 Debt collection letter to pay an old credit card from 1999, should I pay it? |
| I received a letter from a collection agency to pay an old credit card debt from 1999. I recently got my credit report this year and this debt did not show up on it, should I pay it? Will this affect ... |
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 I know someone that committed fraud in order to get a mortgage.he is going into foreclosure. what can he do? |
| He is considering filing chapter 7 bankruptcy on both of his homes, but I think they will find out he committed fraud in order to get the loan. What can be done if anything to help him?... |
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 I am about to buy a new car. Should I pay off our credit cards or use the money for a larger down payment? |
I am wondering if paying off my credit cards will help lower the interest rate that will be offered to me or will a larger downpayment be more beneficial. **Please NO solicitations**
A... |
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 Is it neccessary for an adult to have a credit card? Isn't a debit card already enough? |
| Someone asked how to keep financial stability and many people agreed that she should get away from credit cards.... |
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 Can you brake down $35,000 a year by hour (dollar amount)? |
| $35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this ... |
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 I need cash asap! Please help!!!!!? |
| I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ... |
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 Credit card debt? |
| i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ... |
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 How do I know whats wrong with my credit? |
| I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ... |
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 Credit Card question.? |
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?
And, If you ... |
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 Has ANYONE ever opened a bank account over the PHONE? |
| I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?... |
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 Could I get a loan on a house for 11,000 down? |
| Ok if I had good credit the answer would be simple. Though I dont know my credit score exactly affraid to look lol, I know it cant be great I owe like 12,000 in doctor bills, 2,500 in past due rent, ... |
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 Is it better to pay off a credit card in full each month or pay the minimum balance? |
| is it better to pay off a credit card in full each month or pay the minimum balance which 1 will help my credit the ... |
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 I have terrible credit and can't even get a basic bank account but need one for when i get ajob?? |
Any suggestions is there a bank acocunt for people with adverse credit that doesnt cost anything or isn't too expensive?
Additional Details
I don't owe any money to the banks ... |
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etherialdowntime024 | Can you get a loan with no credit with a co-signer?? |
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vizco_inc
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Yeas you can, but remember if you default on payments the co-signer is responsible..If you dont pay then its on the co-signer to pay.....and if they dont pay then both of your credit ratings will get screwed |
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ssbaustin
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yes, you rely on the co-signer's credit |
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Rochelle N
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Yes you can. When I first got my first car my dad co signed for a loan so I could get my car. My husbands father signed for his loan also. |
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Polecat
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Yes, I co-signed for my Son in order to help him establish credit for himself. You can't get a loan without a positive credit history. |
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King Vista
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Yes you can and I say this from experience.. Even if you have bad credit, but are able to get someone who has good creit to co-sign for you then the deal is as good as done because you are not using your own but the co-signers history. |
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bailey2204@sbcglobal.net
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yes you can as long as you have good credit |
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jamesnbarnes
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If you are talking about a home loan, FHA will accept alternative credit lines such as utility bills, Cell Phone and rent history as credit lines. Wells Fargo has a good program for people just like you with no credit score at all, so yes, you can buy a home if you have the ability to pay for it. Take the house payment and if it and all of you other bills, ie credit cards or car payments, child support, etc. are not more than 42% of your GROSS income you can qualify. |
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darcyjarrett
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I recently learn a way to get good credit history pretty fast without building it up yourself and you won't risk messing up a co-signers credit. Have a person with good credit add you to their credit card account that has been in good standing for at least 6 months except have the card go to them and have them cut it up so you don't get to use it. They are asked every month in each statement if they want to add someone so have them look at a recent statement.Then the account that you are now on will show good standing on your credit and for as long as the original account holder has had it not when you were put on it. Then you will have some good credit and people are more willing to take a chance with you. Make sure this is with someone you fully trust and they trust you because if their account goes in default it will reflect badly on your credit but you won't be responsible for paying for it. I hope I have been helpful |
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maxsteel
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NO ! There usually has to be some financial history on record to do so. |
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Succes
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yes, you can
American Blue Express credit Card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card. |
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