 My wife secretly opened credit card accounts under my name? |
| I just recently found out my wife opened 2 credit cards under my name without telling me. She's been taken money out of those credit cards for gamble. And she didn't make payment on those ... |
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 What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du |
| I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I ... |
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 How much of my credit card balance should I pay at a time? |
| I just got my first credit card. The online statement came in on Aug. 17th for $150. The due date is Sept. 12th. Since Aug. 17th, I have spent another $200. My question is, should I pay the $150 on ... |
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 Does paying late on your credit card statment effect your credit? |
| My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ... |
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 Question about financing a car? |
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?
... |
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 Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these? |
| Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ... |
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 What is your jobb?...? |
Ook i'm nearly 16, so i dont have a full time job yet.
But what do you do? Do you like it?
x
Additional Details
Lol, i know job has only one b, i needed to ... |
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 What are my chances of getting a private student loan or a mortgage with these scores.? |
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593
between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month.... |
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 Are children responsible for parents debt? |
Additional Details
My parents have fallen into great debt, as they always have been. I have put myself through university, and have been working since I was 12, to pay for clothes, ... |
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 I see that about £6000 has been taken out of my bank account in an act of fraud- what should I do? |
This has happened before with this bank so I'm thinking of switching banks.
I stupidly did follow an email and fill in all my details which (in retrospect) probably was the cause- can ... |
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 I don't know what to do about my credit card... pls help..? |
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.
Last yr my 2 children had a combined 7 surgeries and ... |
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 If I ask collections to remove an item from my credit after it is paid in full, legally can they do that? |
| I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."<... |
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 My cell phone bill and harrassing collection agency? |
| Ok, i have a cell phone bill from 2005 that i have not paid, and it's not because iam not responsible, it's because i feel this company had been ripping me off, everytime i got my bill and ... |
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 I am in debt about 12 thousand and need help? |
| I wanted to know if there were any companies out there who help me get rid of debt or at least help with my credit score. I am in my last year of college and I do not have anymore money for school. I ... |
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| I recently got a credit card for the first time and I was wondering how does it work? |
| for example I have a $500 spending limit which I have spent when will I get the $500 back do I have to pay it back first or ... |
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reallyrosie | Can you remove a collection from your credit report once it has been paid simply by trying to negotiate? |
I received a letter from a collection agency stating that I had 5 days to pay an account or it would show up on my credit report. I complied and sent off a cheque for the balance immediately and it showed in my bank account the funds had come out before the 5 day deadline. I just got a copy of my credit report and the collection is showing up even though they assured me it wouldn't. It does say the account has been paid in full but is there any way I can get this information removed or is it too late? Will the agency even bother with me now that they have their money? |
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echo
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If you have nothing in writing showing that they agreed to delete, that does make it tough to get deletion.
But........if they are reporting inaccurately, you have a good chance of having it deleted.
I would suggest going to the site that I've listed and do some reading. Feel free to ask questions in there if you are unsure about something - there are many members who will gladly answer your q's.
It is a "free" do it yourself credit repair site. There is a great deal of info on how to remove inaccurate info, deal with creditors etc. |
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CHEV
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CHECK OUT www.jicinvestments.com FOR MORE INFO. IT REALLY WORKS. |
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Richgirl
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Yes you can write or call all the 3 major credit company and let them know . I would also advise that you get the suzie orman Cd it is super helpful |
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cindelmk
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No. It will stay on for 7 years. You shouldn't have paid them in the first place. Always try to deal with the orginial creditor first if you can. |
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rpf5
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No, but they will put a note on it that shows you paid, late.
Items on credit reports are never removed or erased, they just
expire with time. They are part of your credit history.
Don't be concerned if it is the only negative item on your report,
be concerned if it appears that you are forming a pattern of bad debt-that pattern is why credit histories are important. |
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♥ Lisa♥
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sorry hun but it will stay for 7 years but it is good that it shows you paid it.. it actually helps not hurts your report |
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Mrs.Foster
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Contact Equifax and try to get it straightened out- if that doesn't work have a credit counsellor or a lawyer help you out. |
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sexytrojan
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They told you that so you would pay them! The way they worded it doesn't say that if you pay them, it will not show up on your credit report.
They can keep the debt on your credit report for 7 years. |
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susan w
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WELL YOU CAN TRY TO SEND AN OFFICIAL LETTER AND SEND IT CERTIFIED THEN IF YOU HAVE A COPY WHERE THEY ASSURED YOU IT WOULD NOT SHOW UP GET THAT AND A COPY OF THE BANK STATEMENT WHERE IT HIT ON TIME THEN THE STATEMENT PAID IN FULL SEND IT TO THE CREDIT AGENCY IT WAS REPORTED TO THEN PRAY.IT IS EASY TO GET ON THERE BUT IT IS HARD TO GET IT OFF,IT MIGHT TAKE THE 3 YEAR WAITING PERIOD.THEY GOT US BY THE BALLS WHEN IT COME TO OUR CREDIT.THERE ARE SO MANY PEOPLE OUT THERE THAT DO NT GIVE A CRAP.THEN THERE IS US WE TRY SO HARD TO KEEP IT GOOD AND ONE LITTLE MISTAKE COST US YEARS... |
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