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 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...


 How do I get out of credit card debt?
I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120...


 Being harrased by another persons credit collectors?
ive had my cell phone line for about 5 years now all the sudden ive been getting debit collection calls for another person im getting 1-2 calls a day its very irritating not to mention im paying for ...


 Trying get a car loan have bad credit?
my credit score is low like 500 to 600 i fixing my credit now i caught up i paid my big bill off and only have 3000 in credit cards my parents have great credit and will cosighn is it possible i ...


 I can not afford to pay my contract no more how do i cancel it?
...


 How good of a credit score do you have to have for a 20,000 auto loan from a dealership for a 1st time buyer?
i no it depends on income and residence and stuff but i believe i make enough and been at my job for over a year now. i make about 1,600 on a bad month.. i just paid off my credit cards (by the way i ...


 I recently applied for an auto loan but got denied due to outstanding balances. I payed them off how long ?
will it take for my score to go up? I really need a car loan!
Additional Details
they were in collections. One was an old old bank account that was in collections that i didnt know ...


 If I have terrible credit can I still get a New car loan if I put enough money down?
how much would I need to put down to get a $20,000 dollar loan and what would my itererest rate and monthly payment be? my credit is about as low as it gets....


 Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?...


 Is there any way to check your credit rating for free on the internet?
I would like to know what my credit rating is, is there any way to check this on the internet for free??...


 I want to get a "rewards" credit card ..which one is the best?
I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ...


 In NJ, if you owe money to a credit card, what can they do if you refuse to pay?
...


 I'm not asking for me {lol} but how many times per day is a collection agency allowed to call, & when you ask
then to leave a msg, they hang ...


 I have bad credit but need a school loan with no cosigner...any suggestions?
i am a student with bad credit and no cosigner...im 6 months away from graduating and have NO way of getting a bank loan. please ...


 Can I get a credit card when i"m 13???
Im 13 and i wanna credit card because i dont wanna carry around cash anymore, can i get one?...


 Is there any way I can change my name and ss# and have a clean credit report again?
I am 43 had 3 husbands and they ruined me and my credit. I don't have 7 yrs to wait for it to be cleared and I don't want bankruptcy...can I change my name and ss# and get a clean credit ...


 Is there a way to obtain a credit card without credit, for the use of building credit.?
...


 When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 .
i make around 750 dollars a month .

i am doing ...


 Have moved to spain but have just been informed of a debt we left behind?
whats the best way of paying this debt off could we pay in euros through our now local bank in spain
Additional Details
would like to leave it but they have been pestering my mother ...



Lisa W
Canadian Loan Group?
July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their voicemail boxes are full. Then they don't return phone calls.
                     
 




Mr. Blue
Canadian Loan Group=Scammers!!!

my Advice: Don't deal with anyone from a foreign country and never use wire transfer services.. you risk losing your $$ and your mind. file a complaint on http://www.ripoffreport.com and ftc.gov


VikingByNature
This is a SCAM! It's been a few weeks since I foolishly fell for this. If you already submitted to them your deposit (which you'll NEVER get back), file a report to the RCMP via RECOL. That is www.recol.ca. This is the best tool to use. I have used it to file another online fraud incident before and it works well. It provides you all the right tools to file a complaint for incidents like this.

For this case, be sure to file the complaint as "Advance Fee"->"Other Advance Fee Scheme".

Good luck! Maybe we'll get our money back soon!

Regards,
-= VbN =-


wolvie20022002
I think by now they have closed up the fake shop and took the money and ran.
Call the Police and phonebusters and file a complaint with the BBB .Do it now dont wait any longer
Its a scam


Lisa D
July 30th-I have the same problem, been trying to reach them since July 26th, left messages, send emails and no body called me back. I also talked to a Thomas Baker and a Mark Reynolds, now when i call Marks number it's a voice mail for a Rachel something. I also had been told on the 20th that I would get my 500$ back. On the23rd I've talked to Mark and he said I would be receiving my $500 back by thurday the 26th and he would contact me on the 27th to do the money tranfer. Hasn't been done and we're the 30th and haven't received the $500 yet. What sucks about all of it is that we send them $500.00 and we think we lost it and we really needed the money. Today I filled a complain against them at the Better Business Bureau.
July 31st- I just called the 4 numbers I had, they are all no longer in service!!!!!!!!!
To all people that did business with them...PLEASE MAKE A COMPLAIN WITH THE BBB LIKE I DID YESTERDAY!
I also just filled a complain with the phonebusters.


pisceschloe
July 30th - I have also had no luck contacting anyone since last Thursday. I have spoken to a Thomas Baker, who also is not answering his phone. I also spoke to a Mark Reynolds, who said I would receive my refund by Friday (not so) and he would be in touch with me this past Friday to transfers funds. Not so. The customer service line is now answered by a Rachel Adams, (voicemail), who also never returned my calls. Over the weekend, I contacted Toronto Police Services, Communications, who suggested that I had in fact been scammed. This is very disturbing, as the $500 security deposit was a lot of money for us. We had made commitments based on their commitment to us. I have just left another voicemail with Thomas Baker, and if I don't have any responses by the end of today, will file a report with Toronto Police Services, forward them all paperwork, names and numbers, and they will follow up. It doesn't look promising.

Has anyone out there heard from these people?


debson
I too, was told I was going to be receiving my refund back as well as my so called loan on Thursday(yesterday) and have not received or heard anything. I have been trying to call them since last Monday and nothing!!!!!!!! Maybe next week their phone service will be gone. I am not expecting my money back. I live in Toronto and have taken a drive myself down to their so called office, which sorry to tell you all, but it just does not exorcist!!!!!!!!!!!!!!!!!!!!! Unless I made mistake and went to the wrong building. I asked one day what floor they were located on and the customer service rep stuttered and told me the 4th floor. I asked how many floors were in the building and he replied 7. A Financial institute downtown T.O especially on King St does not have any 7 floor buildings. If he said 50 or 60 I would have believed him.. Cant believe how stupid I was. Don't know why I bought into this just for a vacation. !!!!!


Dewey K
The old saying applies here - let the buyer beware.

I know of a good website for mortgages or auto loans even if you are credit challenged. Several of my friends have gotten loans here - http://www.1-800BadCredit.com


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