 How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income? |
| Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ... |
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 Late car payment need advice? |
| ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ... |
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 Any suggestions for someone with bankruptcy on their credit that would now like a credit card? |
| I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ... |
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 If my credit score is 714 and i apply for a wamu card how much will they give me as a start? |
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ... |
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 Credit card for 12 year old.? |
| i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ... |
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 I need a credit card with no annual fees, but i have really bad credit...? |
| i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.... |
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 I am considering entering a debt management program. Anyone have any advice? |
| I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ... |
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 Shall I pay this six year old debt? |
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I... |
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 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
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 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
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 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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robson_lorraine | Can you transfer a car loan from one car to another? |
My Husband bought a used car from a dealer and it broke down several weeks later and is now un road worthy! After much debate with the car company they have decided to replace the car with a different one. However the car was bought with a loan through the dealler! Since we bought the car my husband has been refused credit for other items and we where wondering what happens now? Can they just swap the cars? Or is it a case of cancelling the original and taking a new one? As we wont get the credit second time round regardless! Hmmm!
Can anyone help?
Thanks in advance!
Lainie! |
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Darby
|
Nope. Tell the dealer you need to have the old loan paid off by the dealer and to have the dealer give you a new loan for the replacement car. The loan/ownership of the car is controlled by the title of the car and the vehicle identification number of the car. Make sure you don't get stuck with two car loans. Make sure your name is taken off the title of the first car. The interest rate is probably sky high. It would be better if you could get a loan through a credit union or your bank, but you said the husbands credit has gone to heck. I'd get that checked out, too. If you have $15 and a credit card, you can go to MYFICO.com and get a credit report. I suggest you do that. Sounds like things are going from bad to worse and you have to get a handle on it. Good luck. |
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El Jefe
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No the loan is for that car and that car only.
the dealer will have to pay the note on that and then qualify you for a new loan under the new car's information. The bank holds the title and lean for the car and only that car all the peoper work needs to be redone.
good luck |
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dark
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i think u can if you have a cheeking account call ur bank they know if u can... |
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lisa m
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You can transfer the Loan/Payments to another person.They need to be approved by the finance Co. some people throw in incentives also.Then the loan in your name is satisfied,you can feel free to purchase again. |
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JeffyB
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You need a lawyer. If they transfer the loan incorrectly to the new car, you'll end up oweing more than the car is worth. |
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s and d e
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what they are going to do is give you another car, roll the old car loan into the new car loan and you're going to owe more $$ than your car is even worth. tell them you want out of it altogether and save some $$ and just buy a used car |
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Horse
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What you can do is if you have a free and clear car or a car with a smaller balance on it. Contact your local Wells Fargo Financial Branch. They might be able to give you a Refinanced loan on the F&C car/ low balance car, they might be able to give you enougth to pay off the 'crappy' car and have just one loan on your other car. If that is not a possibility go back to the car dealer and make them figure it you usally they can come up with something. Or sell the car for parts, and hopefully pay it off. |
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♥S & K♥
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That is a weird situation. I would think they should fix the car, if it is in that bad of shape why in the world did you buy it? Don't you think you should be discussing this with the dealership? |
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Tulipa
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No. |
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Jeff G
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I would speak to the loan company. They may be able to transfer the loan from one car to another due to the fact it broke down, as long as the second car is worth at least as much as the first one. |
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