 Which is the best credit card to get?? |
| I dont know much about credit cards...help please. I have the student visa from bank of america but i want another one.... |
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 Credit card? |
| Is there any problem if we'll not pay the bill of credit card. Or, If we'll go for settlement, they keep the details as defaulter or, wht? plz advice....... |
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 Can I get a used car loan? |
| I just turned 18 last week. I have been driving a 1988 Ford Escort for a year and a half. I paid $500 for this car so I am not sure if it is even applicaple for a trade in. I think it is time to ... |
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 Do negative records really "disappear" from your credit report in 7 years? |
| I recently viewed my credit report, and a lot of negative/delinquent accounts and records are not on it. So is true what they say about negative items being deleted from one's report after 7 ... |
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 Personal loan 5,000? |
| I need a four thousand dollars to pya off my credit card debt becuase I am looking ot buy a house in three years and I would not have gotten rid of my credit car debt by then.... |
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 Would this hurt my credit? |
| I have perfect credit as of right now I always pay of my credit cards and on time. I got a the cell phone service Altell and didn't really like it to much, so i canceled after a few days, now i ... |
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 What happens when you don't make ur minimum payments (credit card debt)? |
| so i'm having a little trouble making the minimum payments right now. In about 2 months, i know i'll be able to make them. But what concerns me is how the credit card companies keep calling ... |
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 Can i still be eligible for a car loan even my car is under reposession? |
| our car was repossessed.and we cannot pay for the whole amount.instead of paying it,we are planning to used the money for down payment for a brand new car.can i still be eligible for a car loan?we ... |
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 Which credit card companies will give credit cards to someone who is a discharged bankrupt? |
| A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a ... |
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 At work they want me to do tasks that go against my beliefs.am i being unreasonable by refusing? |
| i work for a place that distributes loans. i got the job through an agency and was told itd be basic admin work. now they are trying to get us to take applications for loans and take money from ... |
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 I am in desperate need of a loan and I have horrible credit in the boston area? |
| I am interested in obtaining a loan to pay off debt that I find myself sinking into. The problem is, I have horrible credit. I dont want it to get worse. I have a great job but I was recently hit ... |
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 I am only 17 and i have a credict card with chase. i pay my monthly bill but am i messing up my credict? |
Additional Details
i pay my bill,more than the minimum, i make random payments.but i was just wondering how will it effect my ... |
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 Credit card debt! please advice.....? |
| So basically I have 2 maxed out credit cards. One of 2,000 and the other 500. I'm a really broke college student. The little money I make I need it for food, shelter, supplies etc. That's ... |
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 Is it possible to buy a home with really BAD credit? |
| My husband and I have really bad credit. We both were in previous marriages and that is were it all started. He has a foreclosure on his credit report because his ex decided she wanted to keep the ... |
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 Can debt collection agencies impose deadlines on repayment? |
Hi,
I've just been contacted by a trace and collection agency, who reckon I owe an electricity bill from 5 years ago! Madness!
Anyway, do they have a legal right to impose ... |
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 Are debt collectors allowed to call your work? |
| I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office.... |
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 How bad is it on my part if i continue to pay my mortgage late? |
| I have up to 15 days every month to pay, but i sometimes pay after . I don't mind paying the late fees, it's not an issue. How about credit wise (there is nothing that i can do right now to ... |
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| What is the worst case senario if my car payment is late? |
say 2 weeks late?
Additional Details
im kind of embarrased to call and tell them it will be that late. i ran into a difficulty this month and something more urgent came up. i was trying ... |
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prednisolon | Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to a UK credit card, what would happen if i dont pay it off? Because i wont be able to :(
Additional Details
I know this will sound really selfish but Im never planning to come back to UK and the bank doesnt know where I live. Im planning to live in a little mexican town would they be able to find me there? Sorry people Im just too broke to pay £5000 off :( |
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Mark J
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come to an agreement with your credit card company. otherwise they have lots and lots of time to wait, and will attempt to reclaim the currnet debt plus any interest accruing on that amount.
if you moved tothe states without leaving nay forwarding address or contacxt details then you may get away with it Im sad to say. effetivley it just means that everyone else has to pay for your debts..
if you are genuinely bankrupt then get that debt placed ijnto the bankrupcy.. then it ceases to be an issue for you. |
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Haskellsgai
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If you have exhausted all negotiations with your creditors and have no assets or means of paying your debtors off, then going bankrupt is may be the viable option, as you've already said.
Despite the myths and stigma attached to bankruptcy you can find out more factual details below. |
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Adze
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A lot of credit cards in the UK are in some ways
tied up with American company's and in time
will find you,then the dreaded knock on your
door demanding there money plus lot and lots
of interest that has accumulated.Best address
this problem when you find the nerve to do so. |
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blcohen529
 |
Non-payment is a fairly good alternative. It is doubtful that unless your debt is in the mid-high 5 figure amount, there is unlikely zero motivation for your foreign creditor to find you in the United States and attempt to enforce a judgment against you.
You may wind up with a foreign judgment taken against you but unless you plan to return to the UK for an extended period of time you will be free from enforcement.
One risk is having assets in the UK through an inheritance, lottery winnings or other means. These could be claimed by your creditor.
Best resolution might be to try to work a deal with this creditor for 5 cents to 10 cents on the dollar. Only negotiate after you have cash in hand. It might take years but you should eventually prevail. |
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bens J
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If you are caught in the credit card debt trap, approach a debt consolidation company for help, instead of paying high rate of interest to your card issuer. Most of the debt consolidation companies provide loans to help you tide over the credit card debts. These loans are known as credit card debt consolidation loan. The advantage of this loan is that you are charged a low rate of interest. The difference between the interest charged on the credit card and the interest on the credit card debt consolidation loan is substantial, saving you quite a big sum of money. |
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Cherry Joe
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There are some articles on credit card debt : Consolidate Credit Card Debt To Solve Financial Problems? , Reducing Credit Card Debt - It's Never Too Late To Start , Credit Card Balance Transfer, if you are interest, you can take a look at http://avoid-bankruptcy-get-debt-consolidati.blogspot.com |
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Barbie
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Hello predniso,
Understanding Credit Card Debt Consolidation
The credit card consolidation is taking all your credit card debt dues and consolidating them into one monthly payment. This way, you don't have to worry about managing the payments individually. Aside from that, it may also provide you additional benefits like Reduces your interest payments, waive late fees and miscellaneous charges, lower monthly payments, debt relief in a shorter time, improvement credit rate and help you to save more money.
You will also need to know that there are actually two major types of credit card consolidation.
First is through a Credit Card Counseling firm. They assist consumers by consolidating all their monthly payments into one single payment and then separate this to the creditors in behalf of the consumers until they are debt-free.
Second type is through a home equity loan or other secured loan. This is done by exchanging an unsecured debt (such as credit card debt) for a secured debt (a debt backed by specific assets such as real estate).
Credit card debt consolidation is not going to relief you from all you credit card debt problems but it will make your life easier to pay debt and help you to save money in the long run. |
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Hazel S
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Since you're living in US now, you may feel that this is all behind you, but be careful. While these creditors may not contact you or find you for quite some time, that debt will always be lurking. I would seek out some credit counseling advice from a professional. Check out this site for more info:
http://www.credit-card-loans-debt.com/credit/ |
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mert r
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hey if ı were you....ı would pay... |
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