Should I cosign on a car for a friend who is willing to pay me? |
| A close friend asked me to cosign on 70K car for 4 yrs. And she going to pay me 3k on the day that its purchased. But Im a little worried about the deal even thou I really need the money. I know that ... |
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What trouble would a person be in if they did not pay for a credit card.? |
| My freind has become very ill with a mental illness and is on a very small pension and has offered the company what she can afford and they will not accept it and keep calling her and harassing her.W... |
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How good of a mortgage rate can someone get for having an excellent credit score? Over 800? |
| I recently got a quote for a 30 yr. fixed rate mortgage of 6.75% and was wondering if that was a good rate considering I have an excellent credit score. I simply thought it would have been lower, and ... |
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How can I help my GF eliminate her debt??? |
Basically, I just want to know how she can be helped. Paying the monthly min is really high right now. She said it was like $480/month which is really killing her.
I had thought about D... |
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My brother has a bad credit rating, how long will it take to make it better? |
| He has been paying all his bills and debts on time and not defaulting on payments for the past three months, how long will it take for him to qualify for credit again?... |
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I owe $709.99 for what? |
| I got a paper from a collection agency today for some... I don't even know what it is or who it is or what they do.. company, saying I owe them $709.99. I have NO IDEA what it is. Never even ... |
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Can an auto loan actually help your credit if you make all your payments in full and on time? |
| I am currently 19 and a half and I got a credit card the day I turned 18. I pay off all my balances immediately and I would potentially have a perfect credit score if I had a longer credit history. ... |
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I am being sued by a credit card company for about $2,200 but can't afford to pay them. What should I do? |
| I have a court date on the 14th of this month. I thought they would just write this amount off but was served with court papers today. Any suggestions or advice would be greatly appreciated... THANKS!... |
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Most useful advice you've ever learned about $$$? |
This question is to fokes young and old, so please anwser? Thank you! Additional Details I, personally think the most useful advice i have ever learned about money was to alway balance ... |
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Where can I get a loan with bad credit and no home to secure the loan? |
| My credit is in bad shape due to the marriage I was in, dose any one out their know any way to get a loan with poor credit and no home to secure the loan. I want to start a new life and get my ... |
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How the heck do I get out of debt??!!!? |
| I don't know what to do! Any sugestions would help!... |
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A debt collector called today about a debt included in a bankruptcy 10 years ago. What do I need to do? |
| The collector called when I wasn't home. He answered my husbands questions about what he was calling about. They want me to call back and give the discharge # and lawyer's name. Can I be ... |
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What helps your credit score more? |
| Paying off collections, or opening a new line of credit? I have medical bills in collections ... but qualify for a credit card. Obviously both would help the best, but it will take me a while to ... |
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Is it possible to talk to my bank and ask for a lower payment in order to avoid foreclosure ?/? |
what are the odds of my bank giving me a lower payment in order to avoid going into default ??
My payments are $3100 per month, MY retirement is only $2000 per month , the money that I ... |
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Can i use my Dad's credit card? |
| Ok so im going to be buying a cell phone (i already have one, but i want a new one). My dad gave me his credit card to do so, as i dont want to use bills to pay for a 300$+ phone, a cc is a whole lot ... |
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I owe 6000.00 on my American Express Credit card and I dont have a dime to pay on it.? |
| I havent made a payment in 3 months and I dont know what to do because the money is not there to pay it. Please help. I am desperate. They are calling me like crazy and I need to know what is going ... |
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How can I get credit when no one will approve me for anything? |
| I can't get any loans or credit cards or anything due to lack of credit. I put down a $300 deposit on my cell phone but come to find out they don't even report good payment.... |
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jodi_lynn_124 | Capitol One? |
Can someone tell me how do the credit companies know what your credit limits are on your Capital One account because they sure don't let anyone but the person who has the card know the limits.
From what I see then they don't know how close you are to your limits and can't see if it is good or bad. So can't even give you a Percent of credit currently available Additional Details No Capital one does not, I have all 3 of my ex-husbands reports infront of me and one access too everyday They leave it blank.
And don't have credit card debt thanks just trying to rebuild his credit so we can buy a bigger house |
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echo
|
That's the major reason why I'll never have a Cap One card.
There are a few card companies that will do it with one or two of their cards, but Cap One does it with all of theirs.
Cap One "will not" show your credit limit, only your credit balance. That could make it look like like you over utilize your card.
As far as how other credit companies can tell what your limit is - they can't. They can only go by your balance.
I would recommend charging it up "once", pay in full and stick it in a drawer somewhere.
Only do that when you know that you don't need your scores for a month AND when you know that you can pay the charge in full. |
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charte
|
Simple! Everytime they pull up your credit report all the information is there! your ssn hold a lot of information! |
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JennyJ
 |
When the pull your credit report it shows your highest balance owed, current available balance for the date the report was pulled and if your payments are always on ti,e or late. Thats how it works for all 3 Credit Beaureus on every credit card, not just Capitol One |
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Richie620
|
They all work togather for security reason |
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flowerspirit2000
|
CALL THE 1 800 NUMBER....THEY KNOW ALL THE INFO ON YOU. |
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Lisa
|
Your credit report tells how much your limit is on every card, and your total amount of debt. Other credit companies find out this way. |
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katiara2@rogers.com
 |
Just a guess, but could they actually know your credit rating and infer the limit you might have been given by Capitol One. |
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Abercrombie
|
Whats in your wallet. |
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Max
 |
Credit reports list the card, it's limit, and the balance. They are easily assessible for any company who wants to check your credit. They also show payment history, so if you are late on payments, they know that too.
Go to one of the major Credit Report sites and order one for yourself...Experian is a good one. |
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♥cexisnowbunny♫
 |
because when theyrun your credit report, the limit comes up for each credit account you have. it aslso shows what your balance is, and your highest balance, any missed payment and your average payment |
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Kyle B
|
try call 1-800-CAPI-ONE |
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motherpeanutbutterbutinsky
 |
Cut up your credit cards. Pay off your balance and let it go! You will always have cash in your pocket, if you do not get up to your eye balls in debt. Read Suze Orman! |
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nswblue
|
I agree with all your previous anserers!@ |
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Topher
 |
what's in your wallet? |
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