 Anyone know a lot about credit? |
| Well here's a little bit about my credit history. I have once credit card I am in the process of paying off. I had verizon wireless and couldn't afford to pay my bill so it became a write ... |
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 Is it better to get my house loan or car loan first ? |
| okay im 17 but turn 18 in less than 30 days in the next couple of months i want to buy a house and a truck. the truck i want is $11,000 and my house is $40,000 i really want to get my truck but i ... |
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 Hi im 25 with defaults and bad credit history and looking for an immediate loan of $2000. can anyone help me? |
| it needs to be fast approved and fast. im really desperate and need to find ways of getting this money by the end of the ... |
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 Refusal to pay stuent loan: what the worst? |
| So from all the research, the only thing that can be done is wage garnishment, and if you don't have a job, what the big deal? I own no house,land or property, I do not work, I recieve no gov... |
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 I have paid dept of in full? |
| does any one know if you pay a dept completely of if experia can clear ... |
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| 23.99 APR for a credit card |
| I'm just starting to get a credit card so I don't know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to ... |
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 How do you correct bad credit? |
| My boyfriend has horrible credit with a lot of past things he needs to pay off. Is there a type of credit counsler, or financial advisor that can help him get started? We want to start looking for ... |
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 I am considering bankrupcy....? |
| has anyone ever done this, I want to hear from people who have done this with an attorney and what the outcome was. I have $35,000 in credit debt and I can not work out payment agreements and I can ... |
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 I cosigned on a car with someone 3 years ago. How do i transfer the payments to the other person? |
| The person is not paying me the money on time. I have to pay it so that it does not affect my credit. Both of us names are on the purchase papers.... |
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 Do you have to be 18 to acquire a credit card? |
Additional Details
this is argument between me and a co-... |
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 Can a cell phone plan build your credit? |
I recently got a 2 year contract in my name. I don't have any credit (I just turned 18 a few months ago) but they ran a credit check and I was somehow approved for a contract with T-Mobile.... |
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 Need a website where you can apply fo a loan with bad credit.? |
| Don't want any private lenders B.S. I don't have bad credit or good, so say it is fair. I am never late on payments, but have some doctor bills that have not been paid, I don't get ... |
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 Is a credit card better than a debit card? |
| I currently have a debit card and find it very convenient while making transactions at merchant dealers and online. But, most of my friends have a credit card and tell me to take one. I always think ... |
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 Do personal loans ruin your credit? |
| Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?... |
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 Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
| I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended C... |
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parratjie | Cant afford payments of loan and credit card? |
Ive got debt with a bank on my credit card and loan. But cant afford the repayments and my debt is less than £2000,is there any way that this debt could be written off by the bank? |
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Judy
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They will not reduce the debt of things you purchased.
They will reduce some of the late fees, or interest you have paid.
You can call them and settle, but they will require immediate payment or that settlement amount will be void.
Could you find another card that lets you do balance transfers
go to bankrate.com and click on credit cards - then best for balance transfers
/ |
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Snakeman !
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Not a chance !
YOU incurred the debt - therefore YOU are liable !
Your BEST course of action is to talk to the bank & credit card company - and come to an agreement to pay off what you owe !
Why should sensible borrowers finance YOU'RE incompetence ? |
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JOSEPH S
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surely you didn't talk this way when you were asking for the money. Just get a job then work then save then pay your debt. This is the way the world goes (unless we want to be in a perennial recession) |
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evie
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Yes if the agreements were signed before 1 April 2007. The website www.bdebtfree.info will help you get these legally cancelled. |
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MD. William Nellord
|
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DIAMOND FINANCIAL HOME INT'L |
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Bart M
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dont do it |
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Nebraska Born and Raised
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When stuff like that happens, it's time to reduce your expenses and get a second job. |
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rayt721
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You are not talking about an insane amount of money here that is willing to negotiate a settlement on. You want to straighten out your credit, not make it worse. What can you afford to pay on the debt? Figure it out and commit to it. Talk with a friend, family member or employer to help you get your budget together if they can co-sign a lower payment loan you can live with. Find ways to increase your income a little more. Find ways to live on a little less. Just don't ignore the debt. If you deal with any problems head-on you'll have a better chance at resolving them. The day will come when you want a car or home or credit for something you really want or need and the bank will look at your $2,000 default asking if you are in your right mind. If you can't pay $2,000, how can you pay $20,000??? |
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rennickelizabe
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call your lenders and explain and tell them you want to offer a payment plan they will work with you and they will understand |
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Ms. Angel..
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Why would your debt be written off. You should of thought about using the credit card and asking for loan before you did it. Now you must pay. Contact the Bank and work out a payment plan. You did sign an agreement that you would pay it back.
Call the Bank ASAP before it is sent to collections and you get sued. |
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rebecca m
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yes, you need to get an administration order. go to the cab and ask for help..however if you have enough money coming in you WILL have to pay back what you owe. try talking to your creditors they usually are understanding, they will need a list of your income and expenditure to see what you can afford though. |
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DUNNO
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dont hide,tell your lender asap normally they will help,they might reduce your payments over a longer period. |
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