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 Its it possible for me to start building my credit now,?
i am 17 years of age and i wont turn 18 intill june but i was wondering is it possible for me to start building my credit ...


 How can I get a credit card, I keep getting refused.?
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 Do credit unions do credit checks when you apply for a loan with them?
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 Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt?
I just received a summons to Akron, Ohio municipal court by the collection agency. Is there a way I can get out of paying back this debt?...


 Debt collection letter to pay an old credit card from 1999, should I pay it?
I received a letter from a collection agency to pay an old credit card debt from 1999. I recently got my credit report this year and this debt did not show up on it, should I pay it? Will this affect ...


 I know someone that committed fraud in order to get a mortgage.he is going into foreclosure. what can he do?
He is considering filing chapter 7 bankruptcy on both of his homes, but I think they will find out he committed fraud in order to get the loan. What can be done if anything to help him?...


 What's the best way to get rid of or erase bad credit.?
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 I am about to buy a new car. Should I pay off our credit cards or use the money for a larger down payment?
I am wondering if paying off my credit cards will help lower the interest rate that will be offered to me or will a larger downpayment be more beneficial. **Please NO solicitations**
A...


 Is it neccessary for an adult to have a credit card? Isn't a debit card already enough?
Someone asked how to keep financial stability and many people agreed that she should get away from credit cards....


 How can you clean up your credit?
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 My credit card is repeatedly being declined when I try to subscribe, but there are funds available. Why?
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 Can you brake down $35,000 a year by hour (dollar amount)?
$35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this ...


 I need cash asap! Please help!!!!!?
I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ...


 Can you buy items online with an ATM CARD?
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 Credit card debt?
i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ...


 My husband has a credit score of around 680, but has an outstanding collection from almost 6 years ago.?
Do you think he would have a problem getting a mortgage loan?...


 What steps would have to be taken if the collection company wants to garnish my wages for my credit card bal?
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 How do I know whats wrong with my credit?
I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ...


 Credit Card question.?
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?

And, If you ...


 Has ANYONE ever opened a bank account over the PHONE?
I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?...



Kelly
Can/will unpaid medical bills be reported and applied to my credit history?
I heard that a law was passed which doesn't allow unpaid medical bills to be reported on a persons credit. Is this true?
                     
 




Maria2Blue
I have some medical bills in TX and they have never reported to my credit bureau. My score is like 715 and my medical bills were about $3500. They never showed up and it's been about 3 yrs.


spartaken
Rating
Thats true, however if/when your bills are sold to the debt collectors they (collectors) will report them as debts to your credit history without going into much detail what those debts are.


stephenweinstein
Rating
That there is an unpaid medical bill may be reported, but not what the medical condition or treatment was. Credit information is allowed, medical information is confidential.


Landlord
Rating
No, that would not be true. Medical bills are reported and go to collection agencies just like any other money you owe someone.


Box815
Rating
Unlikely. Why would anyone ever pay a one-time, non-recurring medical bill from a provider you won't see again if that were the case?


shelcom
Rating
That's ridiculous. Those debts will appear on your credit report.


BeadyQueen.com
Unpaid medical bills do go on your credit report. I check peoples credit every day for approvals for apartment complex' and I see it every day. This has been discussed for many many years and there are a lot of people out there that believe they don't have to pay because they have heard it won't show up but yes it does. It might take years but eventually it will surface!


Ari
Rating
Coming from someone who *does* have unpaid medical bills on her credit report, and who spent several years reviewing people's credit with them on a daily basis, yes they can be reported. It may depend on your state, and if it was placed with a collections agency. It will show a status of "Unpaid Medical" under the 'notes' section of the entry on your credit report.


ktlove
i heard something like that too when i was younger, but guess what, they were wrong, and they sure are on my credit history, just pay like, $20 a month to them, dont let it effect you as it has so many others.


knowitall
Rating
I know in Michigan the hospitals will put your bills on your credit report. I got a copy of mine, and i owe over 20g in bills. I even called the hospitals and they told me its the only way of ever recovering thier money.


qst2sin4eva
Rating
it is reported on the credit score. if u check experian.com, it will be listed


tilishabingo
Yes it is true, I just found that out recently. It could go on your credit report, but when creditors look at your report they cannot see them, only you can when you are looking at your credit report. It is not visable to the eye of the creditor.


Sami Harami
Depends on your state, but mostly yes.


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