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 What to do if a co-worker owes you money?
I felt sorry for my co-worker. I have known her for about 3 years. I would say I'm a friend but haven't hung out with her outside of work very often. She's going through a bitter ...


 How can i raise my credit score???
Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??...


 I have horrible credit how do i fix it??
I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ...


 How do i establish good credit?
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???

i have a National City Visa Points Credit card that i got ...


 How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income?
Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ...


 What are the best possible ways to establish credit?
...


 Late car payment need advice?
ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ...


 Any suggestions for someone with bankruptcy on their credit that would now like a credit card?
I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ...


 If my credit score is 714 and i apply for a wamu card how much will they give me as a start?
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ...


 Credit card for 12 year old.?
i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ...


 Out of all 3 reporting agencies, which score do lenders usually use when making a credit desision?
...


 I need a credit card with no annual fees, but i have really bad credit...?
i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks....


 I am considering entering a debt management program. Anyone have any advice?
I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ...


 Shall I pay this six year old debt?
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I...


 Since i am under 18 and my parent has to sign for my debit card whoose name is going to be on it mine or hers?
my my name be one the ...


 How long an unpaid charged off account will stay in my credit file?
...


 Can someone tell me how to find a Private personal loan lender in my area?
Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?...


 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month?
I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ...


 Is a 7,000 credit card limit for a 21 year old good?
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ...


 My credit score is 453.?
What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H...



TwoDimensional
Can you use a credit card for free?
No annual fee.
                     
 




hjbergel
Rating
Yes if you get a card with no annual fee and you pay off the entire balance as soon as you receive the statement.


Sec Educashun
There are many credit cards with no annual fee, but none are free unless you pay off every month.


TL
There are many credit cards that have no annual fee. It may depend on your credit history, but every single VISA and Mastercard that I have has no annual fee. It just depends on the financial institution that is backing the card and their terms and agreements.


mrshunter_2002
yes...Chase offers tons of credit cards w/no annual fee.

http://www.chase.com


Jeff A
Rating
yep. You can find lots of credit cards without annual fees. The other option is when the card comes up for renewal, just tell them you are going to switch unless they waive the fee.

Once you find a card you really like, you probably will feel it is worth paying the annual fee.

Also discover card doesn't have annual fees last I checked, and your bank debit cards likely don't have annual fees.


KB
yes, there are plenty of cards available with no annual fee. YOu need to check around to find them and often you need good credit to get them.

I don't pay an annual fee on any of my cards... VISA, mastercard, etc.


joefizx
If you can find a "no fee" card (hard to do) and if you pay the bill in full each time you get one. Other than that, no.


bobsled
Rating
yes there are a lot of cards with no annual fee...but look out for the interest rate if you do not pay the bill in full each month. check out citicards.com


Panacea
Rating
Many banks have a debit card through VISA. Works just like a credit card but takes the money out of your account. Most of these have no fee.


SHAHAB6
There are some credit card with no annual fee for 18 months.
try this to look for it http://www.bestcreditrates.net


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