Megan
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i prefer cash even though credit cards are convinent. i always end up spending more than i should with the card. and i also let my desires go aganst me and keep buying . it is much safer using cash! |
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s and d e
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studies show that when you shop with a credit card-you spend an average of 30%-40% more than when you pay with cash. i don't use credit cards for anything, if i don't have the cash to pay for it, then i don't need it. you can fool yourself into believing that you are coming out ahead with your award points--but do you really believe the credit card companies would let YOU come out ahead? get real. |
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heybulldog
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Cash is king.
studies say that you spend more with credit.
When Mc donalds started taking credit cards. The average transaction went from $4.75 to $7.00.
Would you like a hot apple pie with that? NO THANKS.
Also, If you play the credit card game and are late with your payment or just forget, you have a outrageous $40 late fee and the interest. OUCH!
Plus. They can and will raise you interest rate. |
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Moonwake
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As long as you pay off the card every month the reward will be good. As soon as you do not pay the card off then you are losing money from the interest charged. |
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CrackBerry Addict
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Technically speaking there shouldn't be any additional charge for using a credit card to make purchases.
What I have noticed is that I tend to spend more when I don't use cash. When I a certain amount of cash in my pocket I tend to think about purchases more. When all I have to do is swipe a card (even a debit card) I usually will spend more. I will use a debit card, of course, but definitely won't use a credit card. |
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mzJakes
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cash is always cheaper than credit card unless it's an initial offer of an extra percentage off and you're going to pay it all off on the first bill. |
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Nurse
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cash, so if i don't have the money i don't buy it. i have never had a credit card. |
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disguisedd2004
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cash/check that way I don't overspend |
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moglie
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I never carry cash. I am strictly a debit or credit card person. I've never been charged a transaction fee for making a purchase, and I earn cashback. I pay off my purchases monthly, and my credit cards all have a 30 day grace period. so my system works great for me. |
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Daniel D
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I threw all my credit cards away...credit card companies are in it for the money..not to make life cheaper and easier..I use cash..if I dont have the cash..I cant afford it..simple |
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Lancez
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I would prefer credit card.
it more safe,not need to carry cash during shopping |
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buff007_1998
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Credit card is better or debit card it just takes the money out fast |
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Butch
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i use cash mostly for groceries, if i ever get in a bind i can always use my credit card for large purchases. |
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Geodal
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I've never paid a transaction fee to use a credit card, and never intend to. That said, if you carry a balance from month to month, use cash when you have it. If you pay the card in full each month, get a card with no annual fee and cash back or similar awards. |
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amaja_92
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of course the cash is better because when you pay with the visa or etc.... maybe because of the lot of money saved on you and percentage well lead you to jail if you didn't pay what you have in certain period of time they well arrest you so its better to save money and buy this is what i have and good luck for ur life cya |
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