 I loaned my friend over $8,000 just two months before he died suddenly 3 weeks ago. Can I recover the loan? |
| He wrote up a contract to repay me within 2 weeks of the loan, expecting a big compensation check that never came in time. He was in desperate need to buy a truck, tools, etc. No will, no savings ... |
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 Need help getting a loan to pay off credit card debt!! Help!!? |
| Were trying to get our finaces in order and trying to get out of debt. Our main problem is Credit Card debt. We got stupid and opened up a few credit cards and now our credit looks horrible. Our ... |
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 Where can I get a credit card? |
What is the best company to go with for getting a credit card? I am going through a bankruptcy, so my choices are limited.
I am from Canada and was thinking about "Capital One".... |
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 Will they actually check? |
| My best friend is unemployed, I let her use my computer to apply for jobs thinking it may be a little faster. Here's the deal she applied on-line for employment with a cell phone company. She ... |
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 What happens when your in debt but then u die? |
| if u found out the u only had a month to live, and u have a no limit credit card right. so knowing that u only have 1 month to live u spend all u can. u buy a ferrari and a house and stuff like that. ... |
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 Will you pay off my credit card debt ???? |
Pleeeeeeeeease!!!!!!!!!! Its only 750 dollars ---
Im trying to get my credit score over 700 --- this would help out sooooo much -- come on -- consider it a good deed !!!
Additional Details<... |
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 What is the best way to inprove my credit score? |
| Some I get additional credit cards- don't worry I have always used my credit cards only to pay for gas. I always make all of my monthly payments on time. What are other ways I can quickly ... |
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 Paying off credit cards....? |
I have three credit cards (yikes).
Here's a breakdown: (CC=Credit Card)
CC1: 1300 balance at 32% interest rate.
CC2: 300 balance at 0 interest for another 4 months.
CC3... |
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 Can I use my CapitalOne Credit Card that has a Mastercard logo at a ATM machine and just take money out? |
| Just want to know if i can take money out at a local ATM that accepts my card without having to use my card at a store.... |
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 I pay my bills on time..and have poor credit.? |
| I am on the electoral role, pay my bills on time and have checked Credit Expert. I am at a blank? Does anyone know what else could affect this?... |
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 What's going to happen if you stop(or refuse) to pay your credit card debt of 6 grants??? |
Let's say you got 2 credit cards, on your 1st one you owe $1,000
nd on 2nd one you owe $5,000 and you refuse to pay your credit card debts off, what's going to happen then???... |
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 HOW CAN I MAKE MONEY online or somewhere else thats not a scam??? |
| i want to buy a gibson angus sg guitar and runs for about 2,400 dollars, i need to make money to buy it but how? is there somewhere online thats not a scam? plz. help!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!... |
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lisamarie7901 | Can you file bankrupsy with out using a attorney? |
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Yasmin
|
nope, cuz ur taking it to court....love ur name!! |
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Ben
 |
Most likely, but if you've got any assets worth $10,000 or more in total, you may be wiser consulting an experienced bankruptcy attorney. |
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littleman
 |
yes, you can. It's a good idea to at least hire a legal secretary to help with the paper work, but you would save money. |
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andrespb22
 |
YEAH YOU CAN REPRESENT URSELF, BUT IT WILL BE A LOOOOOOT OF WORK |
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pms.Slaughter
 |
Yes, you can but you have to know all the ends and outs of everything. Its a huge legal thing so there is alot more to it. You have to have all the paperwork and all you credit card reports that they sent you and collection bills. I would just save and get the attorney. |
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Sparkles
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This is a complicated matter to do by yourself. You also have to send all your creditors letters of your intent to file bankruptcy. You will have to represent yourself in federal court. Here is a link to show you what all is involved. If you screw it up, you can still end up owing your creditors and end up costing you more than it would be to get an attorney to do it for you. Even though this is probably not your state, it does provider links for other government information links to file.
http://www.wiw.uscourts.gov/bankruptcy/pro_se_main_table.htm |
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cari210kel
 |
yes, as long as u know the paperwork u will need to file. |
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Cesar G
|
Although it may be possible, the amount of paperwork that needs to be filed, as well as negotiations with your creditors, assessment of your personal value and belongings.....very time consuming and emotionally draining.
if i may suggest.... make a call to your creditors...not the collection agencies..but the actual places you owe money to. inform them that you are in dire straights and require some lee way on the timetable of your re-payment.
10 years of bankruptcy is no joke...it will eliminate you from many potential job possibilities in the future. Law enforcement, government, financial, IT...you name it..there are ramifications..
Inform the individual who is wishing to declare bankruptcy to contact a credit counseling agency..to assist them in managing the repayment schedule of you debt.
good luck.. |
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Andy's Mom
 |
Yes, but it would be a long journey.... |
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Steve P
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Yes you can, but be certain you use the correct spelling. |
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AHMAD FUAD Harun
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It's a big case. You have to get a law practices (Lawyer's business) to file your application in high court. Bankruptcy use to be in High Court not at the Magistrate Court or Session Court. |
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Luxord
|
You can but it is suggested to get at least some sort of legal advice before filing for bankrupsy because of the effects this will have to your credit rating and other financial issues (even the simple ones like opening a bank account). |
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tushanna_m
 |
Recent passage of the Bankruptcy Prevention and Consumer Protection Act (http://thomas.loc.gov/cgi-bin/bdquery/z?d109:SN00256:|TOM:/bss/d109query.html|) in April 2005 has also resulted in major reforms in bankrupcy law, outlining revised guidelines governing the dismissal or conversion of Chapter 7 liquidations to Chapter 11 or 13 proceedings. The law also expands the responsibilities of the United States Trustees Program to include supervision of random and targeted audits, certification of entities to provide credit counseling that individuals must receive before filing for bankruptcy, certification of entities that provide financial education to individuals before being discharged from debt, and greater oversight of small business Chapter 11 reorganization cases.
So the answer is no. Even if you could navigate all legal jargon, the required paperwork, and the courts on your own, a person filing bankruptcy is now required to have counseling first. If you are considering it, you need an attorney to work all the angles and get the best legal verbage for your individual debt situation. |
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N0_white_flag
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Yeah, with your spelling it would be best left to an attorney. Some things you can do on your own, and your willingness is admirable, however..I'd leave BANKRUPTCY to those more knowledgeable. Good luck! |
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John N
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yes you can |
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sudha k
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Surely you can't |
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SPIFIMAN1
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Sure you can, but try and use correct spelling. |
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