onbank. The creditor closed my account years ago. Unfortuanetly I ran into hard times, I was left a single Mom with small children to raise. I ... |
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 Rip off artists....is this a scam or what..anyone else heard of this.? |
| Just got a letter in the mail with a check for 4.700.00. The letter said we won a lottery. Informs us to deposit the check in the bank..then send 2.700.00 via Western Union directly to the tax ... |
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 Paying off car? |
| I have saved all the money in a savings account to pay off my vehicle. The only thing is I am trying to find a home to purchase and I was told that if I pay off my car now it will make my credit ... |
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 There is interest payable if you take cash from ATM on a credit card, but is it same for cash back from Tesco? |
| Lets say I buy items for £25 using credit card and take £50 as cashback on same card from any store which provide cash back facility, do they consider as a single transaction of £75 or two ... |
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 Is it better to leave credit cards open after u have paid them off? |
| i have a mc which im keeping open and activily using and also an old navy card that im using i just paid off my target and gap card and i also have a victria secret that i have never used and im not ... |
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 Pay off loan not in my name, pay off card in my name, or save for down payment? |
I owe on a loan with my family that is not actually in my name, but I've agreed to share in it, my part has about $6k left at 9%.
Then I also have my own credit card, in my name, with ... |
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 Can you opt out of credit card offers? |
| I get junk mail for credit cards every week that I'm never going to apply for.... |
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 Can someone in the know advise me please!? |
| i brought a car on finance 3 weeks ago and havent been able to use it since as it decded to break. The company Car Craft who i brought it from are not being at all helpful and i just want to return ... |
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 Are there any online sites to check my credit rating,,,thanks? |
Additional Details
i`ve tried these sites,they ask for card details & payment.... |
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 Didnt even get a secured credit card!!!!? |
| I moved to the states from Germany a year ago...I dont have a credit history and I knew I cant get a credit card without one. So today I went to my bank "Bank of Amerika" where I have a ... |
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 What's the best way to eliminate credit card(s) debt? |
| I'm in way over my head, as some would say. I owe a little over 5 grand on my primary credit card and the max is $5,300. I owe about $500 on another, and $400 for a traffic citation. What should ... |
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NT | Can someone with a good credit score (cosign) apply for a credit card with another person who has bad credit? |
Thank you! |
 |
 
echo
 |
I agree with those that say it will help the persons scores who has the bad credit. I also agree that applying as a co-signer should be done with caution.
I would never recommend anyone, even married people, apply for joint credit cards.
The best route to go is authorized user.
If the person needs help raising their scores so that they can qualify for credit on their own, add them as an authorized user to one, or more, of your cards. Make sure the card(s) you add them to have no late payments, low utilization and a long history.
After the cards start reporting, they should try to get a card on their own.
After they gain some history on their own card(s), over time start slowly removing them from your cards. |
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Lucky
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yeah |
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Agent319.007
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I advise that you don't do it. Get your own credit card from a credit union at work or build enough credit integrity with your bank and ask if they offer credit for you.
As soon as you get credit card happy, you'll end up in a pile of debt. It is best to use cash or atm credit card instead. If you have to borrow money and end up paying a big bill in the future, you don't need it.
And applying for a credit card with a person with bad credit is like signing a death warrent to your financial stability. Don't do it. |
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sarah30
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It will affect you |
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a252526z
 |
yes a person can apply for a credit card with another person who has bad credit. But there is another way that person could help the person with bad credit by getting a secured credit card for them this way its just a small amount and that person could pay you back .if you let the person with Bad credit be on your card it could ruin your credit and relationship and you may have a bill that you can not pay |
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beauty s
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u need to ask them but I think u can.. |
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Credit C
 |
I think so, the person who is refering you must take the responsibility that you will be good to the bank. But why not you appy for a credit card? Its so easy these days. For More Information Please visit,
http://buyfreecreditcards.blogspot.com/ |
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last dragon
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yes you can. BUT DO NOT DO IT. The person can apply for a secured credit card from Bank of America or Orchard Bank. This way they pay a depost that is equal to the line of credit issued. After about a year of on time payments and such . Then can apply for a regular unsecured credit card and get the deposit back. My favorite source for information like this www.bankrate.com. They have things like rebuilding credit after bankruptcy, investments, how to buy a house, using credit wisely. And best of all the information is free,accurate,complete and helpful. |
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bluejluv
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yes,but becareful.If a person has bad cridit that can meen there not paying there bills.And if you dont pay the cridit card the person cosigning can be held reliable. |
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jacklyn_denise
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Yes and it will help build the other persons bad credit back up. But be careful, you will be responsible for that debt too and there is a reason they have bad credit! |
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danieltiger23
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Yes im pretty sure you guys could. But just wondering why you would want to especially because its so easy to get one. Maybe get the card in your name & your partner a secondary card. |
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