Can you use a credit card the same day you activate it?

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I have sked this question before but not getting a really direct answer?

if I have 3 credit cards that are in collections and I pay them off next week in full they have been in collections just like a month or two will that increase your credit score?the more bad debt you ...

Not sure where to post this, I abandoned a car i had a loan out on? What will happen to me?

Well when I was 18-19 yrs old (now 24) I took a hefty loan out for a car from JD byrider. I left the car with my parents when i moved out of state and they got evicted from their house so they just ...

Why are so many people in debt when it is so very avoidable and easy to stay out of?

All you have to do is not spend what you don't have and keep an eye on your interest rates and read between the lines....

How long does it take for late credit card payments to clear up on your credit?

We had a late credit card payment from 2 diffrent credit companies. Its the only thing stopping me from getting a good loan for my home. After they clear up, how long does it take me to restore ...

What shall I do now re late payment charges? (I am angry and ready to do anything i need to)?

3 phone calls to Capital One today. Ist established no voiding. 2nd established debt was .10p (10 english pence) for which I have been charged ВЈ24.28. Was offered one deduction, accepted. Went to ...

Can i refinance my car loan with a different bank for a lower interest rate?

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I am turning 18 on June 5th, but I need a credit card NOW. Is there anywhere I can get a card?

I need a credit card so I can get a paypal debit card so I can get the money i need to ship stuff for ebay faster. Problem is I don;t turn 18 for like 4 months. Does ANYONE give any kind of card out ...

Collection agency is calling for a co-worker, but continues to harass me! what can i do?!?

The co-worker is a friend of mine; she was in a car accident over a year ago and is in the middle of a legal settlement so that she can pay off her car that was totaled in the accident. The balance ...

My husband has transfered all his debt to me and dissappered. is there anything i can do?

He transfered over his debt to a 0% balance transfer on my credit card. Now he has deserted me. He also has borrowed money of my family. He wont get in contact with me. he is currently living with ...

Can i use a debit card over internet purchases?

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What are some things to look for when applying for a credit card?

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We have bad credit, but we need a loan to pay off bills and have one payment, where can we get that?

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Payday loans?

has anyone ever received cash from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I'm a single mom in need of a loan with not so ...

I am so nervous...?

i have to go to court on tuesday for a credit card debt and i don't have a lawyer, i feel like i'm having an axiety attack, i know it's my fault but i'm scared, has anyone ever ...

Decent credit cards?

I want to apply for a credit card in case of emergencies (serious ones, not "OMG I need new shoes charge it" ones) Like if the car breaks down and that kind of thing. I know I may not get ...

I cancelled a credit card an hour ago- can I call them to open it again?

I cancelled a CC- an hour ago now I realize that maybe I should have just kept it open even though I have not used it in 3 years. It has been open since 2002 and had a credit limit of 9500- can I ...

Can a collection company send local authorities to arrest you for not paying your credit card payments?

My husband was threatened today by a collection agency stating that they were sending a officer tomorrow to take him to jail for not paying his credit card. I have heard that this is how they try to ...

Will a collection agency sue me over $7,000 debt?

I have debt with a walmart credit card for $7,000. They have sent it to Encore, a collection agency. Will the collection agency sue me for this amount of debt. I don't own anything of ...

Can i be turned down for a credit card because i did not provide my social security nunber?

I went to a local store and I was told that my application could not be processed if my social security number was not ...

I may be moving out of my hometown, should I cancel credit cards?

I will be moving to a city that doesn't have some of the stores that I currently have credit cards for. I know you shouldn't cancel or close the account because it messes up the credit. Do I...