 Whats the best way to establish credit if you dot have any? |
| i dont have any credit and im 19.is a credit card a way to establish credit and if so what credit card is good? HElp give me some ... |
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 Can collections agency collect on a debt that hasn't ben paid on Since 1999? |
| I have just recieved a collections from an agency that say I owe them money from back in '99. They said that no payment has been made since Nov '99. I have requested information about ... |
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 I have really terrible credit. But all the accounts have been untouched for 5 years.? |
Is there a decent credit card out there with no annual fee that would help me establish my credit? I've been turned down by dept stores! I need help. Thanks
Additional Details
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 Car repossessed, legal advice? |
| My 23 year old son had his car repossessed back in December 2006. He was told by Toyota financial, that he had to pay the balance on the loan, plus towing, plus impound fees. It came to over $17,000. ... |
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 I need some help with credit cards? |
| Im 18 and I have no credit history. I want to establish some credit so in the future I can get loans for school or for a car. Is there a credit card that would approve me even though i dont have a ... |
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 How can I repair my credit history on my own? |
| any suggestions, advice or ideas would be appreciated.... |
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 Credit report question? help please!? |
| ok so a little under 2 months ago I paid off 2 charge offs with 1 bank. But only 1 credit bureau (Experian) has it as paid. Transunion says derogatory, and Equifiax says charge off. Aren't ... |
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 Does anyone know where I can get a credit card with poor credit? |
| I just got out of bankruptcy and my credit needs rebuilt, but I cant seem to find anyone to give me an unsecured credit card.... |
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 My first credit card.? |
| I'm 18 and still in highschool but I've had a job for the past year. I applied for a credit card a couple days ago and got approved for a $500 line; my whole plan is to buy one thing a ... |
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 I am 19, and honestly am in credit card debt, my questions are below.? |
| Ok, I stupidly applied for two credit cards, which I should not have done. One is a Trump Visa, and the other is just a regular Visa both through Chase Card Services. Both of the cards are either ... |
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 Why is my check on hold? |
| i am currently banking with wells fargo and i deposited a check from allstate insurance company for $6500.00 and they put a hold on it and gave me $100.00 of it... now i know that the check has ... |
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 How long does it take to get negative items off your credit history? |
Do they just disappear after a certain number of years? I've heard that and never knew. I actually don't have any on my credit, thank God, but I'm just curious.
Thanks. =)... |
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 I have run into financial trouble this year, and collection agencies are threatening me.? |
| Do collection agencies normally file judgements and if so, are they mostly on larger balances, or do they just normally carry them as collection items? I have one or two credit cards that the ... |
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patr0l_gn | Capitral one or Discover which credit card is better for a starter ? |
For someone who's getting their first credit card. |
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Brie2200
 |
I would steer clear of Capital One and Discover may not approve you. Maybe you should get a partially secured card from Bank of America... $99 to get started (It goes into a savings account) and you get a $500 credit limit. After paying on-time for one year, they give you back the $99 and increase your limit. Capital One was my first credit card and it seemed that as my credit score went up, they charged me more money for my card! I really don't recommend it... As your credit gets better... aim for AMEX. They are awesome!!! |
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Mike
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Really... neither.
Capital One are a bunch of crooks.
Discover is not widely accepted. |
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Brenda R
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I had Capitol One - insured if I got sick or lost my job, and all I wanted was a $200 credit limit. I got sick (cancer) lost my job because of it, the company wouldn't honor the insurance so my bill didn't get paid. In 3 years, the $200 went to over a $1000 from fees. That is what, 133% interest added per year? No way, never would I ever have dealings with them again. |
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Linda Y
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I'd go with American Express if I were you because as long as you pay your balance each month you won't be charged extra. |
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bdancer222
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Whichever one you go with, make sure you only charge what you can affort do pay in full at the end of each month. Don't carry balances. Your credit rating will improve faster and you'll save all that interest. Not to mention staying out of debt. |
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madkins007
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You pay for any rewards program, but you pay more for cash back programs. Captital One is a good card, but with some research you can find better. |
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Richard C
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Go with Cap One as you will still find businesses in the 21st Century that may not take Discover. |
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brady ewart
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Discover® More Card - Wildlife Collection
A real biggie from Discover the Discover® More Card - Wildlife Collection, has great wildlife designs to bowl you over. Not only the designs, but the exiting 0% Intro APR* on Purchases and Balance Transfers for 12 months offer and * 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
coupled with Up to 1% Cashback Bonus on all other purchases automatically* makes the Discover® More Card - Wildlife Collection very very special. Apply online at: http://www.credit-card-gallery.com/Discover.html |
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John
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you can get some good credit cards with low apr and some reward programs and then buy the necessary things with this card and pay the bills on time. You can also try some reward cards they are good. All these will make your credit good.Discover has some cards with 0% intro apr rates and also some reward programs.
To know more you can visit
http://www.creditcardbiz.blogspot.com |
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Etta P
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I know discover is very difficult when you don't already have a solid credit history, they really offer anything in between. Capitol one gave me a chance after my bankruptcy, when no one else did. You will pay a higher rate, and there are fees, but it will get you started. I provided you with both of their websites so you can compare for your self.
Hope they help and good luck! |
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