 We have 15K debt from 3 credit cards? |
we have 3 credit cards and 2 of them carry a debt of 6500us$ each reaching max. credit limit of 6500us$ from bank of American and one credit card from capital one having 2000 debt...
we want to ... |
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 Is it better to close a credit card or? |
just keep it with a 0 balance?
Thank You :)... |
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 How can I take advantage of having good credit? |
| I live in SoCal/housing is too expensive to consider purchasing at this time but I have good credit- what else can I do to take advantage of this and remain responsible?... |
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 What are ways you can gain credit? |
| I have zero credit, and I don't want a credit card. What other ways can I improve my credit score?... |
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 I have a joint credit card with my future husband. We both have perfect credit. My mom insists we cancel it? |
| now. She states that I have made a huge mistake in my credit future. However, prior to opening the account, we (Adam and I) went to our financial advisor who stated that it would be very good for our ... |
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 Advice on prepaid credit cards in the UK please? |
| Hi. I have a bad credit history and have only got an electron card. I don't want to get anymore credit but would like a credit card so I am able to book things and buy online.Does anyone know ... |
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 I 'm 25 single mom. I working on paying off my debt. How soon does these payments show on your credit score? |
| I owe about 7 thousand dollars spread over 4 seperate accounts. My student loan is the biggest of all @ 5thousand dollars. I am making my monthly payments but not always on time. I also have 3 more ... |
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 Hi i defaulted on a store card 8 years ago and it has been sold and they are chasing me to pay ,do i have to? |
| i was paying this through a debt management company along with other debts,all the other creditors stopped the intrest and have all now been paid,but this one company didnt stop the intrest so i ... |
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 Will Bank of America give me a small, SECURED loan with TERRIBLE credit? |
here is the scenario:
i want a motorcycle that is $4,000.
i have $3,000 cash in my pocket.
i have terrible credit and do NOT qualify for a loan.
i can afford to pay the $1,000 ... |
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 How can I rebuild my credit if I'm in bankruptcy and my credit score is 0? |
| I'm in my 5th year of Bankruptcy (ch.7), I've paid my mortgage on time, I have only applied for credit once during that time. I have no other credit cards or loans, I don't understand ... |
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 Home loan agency for bad credit? |
| My boyfriend and I want to buy this one house, but we don't have perfect credit. What is an agency that can help us?... |
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 My first credit card? |
| I am 25 and I have virtually no credit and I am looking into getting a credit card. what do you think is the best card to start out with?... |
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| How long can bad debt chase you for owed cash? |
| have a ot of bad debt from two years to ten years if one catche s up with will the ... |
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 No credit, How do I start and what is a good credit card for a beginner\r? |
| I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a ... |
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 I've been told that after so many years, credit card debt goes away. Is this true? |
| A company that will go unnamed wants to settle with me at 11% of my original debt. This is over 5 years old.... |
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Scion | Can you get credit cards with a credit score of 650? |
I just checked my credit score and it has gone up from 570 to 650 in two years. What could I expect if I applied for a credit card or tried to refinancing my home with a 650 credit score? |
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I'm 1 up on you!!
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Technically 650 is border line fair to good, You will be able to get a credit card no matter what kind of score you have. You are well on your way to having good credit. Keep it up. |
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traffic816
 |
650 is good, you can get a credit card, with decent apr/
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http://www.bestcreditrates.net |
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jeannette p
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Amazingly enough, you can get high-interest credit cards with a terrible credit score of below 500. A credit score of 650 is actually a pretty good score! |
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Credit IQ
 |
whogavemecredit.com
this site will tell you whitch credit cards will approve you with what scores |
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boston857
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Yes.... |
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Ayee
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I had a very poor credit score and was not deprived of getting a credit card, got one via NHBS, Inc, they have better cc programs, might as well check with them |
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Evan
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You should be able to. |
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crystal
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you can get a credit card with no score just as easily as one with a bad score and this would not apply to you. as far as doing a refi a 650 score with a low to medium loan to value (how much your house is worth compared to how much loan you have) and a good debt to income ratio with FULL documentation would land you prime rates... however if any of the three things need to be ammended or are not strong then your rates will be anywhere from prime +1 to +3 if you did not document your income at all.. hope i didn't confuse you to much.. feel free to email me if you want clarification or more specific info |
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JJ
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You should be able to qualify for a card with a decent APR of 10% to 15%.
You would pay about 1/2% more on a home loan than those with the best credit would. |
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Lewis A
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650 is a good score (average) you should be fine. My score is 688 I don't have problems getting credit cards |
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