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ok i met this guy online and hes like a manga collector
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I want to pay off and close all my credit cards, will this help my credit at all?
It is pretty bad right now.
Additional Details
Everyone keeps saying to leave one open, however, I ... |
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achaye7 | Cancellation a loan? |
i got a loan. can i cancel it after 9 days |
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jacqueline e
 |
You should have 14 days in which to cancel, make sure you do it in writing, they should have given you as address to write to, i would phone and email them aswell, and keep copies. |
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shelcom
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Only if you repay it with any interest due. |
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syllylou77
 |
My understanding is you have 3 days to change your mind on a transaction. But if you haven't cashed the check yet it could be longer or a penalty for early payment. Which oddly enough affects your credit score negatively.
If it's a subprime loan there could be other options. The attorney general's consumer protection division is a good place to inquire. There's also a place online www.naca.com that can tell you just about anything you need to know if it's on a home. |
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crustysob
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If you signed a contract and took receipt of funds, you will likely have to pay it off. Hopefully your contract does not provide for a pre-payment penalty and you'll simply have to pay a few days interest. |
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Nick S
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First, look at the contract you signed and make sure there isn't a prepayment penalty. If there is no prepayment penalty, just pay it off and take the hit for the nine days. Technically, their money was in your possession.
If there is a prepayment penalty, I wouldn't bring it to the lender's attention. There are tricky ways of getting out of a prepayment penalty, but that's another question. |
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beauty s
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I don't know call them and see |
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Howard A
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Repay all money back with 9 days interest. |
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Yanswersmonitorsarenazis
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sure. just pay it off. |
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Me
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You should have a 14 day cooling off period |
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