 My wife makes more money then I ? |
| My wife need a loan for a new house. But her credit score is bad. She makes more money then I . However I have a good credit score. Could I Co- Signer for her ?... |
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 Should I go bankrupt? 23years old.? |
| I'm 23, and I have about 30k in credit card debt. Is going bankrupt an okay thing for me to do you think? I'm young, so I'm not sure. I have plenty of time to rebuild my credit fresh ... |
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| I went over my credit limit by fifty cents? |
| i made a small payment before they charged me any kind of fee. if the payment goes through before they can charge one, will they still charge me?... |
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 The store near my house charges a different price for credit card purchaces than for cash? |
| When customers use a credit card to make a purchase the the store owners charge a higher price for the purchase. I do believe that it is illegal and I want to know what to do. Also they make you ... |
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 I need a loan for $700 that's not a payday loan and i need it asap can someone help? |
| i had posted a question yesterday about getting a loan for a banshee for a b-day present but i came up with some money now i need a loan for $700 and i dont want to go to a payday company it cost ... |
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 How long do i have to wait to claim bankruptcy after getting a new credit card? |
| Long story short I do work but work has been really slow for me and I have 2 kids to support and have been using credit cards to supplement my lost income. I just got a credit card about 2 months ago ... |
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 If i have a debit card with a mastercard logo on it is that considered having a credit card? |
I'm pretty sure that i don't have any credit score because i have never had a credit card but i have a debit card with a master card logo on it and i use it as credit on purchases,
i ... |
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 Is it bad to cancel a credit card after 2 months? |
| I already have 6; want to cancel the bad ones. I just got that one because I wanted the money. But, I m planning to cancel 3 out of the 6. And it so happens that the latest one I just got sucks. Does ... |
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 Where can I find out my FICO score for free with no hidden fees?? |
| and does being negative in a regulare checking account effect your credit?... |
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 How do I rebuild credit after a bankruptcy with a credit card? |
| I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and ... |
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 What credit card can I get that has a 10,000 limit? |
Additional Details
I have excellent credit, I just have only had one credit card that was a 500 ... |
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 Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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 Please help!!? |
| ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even ... |
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Becky K | Can we get morgage if 1 of us has bad credit history? |
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NatNat
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Yes, we just have! Get yourself a broker, and BE HONEST from the outset, so he knows what he can and can't do for you. It depends how bad the credit is, if you've got lots of CCJ's, then you'll struggle...my partner just had unpaid debts, silly ones like credit cards and loans...nothing really serious, and one CCJ which he had to pay off before the mortgage company would touch him.
We had to go with a non high-street company (high-street won't touch anyone with less than perfect credit), but they are a subsiduary of a large, well known company, which reassured us. I personally wouldn't like to go with an unknown company.
We have a pretty competative interest rate, which is good! But as I said, get yourself a broker so he can do it all for you. If you spend time applying with lots of different companies and getting turned down, your credit will worsen and make it even harder for you to find a fair and decent deal. |
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alphacenturi
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Yes, but you'll probably pay over the odds.
The companies who tell you they can 'repair' your credit rating are a rip off, it was discussed on tv a few days ago.
Try and stick to reputable company if you can, some of the unknown companies will take you for a ride in your desperation for a house.
In fututure, try and pay all your bills on time or seek help from citizens advice before it gets this bad. |
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pauldbrownlie
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yes. you'll probably pay higher interest rates though. |
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Brian H
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Mortgage is one of the easiest loans to get (even easier than a secured credit card).
You can do it, just shop around. Keep it within a 2-week time frame to avoid the negative effect of credit inquires. |
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bianca
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sometimes is better to not use the person with bed credit history.
talk with loan officer and he will advice you what you can do.
if your credit history is good- maybe using stated income program will give you better interest rate, then both of you apply and pay high interest rate for your partner credit history. |
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DTDTDT
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Yes but you will probably need a deposit. First thing you need to do is get your credit file so you know exact problem and a Broker can then help. Most reputable companies will give free advice - see www.jfsnationwide.co.uk |
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MARTIN D
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Apply online at www.surefirefinance.co.uk they will certainly be able to help you. They can supply Mortgages/Secured and unsecured loans for people with a bad credit history and get the best rates for those with a good credit history. |
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artytype
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Yes, but they would have to be the second name and I think you may need a guarantor as well. |
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voodoobluesman
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Of course you can. I specialise in people with bad credit histories and I am getting loads of mortgages for these people. Of course it depends how bad, but as long as you're not an undischarged bankrupt I can probably do something. |
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gabriel s
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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