 I have a problem with spending before paying...any suggestions? |
| I have plenty of bills, some later than others...I know they need to be taken care of and i keep telling myself that I will...but when payday comes I fell the need to spend on irrelevant items and ... |
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 I owe $10,010.14 to my three credit cards put together, i need help really bad real soon!? |
| Is there anyway i can maybe apply for another card and pay my creadit cards with that new card that way i just have 1 card to pay off that would make my life sooo much better living on my own sucks i ... |
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 What can you do about a collection agency calling for different person? |
| Colection Agency continuously calls for my father on my home and cell after I repeatedly prove it is not me and give details where he is and yet they still call. What grounds do I have and what all ... |
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 If I don't plan on ever buying a new car or buying a house, should I not care about having good credit? |
| I think i'll never buy a house and I always get used card and pay cash for them. Why should i care if my credit is not good?... |
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 Yes loans have offered me a loan? |
| yes loans have offered me a loan for £2000 at £65 a month the interest is an extra £1200 this is the only sort of place were i can get a loan as i have a really bad credit rating . do you think ... |
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 Should I report a family member for credit card fraud & identity theft? |
| I'm debating turning in my Aunt. She is a cleptomaniac and she steals people's identity to get credit cards in their name. She is out of control. I love her but she needs help but I'm ... |
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| I'm trying to get a home loan. Do you have any tips? (considering the following)? |
Theres going to be me and another person, but both of us have no so good credit scores. We're both working on it, and we have about 2000 to put down.
Any tips would be greatly ... |
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 Serious question: What happens when you get married to someone w/ terrible credit? |
| I have excellent credit & I’m getting married to someone w/ terrible credit, tax leans, & such. What will happen to me when we get married will my credit get ruined? Should I not change ... |
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 What would two 18 year olds need to do to rent an apartment with no credit history? Is it possible? |
| What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person ... |
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 Using a Credit Card to Pay Off a Credit Card? |
Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?
Additional Details
Lets say I have two credit cards. I use one and ... |
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 PayPal, eBay question? |
Does the seller have to pay the PayPal fees if I pay for an auction item with a credit card through PayPal? Are there any other rules on this for eBay?
Additional Details
I have a ... |
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 Should I ditch Capital One, and get a new credit card? |
Hey Guys!
I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ... |
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 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
| I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ... |
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 Is Debt Settlement a good alternative to bankruptcy? |
| Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?... |
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lbcmami23 | Can you get a credit card if you are under 18??? if so, how??? |
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cherokeeflyer
 |
the only way is for someone the "cosign" for you in other words have a card issued in your name on their account.
the reason is a contract with a minor is non binding so if you did not pay your tab they would not be able to sue or collect. |
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cwenui
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the only way you can do it is with your parent on the account. Since you are not 18 you are not allowed to have credit because it's a promise to pay back a loan if you use it and a bank can not hold you responsible if you default on it. However, they can hold your parents responsible which is why you would need them on the account. |
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Tired of lies
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yes |
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catgirl1115
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the best way is to get your parents to add you to one of theirs so you can establish credit. |
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saurabh k
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no. |
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MSMORTGAGE
 |
No you are not allowed credit (unless a student loan) under the age of 18. You can have a debit card with your bank. |
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malukey
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Your parents can get a secondary card in your name under their acct. This is the perfect way to start building your own credit, and at eighteen maybe you'll have your own acct. you must pay that bill on time no late fees ever,or you could ruin your parents credit.When you ready for your own, you must have a banking acct, a job and be responsible...GOOD luck |
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Bubba
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with parents name and permission |
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Luckys Charm
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What do you need with a credit card and you are not even 18. The question is do you work a job. Having a credit is very important and of you don;t plan to keep a very low balance on your cards and pay them on time every month hang it up. |
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Dee Dee
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No. But you can get a checking account. Or have a joint account with an adult. |
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*****
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Credit card companies are giving limited credit to 18 years olds to boost their business, but many of these kids don't realize that whatever they charge, a bill will follow within 30 day, and their parents usually wind up having to bail them out. If you do get a credit card, use it wisely. You can amass a hugh debt real quick. |
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jleslie4585
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Don't get one. Debt is primarily created because have no patience and credit card companies rely on people not knowing about finance or forgetting that they owe money when they see money in their accounts. Credit should only be used for the things you can't save up for like a car or house. anything else, wait until you have earned the money to buy it. |
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NA A
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Yes.
Ask a bank, etc. |
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