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 Can debt collectors do this?
Okay I have a credit card that I haven't paid on in a year. I did try to pay it off last February in full because they sent me a letter saying I need to pay by the 14th. I called and said I ...


 Credit and marriage?
If I was to marry would my bad credit affect my husbands credit...and would his good credit affect mine?...


 Simple CREDIT CARD question. Please help if you can?
Hi

I don't really understnad how the whole banking thing works and was just wondering if someone could help me.

I just checked my credit card details through online banking....


 I owe $1500 on one credit card, My account has been sold to a collection agency. I have the money, do I pay it
I...


 Bad credit loans?
i have bad credit but need a small personal loan with no upfront fee. Can anybody help me?...


 Where can I get a "real" free credit report on the web? Anyone know a ..?
real site that does this without having to sing up for anything or get spammed?

thanx
Additional Details
Oh I forgot to add this I am from Canada and freecreditreport site ...


 Should I pay this off??
I received an offer in the mail for a settlement on an old credit card debt. It's almost 10 years old. Do these fall off of a credit report or should I pay it? I cannot find any information as a ...


 650 credit score with 16% APR? Bulls**t!!!!! Finance Manager?
I went to Toyota dealer yesterday to buy a 2007 camry. After taxes and adding a sunroof the car totalled 23000. The finance manager tried to give me a APR of 15.95% and the car note would be 618. W...


 I have poor credit. I need a credit card.... Help?
...


 If you have good credit and your spouse has bad credit, how much does it affect you?
I'm debating this with my boyfriend.
He says that if he has bad credit, and I have good credit, and we get married, his bad credit will not affect me at all.
I say that when we're ...


 I don't have a credit history. What can I do?
I tried to get a mobile and the shop told me that I don't have a credit history. I have never used a credit card or loan, which I thought was a good thing.
Please help!...


 What in ur mind is the highest paying job?
...


 I dont have a credit score at all. how can i obtain a credit card with no credit.?
...


 I co-signed a big loan for my daughter. If she files for bankruptcy (chapter13) am i liable for the loan?
...


 How do i go about getting companies off of my credit score?
my creidt score is terrible as of right now! i had seen my credit report in person! i see where some companies still have me on there for a report purpose only, because ive got them paid off!
...


 I am applying for a credit card for my husband a capital one card and it says?
Variable purchase rate, currently 14.9% what does this mean?...


 Building credit question, help!!?
Secured credit cards are designed to assist people who have never had credit or those who have bad credit, in order to enable them to establish a good credit rating.
Must one be 18? If so, is ...


 After you have paid all your bills for the month - how much money ..?
do you have to spend on yourself for going out/ clothes etc for the month????...


 How long after I pay something off that is on my credit report will it take to come off?
...


 How can I rebuild my credit?
My credit is really bad and has been for about 4 years now. I cant get excepted for any kind of credit cards and because of some old hot checks I cant get a bank account. I have tried to get a bank ...



linzi
Capital one card?
iv just been offered a capital one card and can have up to 2500 pounds say i spent all of that what what kind of payment would they want each month and are capital one a good card company to go with thanks
                     
 




bugaboo
Rating
Look at the interest rates.. Extortion..


Macum
Capital One isn't one of the best, its normally for people with less than great credit rate

Minimum payment should be 3-5% of balance

If you pay only the minimum payment, statistics show will take about 20 years to pay off


Ariana
Rating
Not a very good company . Interests very high . Should your circumstances change and you miss a payment they will push up the fines without offering any help. Best not bother.


TERRY O
Rating
check the interest rate and go to "compare.com" you can see the interest rates on all cards here.


leonardhomes@sbcglobal.net
Rating
If you use all your limit quick, they will just love you. They may even send you another so you can do it again. Just use your card when you have no other option. And try not to charge more than you can pay off at the end of the month.


Susie
Rating
They have one of the highest interest rate around. Don't even touch it.


Marky
If you can't afford to pay it back immediately, don;t get a credit card.

Credit is for people who can afford to pay it back, those that can't shouldn't do it - you'll end up paying much more back than you borrowed and you'll suffer financialy in the long run.


cinderella
it depends on the interest rate...i know someone with a 34% interest rate thats alot... on average u pay 5 % of the money u have spent...


funnycunny
Rating
if you really must throw away money, cant you place it in the nearest bin. so people like me can find it. instead of feeding it to the sharks.


LG
Rating
Say you DO NOT spend it all. Stop thinking with the disasterous financial mind set of "RUN IT UP AND MAKE THE MINIMIM PAYMENTS"


RICHARD X
Rating
Very high APR.


jackie m
Ignore it, they told my partner he would get 1000 to use and when he got the card its only 250 and their interest is high, people use Capital One if they have a bad credit rating and the banks wont give then a card, although they dont give them to everyone with bad credit.


b
Rating
they are an okay credit card company, but they will want u to pay it all back quick


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