 Does car insurance go on your credit report? |
| I am trying to build my credit report up....I just got car insurance. Does this show on my report if i make all of my payments? I know that I need a credit card as well as other things to build it ... |
|
 Credit Scores???? |
| Is 657 high or low??... |
|
 I got scammed on ebay, can anybody help me catch this lady who scammed me of $270 to track her down? |
| Well, I was on ebay, this lady had a listing of a walmart gift card, she supposibly had an extra card worth $500 and was selling for $270. I emailed her outside ebay and set up payment through ... |
|
 What's a low interest rate for a credit card? |
| I want to get a credit card, but I'm an unsure what a good interest rate is. Are there any credit cards that have interest rates in the single-digits? T... |
|
 How do i find out what collection agency has my debt..? |
| this company sent me to a collection agency when i owed them nothing...i found out from when i went to buy a car the car place said you have good credit but this one thing is killing you..i had no ... |
|
 Would you recommend a Discover card or American Express? |
| I have a Visa and i was looking to get another card. I'm 23 and have good credit. I don't have excessive debt. I just wanted to get a 2nd credit card. Would you recommend discover or Am. E... |
|
 If made bankrupt do they take your passport? |
does anyone no if you can still travel abroad if you are made bankrupt?
Additional Details
i do agree .debts must be paid and not going on holidays it isnt me . i was asking for a ... |
|
 Has anyone's stimulus checks hit their bank account yet? |
| just curious. According to the guidelines, I should recieve mine today and I haven't yet. Just wondering if anyone else has gotten theirs?... |
|
 Credit Card Debt Solution? |
| Ok, So I owe lie $5200 one one card, $4700 on another, $500 on the third, and $300 on the fourth. I taled to a shady lawyer and he told me not to file for bankruptcy. He told me to stop paying for ... |
|
| Denied a loan due to criminal history!? |
I have a misdemeanor on my record from several years ago. My banker stated that the 'board' denied my loan because of this misdemeanor charge!
I've never heard of anyone ... |
|
 How does a credit card company believe you work? |
| so if one applies for a card...and lies on their application and get approved...how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?... |
|
 My boyfriend has little or no credit and needs a credit card What kind can he get? |
| What type of credit card can you get when you have little or no credit? He just needs to build credit. T... |
|
 Would I be best off going bankrupt? |
| I owe £32,000 in credit cards and loans, my repayments are £700 a month and I am getting deeper in debt each month. I'm married with 2 kids and I take home about £1000 a month. By the way I ... |
|
 I am trying to get a credit card.? |
| What is a good credit card I can apply for if my credit is not that good.... |
|
 Reducing credit card debt? |
| I am on a budget, successfully last two years. Before then, we racked up nearly $9000 total in credit card debt on five cards. (home repairs, stuff). We have paid our credit cards on time, and have NO... |
|
 I am 49 female looking for a home loans with fair to poor credit never own a home before? |
Additional Details
I live in s.c. and slready living in the house i want to buy and i owe 59,000. but cant used my hubby because his ex wife got a house in his name and cant support two ... |
|
|  |
mj29@sbcglobal.net | Can you be sued by a company if you are making payments? |
I was going to settle with a collection company for a certain ammount. The only thing is I cant come up with the other ammount they want? Can they sue me. I still want to make payments to them but it will have to be monthly. |
 |
 
Maria Gallercia
|
No, they cannot sue you if you're making an honest effort. |
|
lr_homes
|
If your in california no. in another state i dont know. in california you have so many rights that they cant do nothing to you. they'll never take you to court. |
|
Jadis
 |
Unfortunately they can sue you...especially if you agreed on a settlement amount and can't come through with it. I manage a Payday Advance store....the owner sues people for this on a regular basis. |
|
traffic816
|
They can sue you, but it doesn't mean they will win.
--------------------------------------...
http://www.bestcreditrates.net |
|
Munya Says: GFOD
 |
yes they can sue you. Sorry, but unless you have something in writing agreeing upon your terms of pmts, they can pretty much do whatever. |
|
united9198
 |
They are not required by law to accept payments. They are entitled to remedy your lack of payment by taking legal action. Can you borrow the money from a legitimate source (not payday loans or second mortgage) and make monthly payments on that. |
|
penny
 |
Sarge 927 is absolutely correct. In addition you can pay $10.00 per month on a $100.00 debt, as long as you have acknowledged the debt and informed them in wrting by agreeing to pay what you can every month without missing payments that shows effort. There is nothing they can do. Do not strain yourself financially, agree to pay what you are sure you can pay. Some companies will negotiate a settlement. For example if the debt is $500.00 you may be able to settle $300.00 or less but you will have to pay the $300.00 in full. Once your debt is paid notify all 3 credit bureaus transunion, experion, equifax send copies only (keep originals) of payment made, your credit score should increase and the debt will be documented in your credit reports as a paid debt. Good Luck you will be fine. |
|
Tanya B
|
If you've made a deal with them then they can sue you if you haven't gone through with your side of the deal but if your still in the deal without any detains then they wouldn't be able to sue you. It would be them going back on their word. Always monitor and document your conversations down on paper so you have back up on what was said during conversations. |
|
sarge927
|
Under the Fair Debt Collection Act, as long as you are making a bona fide attempt to settle the debt they cannot take civil action against you. The important thing is you need to cover your @$$. Write them a letter and explain that you intend to pay but you just don't have enough money to cover it. Tell them that you can afford to pay x amount of dollars every month and you'll do it every month until the debt is paid. Make a copy of it for yourself and don't send it standard mail -- send it certified or by UPS/FedEx (that way you have proof that it was delivered). If they call you, make sure you write down the date, time, name of the caller, and the substance of the phone call. They cannot harass you over the phone either, so you can tell them straight up that you want all future communications to be in writing. If they give you a hard time about it, threaten them with legal action under the Fair Debt Collection Act and they'll back off. Just remember to document, document, document; just in case you do end up going to court. Judges don't care what you know -- they only care about what you can prove. If you can show that you did your due diligence then you'll prevail. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 37 minutes(s) ago
| | | |
9 | 46 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 4 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
8 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
