 How can you tell if something is a con? |
| I got an email saying that they were looking for people to play parts in movies. When I got to the website, they wanted my credit card information for an activation fee.... |
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 HOW do i Endorse my check? |
| I got a 4k check. I deposited it, and they said I have to endorse it? Do I just sign in that box, do I have to leave my account number? Why didn't they care before when i deposited 1k in my ... |
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 Why cant my debit card be processed on paypal to make purchases on ebay? |
| last week i bought a few items using my visa debit card on ebay. it worked fine..i even got the items today..i know there is money left on the card so i tried to make a purchase today but it said my ... |
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 Should we save for down payment or pay off debt? |
| My husband just married me and my two kids last year and we are trying to make some decisions. Because of student loans and cars, and some credit cards, we have nearly 40,000 in debt! Some of it (... |
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 Credit card complaints authority? |
| Can anybody tell me who i would need to register a complaint with about my capital 1 credit card (apart from capital1 customer services) as they are harrassing me with 3-8 phone calls a day and have ... |
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 Why was my visa not covered when i was made unemployed i paid for extra cover? |
| i had a visa card paid extra for cover in case of redundency ect..unfortunately i was paid off and the insurance refused to pay my visa...why take money off me all that time then let me down when i ... |
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 What options do I have? |
| I am currently financing a 2005 yamaha raptor quad. The monthly payments started at $69 and recently jumped up too $169. Do I have any options that will not effect my credit score? I am only 19 will ... |
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 I want to buy a new home in January do I have enough time to apply for a new credit card? |
| I want to boost my credit score up to 750+ I keep hovering around 744, 745, and I can't pay off much of my debt. I thought by expanding my debt to credit ratio I could boost my score. I have two ... |
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 I need to increase my credit score by 25 points in order to refinance.? |
| I have no late payments, no public records, I paid 2 of the 3 derogatory issues off and paid all of my credit cards down to 1/2 of the limit. My broker has submitted for rapid rescore. I am afraid ... |
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 Someone stole my credit identity however my credit rating is getting better, should I let them keep it? |
| I think my credit cards want the thief to continue having my cards than me since they are spending less.... |
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 Do i have to get a credit card to get a car or house? |
| i really really don't want a cc because i know all the cons of getting one but i want a car really bad. is there any way to get credit w/o getting a cc and if i got one and didn't use it ... |
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 If i dont pay for a credit card bill in 3 months is that fraud? |
| I havent paid for my credit card in 6 months and its because i am a full time student and i have a part time job. I do want to pay for them but i also have other bills. I dont wnt them to think im ... |
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 I had a judgement back in 1999, they just decided to garnish wages. what can I do? |
Additional Details
It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.... |
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 Are you more likely to be approved for a personal loan if you have a co-applicant? |
| I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back ... |
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Alanna V | Capital One refused me? |
I was wondering. I applied for their CC a while ago and the letter stated the there is no info available or info missing from each of the credit agencies. Fair enough, I didn't have any credit. Well, after few months, when I did have some credit, I tried again and same exact letter came back. So I sent them copies of two of my credit reports, and guess what, the exact same letter came back the third time. What the hell... I have limited credit history as they focused on and meet all the basic criteria. I know that's not everything, but can't they at least write something else, more case-related? |
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imisidro
 |
Sorry. But if you have limited credit history (though no fault of your own), the big credit card companies will reject you.
I have received a lot of rejection in my credit card application because I had no or limited credit history (being an immigrant). So I opted for the department store cards instead -- e.g. Macy's.
After a couple of years of responsible credit card management, I finally got approved for a Capital One card. But it took a while. |
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cincinnatus
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Thank God!!!
Capital One are pricks, You don't want to do business with them |
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michael m
 |
Capital One offers a prepaid credit card,send them a cheque for (money order) with application and they will grant you a card with a 1500.00 limit.Use this card to buy gas only (small purchases) and then you get home pay for that purchase online.At the end of 1 year they will send you your money back with 6% interest.During this period do not apply for any credit from anyone,that means do not give out your birthday,sin/social security number or postal code/zip code.This means that no one will have hit your credit and your beacon score will increase to over 680 which will allow you to obtain another credit card as you now have a proven track record showing that you are credit responsible.Then do not apply for credit more than 3 times per year or your file will look like you are credit seeker(RIPE FOR BANKRUPTCY/CHAPTER 9)Try not to use credit to much as it is very easy to load your self done with debt.If you do have a balance on your card you will be paying 3% per month for nothing as this is the interest charge.Good luck and be careful. |
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Not Laughing w/ U
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Get a department store card. Pay on time for 6 mos. then apply again. By that time you'll probably get better offers anyway.
Or if you have a parent or someone that will put you as an authorized user on their card for a little while it will help establish your credit. |
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kamsmom
 |
Be happy they always have a scam going |
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treymf
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You could look into getting a secured credit card through them. That is where you make a down payment towards your credit limit. Good luck. |
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robert w
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Please stop the slavery . You want to play with snakes?
You want to work and pay 1/2 of your pay check to loans? Wake up!
You do not need credit cards You need more money or knowledge how to handle your money. Banks/credit cards are like Pimps.
Don't got money - get 2nd , 3rd job.
Don't know how to work your money - visit DaveRamsey.com to learn. |
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photoguy1959
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Believe me, you don't want a credit card.
People spend the rest of their lives trying to pay them off.
I know from experience. |
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Jeff S
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They obviously have stricter policies than some other banks.
Why not just try another bank? In the meantime, keep building up your credit by making all your purchases with credit card, and paying them off IN FULL and ON TIME each month.
Your credit should build up in the next few months such that you can apply for this card.
If you really want to know why they rejected you, they leave a number you can call and speak to a representative who will tell you. I imagine they are just not willing to take a risk on someone with such little history. |
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Crystal
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what type of card are you trying to get. If you are jsut starting out you will not be able to get one of their more elite cards like airline cards if you are a student that is the type of card that you need to apply for because they have less strict guidelines and do not require you to have established history. |
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Jessica T
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no..for credit card companies there is no such thing as case related. it's about making money from us poor schmucks...lol
no really...they have a basic letter that pretty much works for everything. |
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