 How to pay off credit card? |
| How can i pay some off my Virgin credit card, when i havent recieved any letters(bill) yet with the slip at the bottom?... |
|
 What is the best credit card to get when you have no credit history? |
Capital One? or AmEx?
Additional Details
What builds up your credit fast?... |
|
 How to get better credit rating? |
| I've never had any credit cards, CCJ's etc., and know that I would probably improve things greatly by getting a credit card, but I don't have time. I need a loan now, so is there ANY ... |
|
 Please help my wife has credit card debt problems? |
| My wife has a 13,000 debt in credit card bills. About 5 years ago i helped her pay off a 12,500 debt due to the same thing. Now im in Iraq working my *** off and i have found out that she has been ... |
|
 I have many credit cards and want to destroy all but 2.? |
| My credit score is in the high 700s. How will closing the cards effect my score and for how long? The 2 cards I am going to keep are my two oldest cards.... |
|
 Does anyone consider 45,000 a year poor? |
I was talking to someone one time and they though anything under 50 grand a year was doing bad. I think it's fine! Certainly not wealthy.....but middle class.
Additional Details
... |
|
 Getting a Credit Card? |
| Wheres a good place to get a credit card if you have no credit and no credit score ??ANY SITES??? Or do you know another way to build up your ... |
|
 Whats the best way to build credit without drowning yourself in debit? |
| My boyfriend and I want to buy a house together in the next few years but the only thing on his credit is one apartment he had for 9 months. On mine all I have is some money I owe a phone company and ... |
|
 Do I have bad credit at the age of 16? |
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.
And they did get those ... |
|
 Will they replace a $100 khols gift card if it was thrown in the fire? |
| I got a $100 gift card from Kohls for Christmas and my mother accedentally threw it into the fire. My brother and sister also got them however they still have theirs and my question is, can we void ... |
|
 Does anyone else find loan adverts really annoying eg picture? |
if I want a loan the awful ad's wont make me get a loan through them.
I'm less likely to go to Picture loans or the one with carol vorderman. I think they should spend less on ... |
|
 How much interest can credit cards legally charge? |
| I am a new york state resident with a credit card that just sent me a bill with an APR of 32.24%. I am in good credit standing (make all my payments), but am carrying too much debt relative to income.... |
|
 Should I cancel my Discover card? |
| I've had a Discover card for about 10 or 15 years. Back then it was one of the few cards I could get. I HATE the company. They are constantly calling me with lame offers and mailing me those ... |
|
 Do we really need credit cards? |
| I'm still a minor , and I'm just curious , Dealing with credit cards ( from what i've read ) Seem's rather difficult and annoying , So do we really need credit cards now a days?<... |
|
 What is the best way to go about financing a car when my credit is very average? |
| I don't want to put alot of money down and would like reasonable payments. Can I get pre-approved by my bank of 20 years? What is the best way to go about this?... |
|
 Why do banks put your check on hold for 2 weeks after deposit it jst bc its a out of state check? |
Additional Details
its a check freom work so it couldnt be bad i hope this doesnt happen everytime i deposit a ... |
|
|  |
krew | Can you get a credit card even with a bad cred history? |
|
 |
 
claudi
 |
You can still get a credit card in spite of a negative credit history. A word of caution though, your limit might be below than you expect. Also, your introductory rates may be a bit higher than usual.But, a credit card with a low limit is better than having none at all. Anyway, you can still make things better by paying your minimum or the whole amount of the balance that you owe on time. Be smart on when and where to use your credit card and generally, on your finances. This will definitely have a positive bearing on your credit profile in the long run. |
|
Akbar B
 |
Secured credit cards only. |
|
the secret fan and aikidoist
|
yes you can !!!! But what you may end up with is a credit card that has a $300.00 limit and the fees are $150.00 up frnt. I 've three of those ugly things. My advice is to read the fine print on everything before signing up for it. also if you just a want a credit card try capitol one, use it wisely |
|
Credit Guy
 |
You need to repair your credit.
In order to improve your credit score, you may need to both eliminate negative information as well as establish positive credit history.
Learn how to remove negative items from your credit report at http://aaacreditguide.com/ |
|
alexa dion
|
People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.
Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards.
Prepaid or debit cards:
These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
|
tim t
|
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
http://debt-trap.com/category/Bad-Credit-Credit-Cards.html |
|
elmo75_30117
 |
The best thing to do is go to a store that sells cards on the Greendot Network. It is a prepaid Visa or Mastercard. I have used them for over two years. Works great fro making reservations or buying items on Ebay. |
|
Rick B
|
depends on what "bad" means.
You could get a secured credit card, or use a debit card.
If you have bad credit, you have proven that you can't handle credit. I would think you would not want to go down that road again. Didn't you learn your lesson?
** YAMA claims that you will build your credit with a debit card. That is not true. |
|
Pamela C
|
You might be able to get an unsecured cc with a cosigner. |
|
Gary H
|
There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.
And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine.
You can find some offers for credit cards, both secured and unsecured here:
http://www.axalda.info/bad-credit-cards.html |
|
mchl_trvs
|
You would have to get a secured card in which you pay some money upfront. A better solution is to improve your credit score. I was able to increase my credit score by 200 points in 90 days. I know you can too because it is so easy. Check out http://www.your-credit-solution.com/creditsolutions.htm . |
|
Yamadog
 |
Sure, usually at a dept store. The other option is to get a card where u pay up front first. The best is to start an account at a bank with checking and then get a debit card for your checking acct. You will never go overboard and u will build a credit history |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 23 minutes(s) ago
| | | |
12 | 27 minutes(s) ago
| | | |
1 | 2 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
12 | 3 week(s) ago
| | | |
5 | 1 month(s) ago
| | | |
14 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
