 I have bad credit? |
| does any one know where i can get financed so i can get a ... |
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 How can I buy a home with bad credit? |
| Me and my husband have our own business and we try to buy a mobile home a month ago but we didnt get approved. We would like our own place. I would like to know who will finance us a home with bad ... |
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 Is it true that if I dispute items on my credit score, some of them might be removed? |
| Since the companies have to respond within 30 days, and some of them won't in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute ... |
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 I have a credit card on my fathers account .is my credit score being affected since it is his account? |
| the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ... |
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 An eBay question...? |
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?
I dont want to get one of those pre paid cards either.
Many ... |
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 What do you think my credit limit will be? |
| I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O... |
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 Bankruptcy Question? |
| Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ... |
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 I am 19, and I do not have any credit? |
| I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?... |
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 Has anyone have any ideas about starting up my own unsecured loan business? |
| i am looking to set up an unsecured loan business anyone have any ideas about going about ... |
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 Can I get a auto loan with a 597 credit score? |
| My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know its still low. Now I'm in ... |
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 Should I borrow more money for school? |
| I've done some crunching on my expenses and I've got to make some hard choices. I've just started a program for an MA in history. My BA is in the same thing. However, it looks like I ... |
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 Does getting a ticket for marijuana possesion affect my credit rating? |
| I was just busted for possesion of marijuana. I was not arrested and only given a ticket. I am 24 and this is my first offense. Will this affect my credit rating and/or my ability to get loans? T... |
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 My boyfriend is unable to pay student loans, his co-signer passed away. Who will they go after to get the mon |
| He can't repay it all but his grandmother was co-signer and she passed away. Does the debt then go to his grandmother heirs?... |
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 What should I do, Credit problems.? |
Please only serious honest answers.
My husband recently joined the army and we need to get out of debt or atleast make good on what we owe others. Peace of mind and its the right thing to do. W... |
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gwapings | Can the bank under California Law ask for a co-signer in order to redeem a repossessed vehicle? |
The bank does not want to release my car unless I can have a co-signer for the loan. Is there a law that I can quote that states that I do not have to provide a co-signer for the auto loan? |
 |
 
SPIFIMAN1
 |
Auto finance is what I do for a living and lets face it you have already defaulted on the loan once so why would the lender let you have their vehicle back without a co-signer?
The lender has a right to protect their investment and you have shown that you are not trustworthy.
Frankly, I don't think you deserve to get the vehicle back and anyone that co-signs for you is a idiot. |
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bdancer222
 |
You are out of luck. The bank is saying that you are not creditworthy enough and they want someone more financially responsible on the loan to make sure they don't have to hunt you down and repo that vehicle again.
It's one of the perks of not paying your bills on time. |
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OC1999
|
There is no such law. If the bank does not feel you qualify on your own for a loan they are with in their right to ask for a co-signer. |
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Landlord
|
Of course there are no laws forcing banks to loan money when it looks like they would just be giving it to you. Since you aren't going to pay for the car you need to produce someone willing to do it for you. |
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candy g
 |
but surely as you are getting it back from repossession then you have already defaulted on the loan in the first place......they must have the right to protect their investment.......
regards |
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LYNN T
|
You already defaulted once, of course they can demand a co-signer. |
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rockman1091953
 |
Sure they can. |
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STEPHANE O
|
I must agree with Spifiman1, you do not deserve your vehicle back.
You have already show yourself not to be responsible.
And anyone that co-signs for you is a idiot. |
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Horse M
 |
There are many auto loan options available today. Today, stiff competition among auto loan financing companies<!--has made it possible to get a car loan or an auto loan at favorable terms.
http://badcredits.awardspace.com/autoloans.htm
However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car-->finance option. You can apply for online car loans on the Internet, or get it from your car dealer. |
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