Cash register..im scared? |
| is it hard to use a cash register? i feel that its hard and i've been avoiding jobs with cash registers...anyone with experience...can u tell me how it is?... |
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Credit card? |
| ok, i'm planning to get a credit card for first time, i don't have credit backgrownd,so, how do i start or what do i have to do to start credit backgrownd?, and what's APR?, thanks if ... |
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Is cashcrates.com a scam? |
| I went to cash crates.com And i was wondering if it is a ... |
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Credit cards? |
| I'm going to start college soon, and I'm being told by many people that I should get a credit card and "establish my credit" by making payments on things on time. People have ... |
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Should I make payments or just pay it off? |
| I'm saving money to purchase a house in April. there are about 7 negative things on my credit report. my score is 502 (which is awful). I have the money in full to pay off my debt but the damage ... |
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How can i get a credit report without having a bank account? |
Additional Details i got my report but is there anyway i can get my credit score?... |
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Can i take out a cash advance with my mastercard cc at a bank without a pin #? |
i don't have a pin on me and need the money right away. i know with visa cc's i could take it to a bank and get an advance, but what about mastercard? Additional Details that ... |
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I need to get my medicine with my credit card. However, I wont actually have money {its my debit card} until F |
| I need to get my medicine with my debt card which I run like a credit card. I will not have money on it until Friday though. However, in the meantime my ear is bugging the crap out of me. Is there ... |
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Okay I'm a 30 years old I still live at home and my credit card was stolen from me.? |
| my question is here the last time i used my credit card at the begining of the month for only 202.00 and then my card was stolen from me and i looked up on my account for my credit card there was a ... |
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Can anyone recommend a mortgage company that does credit Repair? |
I would like to refinance my house and I have some negative or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? )
Good advice ... |
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Best credit card for an 18yr old? |
| Okay, so I recently turned 18 and I'm thinking of signing up for a credit card to build up my credit. I have an application for a Sovereign Bank Worldpoints Credit Card and I was wondering if ... |
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Ray U | Can you be jailed for walking away from credit card debt? |
what will happen if you are brought into court by the credit card company and you still refuse to pay can they jail you for that? |
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Grandpa
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NO the last time i checked there is no debtor prison or jail for not paying a bill do not let these people give you a hard time either because they may have or even had been in your shoes with the same thing |
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SlimMick
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No....defaulting on credit card debt is not a crime in the USA. If they won a judgement against you and you refuse to pay...they will garnish your wages (if allowed by your state). They may also freeze your checking account. If you are currently unemployed or if you are on SSI - SSDI,..they can't take any money from you.
The only circumstance where you would go to jail is if there were explicit fraud involved...i.e. you stole credit card numbers and bought merchandise.....Otherwise, don't worry...you won't go to the big house for defaulting on credit card debt. |
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MadMan
 |
You cannot be imprisoned for defaulting on debt. |
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Zzyzx
 |
There is no debtors prison in the US.
If they sue you they can (varies by state)
Lien your house
Lien your car
Garnish your wages (up to 25%)
Liquidate your bank account
Lien your tax refunds
Only way to get rid of it is pay it off, or file BK.
You CAN file BK on CC debt. You just have to pass some means tests (that was the 2005 change) |
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DJJD
 |
Which country are you in? In Uk law, no you wouldn't be imprisoned for credit card debt. The creditors and debt collectors can make life pretty miserable though.
In the UK, the case would go to court and one of several things may happen. Either you get an attachment of earnings or benefits, which takes money directly from that money before you get it. The debt may be sold to a collections agency who may be willing to negotiate a manageable payment plan or they may bankrupt you. You need to get some help with this whatever the outcome. |
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saved_astronaut
 |
there's no such thing as debtors' jail. additionally, plz know that due 2 job loss & dying economy, many ppl r struggling. many ppl cannot pay down debt due 2 $$$ shortage. ALL of this combined may spell modern day depression. if IF U really don't make very much & yer barely getting by, U MAY wanna protect what lil u have by closing ALL accts B4 they're frozen. u can do this as soon as u 1'st realize yer finances lack. closing accts must b done in a timely manner & NOT 2 L8. if caught early, u CAN stop yer accts from b'n frozen, cuz there Rn't any 4 creditors 2 freeze. u can cash yer paychex @ local stores like wal mart.
if they happen 2 freeze your account u can try maybe canceling any direct dep. 2 that acct. if u run in2 $$$ shortage, the LAST thing u need 2 do is keep a lot of $$$ in ANY acct 4 creditors 2 find. if checking's frozen I dunno if u can close it or not, but u may b better off just not putting anything in2 any acct b/c u need that $$$ 2 feed yer family & pay the rent/mortgage. by law, u come 1'st B4 any 1/thing. u & yer immedi8 household come absolutely 1'st. u put gas in the car, & pay the ins, & other immedi8 things allowed by law. |
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KIMBERLY W
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My suggestion is trying to obsord as much information as you can before making up your mind,here http://www.DebtFreetips.info/debt-free.htm is a good one.
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ms4womensrights
 |
They can attach your wages if you have a job now or in the future. They can lean on your car and this prevents a sale. They can lean on your home if you own one. Mostly, it lets your employer know you have bad debt and some will refuse to hire if you have a low credit score. It's best to work out a payment, even $5.00 a month..something. Usually the cc company will try to cut the amount down and stop interest. However, you can file bankruptsy but that follows you all your life.Having bad credit scores can make insurance cost more for Life, Home and Car Insurance. It's something to think about. Thanks to Bush you can't Bankrupt from a credit card. It used to be you could. Perhaps this President will end that. But NO< you will not go to jail. Debters prisons are a thing of the past. |
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krishnamoorthynagarajan
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You can, but the process is cumbersome. To overcome this, banks employs collection agents (read "Goondas"). |
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