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 Will my credit get worse just for applying for credit cards?
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 Debt collectors are calling my house for someone I don't know?
This person either used to have the same number as me or is giving out my number as her own. We get calls or messages for her every day and this morning they woke me up.
We tell them they have ...


 Is it really possible to get a free credit report?
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 Should i take a year off from school to establish good credit so i can get a loan without a cosigner?
My parents refuse to cosign for a student loan and its impossible to get a loan without one and i have no credit. Will a year of good credit help me get a loan on my own ?...


 Which bank ??
I want to change bank a/c's and i dont know which is best. does anyone reccomend a desent bank a/c. i want it to make payments in shops and online and to pay my bills!!...


 I cannot get a loan due to bad credit, and i need a loan to pay of my debts can anyone help?
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 Use a credit card for this..........?
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 If i let my car get repossessed, will my creditors come after me for the deficiency? i still owe 12 grand..?
i want to know if my wages will be garnished for the 12 grand that i still owe on the car, or if it will just show up as a repossession on my credit report. if they do come after me for the 12 grand ...


 If you have been in debt how long does it stay on your credit record?
i here some thing about about six year periods is that ...


 Which should I pay off? my car loan or credit card debt?
I recently got my tax refund in the amount of $3,000. we have a car loan with about $5,400 remaining and $5,400 in credit card debt. we want to pay everything off so that we can purchase a house next ...


 Credit Card Suggestions?
Right now I have 3 credit cards.... I don't use them anymore and eventually I would like to pay off the balances...I know it could take awhile. I was thinking about transfering the 3 to one ...


 What is the diffrence between wages and salary?
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 Any way to Clean up bad credit report, without resovling debt or actually paying things off?
I heard from a couple of people that i can pay someone to delete things from my credit beaureu. I would be interested in doing this, however would like to do it myself if possible, and not have to ...


 What's the best way to pay off credit card debt?

Additional Details
the accounts are closed. we don't use any credit cards any more at all. most of the cards are now 3-4 months past due because we just couldn't pay them, ...


 Denied...for store credit card...any other way to get credit?
I got denied for a Nebraska Furniture Mart card due to my lack of credit. I really do not want to get a credit card, there has to be a way to obtain more credit w/out doing so?? What can I do to ...


 Does a company need my permission to run a credit check on me?
A company called wagerworks ran a credit check on me. They appear to be linked to online casino's. I have played online casino's but have never requested credit.

Do they have the ...


 I co-signed for a friend of mine, and she has not made her payments on the due date. Will this hurt my credit?
My friend has been making her payments 15-20 day's late. Will this hurt my credit?...


 How do i get credit?
im 24 yrs old and had nothing on credit but still cant get a credit card they all say no when i havent had credit before so iv got no bad credit. iv got a currant account and thats all ...


 I've been threatened, insulted, and need to resolve this... But where do I start?
Alright, for about three months now, myself and my husband have been in slight debt. We can't buy food every two weeks with my pay check and have to go thin sometimes. He just started a new job ...


 How can I get collection accounts deleted that have been paid already?
I have several collection accounts that I have paid off in the past but they are still on my credit file and is causing my score to be low. I also have to accounts that went to court. I have ...



jamie j
Can you have a negative credit score?
can it be -
                     
 




Mr realistic...believer in truth
Rating
No...but under 600 and creditors start looking at you with a suspicious eye.
Get around 450 and lower and you are treated like a rat.
As a matter of fact, I sell cars in a new car dealership and that is exactly what they call bad credit folks....Rats or Roaches!


Just M
no ...I know car dealers will not look if they're under 600 .

I heard a cardealer said it , that's pretty darn low .


my2k0
No but having anything below 600 or having any negative impact on your report will be nothing less than having a negative credit. Best thing to do is pay your bills on time and get a credit card that will help you regain your credit.


tudorjason (matt)
Rating
As in a -428? No.

Ranges for FICO are between 300 and 850.
Ranges for VantageScore are between 501 and 990.


duke b
Rating
Yes you can


rhc7442
Rating
No. we call car sales men %654765466655554$$#@!!11Bs


Mandy R
Rating
That isn't possible


Samanthalovesbirds
Rating
nope


Holls
nopeeerss


crusty
Rating
no


KillerArujan
no you cant


Dragons Rule-Trolls Shall Die!!!
no.


Snowzombie98
no


Vixen
no


RJ
yes


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