 Ways to rebuild your credit score? |
| My friend has bad credit and had asked me how to rebuild their credit. I wouldn't know because my credit is relatively good, doesn't need improved. I don't know what to tell her really,... |
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 If I pay off all my debt by today? |
How does it take to show that I'm up to date? and how long does it take for my score to go up??
Thanks for your ... |
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 So my bank pounded me w/ overdraft fees for charges less than 2 dollars!? |
| i already called them and they told me that they couldnt reverse it b/c this has happened before and they reversed some charges for me in the past. but the bottom line, is it is BULL that the only ... |
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 I have bad debt how long will it take to own a new house? |
| I just started to clear all my debt... i soon want to get a new house.. what can i do to increase my credit score? how long will it take me to own a new house?... |
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 How does a Credit Card work? How can i get one? |
A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.
Additional Details
Al ... |
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 Paying off debt...? |
| So here is the deal. my fiance and i have a baby due jan 6th, 2008. we would like to try and pay off as much of our debt before then as we can but we need to decide what order to pay things off in ... |
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 How rude can a collection agency be when contacting a debtor's employer? |
| I answer the phones at my work and get a lot of collection calls for one of our drivers. They never say they're a collection agency, but it's mighty obvious when they accuse me of lying ... |
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 What do I do if someone owes me money and does not want to pay me back? |
Do I need to get a lawyer or collections agent? Please help.
Additional Details
The amount is $15,000 and the only proof is the check that she deposited. Is there a type of attorney ... |
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 Loan application- have u done this?? |
| Have any of u ever applied for a loan and get back a letter saying ur application has been approved- and that u need to send a brokers fee of £49 to process it??- Is this a con where they get your £... |
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 How long does it take to get "good credit"? |
| i got my first credit card, and in order to get credit cards from other stores you have to have a credit file. how long will it take before i develop a credit file?... |
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 My credit sucks cuz of uninsured medical debt. If put on mothers credit card will it affect her credit score? |
| Basically I went into the hospital 2 years ago and I didn't have a job. I left after 2 days with about 14,000 in debt. Besides some unpaid tuition this is all the debt that I owe, doctors, ... |
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 How do I improve my credit score? |
| My credit score is 420. I have a few different things on my credit report like medical bills one credit card which i settled. But I also have a car loan which I have paid on time every month since i ... |
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 Can anyone help lead me in the right direction to help me get my credit back ? Without filing banruptcy.? |
| I have had some problems in the past when i could not pay my bills 3 years in a row to be exact. I am employed now with a good job but im so far behind it looks as if i will never catch up .There are ... |
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 If I have a cosigner, whose report does it go on? |
I'm 17, and My dad was going to sign a credit card for me, but now he won't do it because he thinks it'll just go on his credit report and it won't help mine.
C... |
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 I co-signed on a car loan, it is not getting paid, how bad is it going to be on my credit if I don't pay it? |
| two and a half years ago, I cosigned on a car loan for my wife....she left a couple of years ago, we divorced, she now won't pay for her car because she won't work. How bad will it be on ... |
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Lau | Can they force somebody to give back money deposited by accident in a bank account? what's the legal answer? |
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Faye H
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Yes, they do. There was a case not too long ago where a guy had a bank error and his account showed $10,000 more than he really had. He closed the account out, took the money and was refusing to give it back when the bank caught the error a couple days later.
He was charged with grand theft and spent time in prison for it. |
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cork
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YES,,
Its not their's..
and LAW says its must be returned.. |
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parisg22
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Yes. Banks are fully protected against their errors. Technically, you are stealing from them... It is the equivalent if an ATM machine gives you more than it says it does (like if 2 $20 get stuck together or whatnot). There is a precedent for this, and the individual always has to pony up the cash. |
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Mommy2myangelMark
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Yes, you can be forced to give it back. I've had it happen to me, and I work for a bank. The "bank error in your favor--collect $$" card only gets played in Monopoly, not in real life. Sorry! |
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bajllc
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yes, for sure |
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nbatch2006
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yes. |
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Nette
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Yes, it's not your money! |
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smileco2004
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i think so. if it was deposited in your bank account by accident your best bet is to notify the bank of their error. i know this sucks but it's better than the alternative and maybe the bank will reward you for your honesty. best of luck! |
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kate
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The legal owner can ask the bank to return their property, which with proof, the bank will comply or the courts will order . . .
$$$$ deposited by accident ? What kind of BS is that ? |
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Mariposa
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Yes, if the money was not supposed to go to you, it needs to go to the person it was intended to go to. |
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bvpeterson
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abso friggin lutely. |
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*u are beautiful in his eyes*
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I work at a bank and the answer is yes and no..once the money is withdrawn from the bank acct, the acct holder does not have to give the money back, now , if you catch the error before the money is withdrawn from the acct and the bank finds the error, they must return the money. Most banks however will return the money on their behalf as courtesy to the cust if the error was made on their part... now if the amt is extreme..than thats a diff story..authorities will intervene and the money will be returned..non negotiable |
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