 How could a bank do this? |
| My bank is so stupid.Last night I checked our account and there was quite a lot of money in there when I woke up this morning.I was in overdraft.I have made 2 deposits to cover this amount and they ... |
|
 How do i find money when ive got bad credit and have to work everyday? |
| I get paid on the 25th and have to work everyday till then, I live in london and its extremely expensive. I have nothing and im not sure what to do as i can't get an overdraft or loan because i ... |
|
 Can i pay my credit card bill before its due date? |
| Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or ... |
|
 Please please please help!!!! PLEASE!? |
| To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took ... |
|
 My sister used my daughter's name for a credit card? |
| I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during ... |
|
 Cleaning your credit? |
| I recently pulled of my credit report for the first time in 3 years. It is pretty bad. I wasn't sure if I should us a clean credit company to help get my credit score back up....how does that ... |
|
 Visa debit card needed - which ( UK) bank ? |
Hello,
I need a Debit card to use on many internet websites and international, like visa. Do you know wich bank offer (only debit) visa cards in uk ?
thank you
Additional ... |
|
 Is there any way to buy things online if my parents REFUSE to let me use thier credit card? |
i have so many things i want to buy online that arnt avalible in stores but my parents wont let me use thier credit card...is there ANY way to get the things i want?
Additional Details
... |
|
| Does creditors fall off after seven years? |
| what i mean is my credit is shot the only thing that is a constant are my student loans... i have three or four credit cards that did not have no more than a 500 dollar credit limit but i defaulted ... |
|
 How much is too often to check your credit report? |
| I know if you check it too much it can be bad.... |
|
 What's more important earning more money or saving money? |
| There is a saying "It is not how much you make but how much you save"... |
|
 Am I doing the right thing with my husbands bad debt? |
| My husband has $20,000 in debt in occurred before we got together.12,000 of it is past due things he has stopped paying on, the other $8,000 is his car. I want to sale the car and get a junker for $1,... |
|
 Credit card? |
I'm trying to find my first credit card but i have no idea what to look for or where to look for it.
I just turned 18 an i do have a job but it doesn't pay much so i need one with low ... |
|
 I'm 19 and I Have NO credit....? |
| i'm 19, i don't have any credit, i don't have anything in my name, not even my cell phone (it was my mother's bright idea to put it in her name, worst mistake ever). i have a ... |
|
|  |
Kerry | Can you go to jail for credit card debt? |
can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail? |
 |
 
R. W
|
No, there are a lot of people in your same situation, with 10 times your debt. It is the creditors fault for over extending you. They will eventually sell off your debt to a bill collector for pennies on the dollar, and then these people will harass you for a couple years. Eventually the phone calls will stop and after seven years of no contact with collectors, the debts will be removed from your credit. You are still young in the process so it might be smart to contact the creditors and set up payment plans yourself, to avoid any more damage to your credit. If your credit score doesn't bother you and you don't need a loan in the next six years, run like Bambi! This is a civil matter and they could take you to claims court, and garnish your wages, that is the most extreme, but then it would take them a lifetime to get back the money. You have not committed a criminal act, therefor you will not go to jail. If you do run, don't answer the calls from creditors, b/c everytime you have contact with them the clock resets back to 7 years. |
|
ed
|
Not since "Debtors Prison" in Old England. |
|
PiggiePants
|
No, you can't go to jail unless you racked up the debt on someone else's card or committed fraud. If the debt is yours, you can't be put in jail for that alone |
|
ronimg
 |
No. This is a civil manner (breach of contract) not a criminal matter. |
|
Regina Filange
 |
No they cannot - but like the first answerer states, they can take you to court, garnish your wages, etc to get their money. If I were you, I'd arrange payments to settle the account before things get to that point & really out of control. You'll regret it dearly in the future. |
|
Moona M
|
They will threaten to call the debt collectors or take you to court and get you to pay up somehow. Don't let it get that far though-try and arrange a payment schedule with the the credit card company and tell them how much you can afford to pay. Get the ball rolling-don't let it build up anymore ok. |
|
toby
 |
No! |
|
Uncle Tim
|
geez i sure hope not... :( |
|
blondie
|
No you can't it is considered a civil matter not a criminal one. They can sue you and place a judgment on you so you will have to pay them eventually or they could garnish your wages. That's about the worst of it which is pretty bad but you can't go to jail. |
|
Samham
|
No but they will hassel you forever. |
|
Tim
|
No. But they can take you to court and have other ways of getting the money out of you. |
|
From PGH 2 WPB
|
No. They will make all kinds of claims of what they are going to do to you, don't beleive any of it. There is not one single thing they can do other than call you constantly. There are laws they have to follow on when they can call and how often. Keep a log of when they call (time) & how often. If they do not follow the laws then you can easily sue them & they will have to pay you, the first offense is around $1,500. When they call tell them your messages are being recorded, you have to tell them by law & they must do the same. |
|
♥You Complete Me♥
 |
they could but usually they will just reposess the things you haven't made payments on (e.g you could get your car, tv, table, bed, radio taken away or you could have your electricity shut off until you make a payment) |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 12 minutes(s) ago
| | | |
13 | 49 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 6 hour(s) ago
| | | |
13 | 10 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| | | |
13 | 1 week(s) ago
| | | |
13 | 3 week(s) ago
| | | |
14 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
