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 How can I fix my husbands credit report!? |
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 Do I get charged if I don't use my credit card in a while? |
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 How do you buy a engagement ring with bad credit? |
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Additional Details
But I have about a month and I'm ... |
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I am being taken to court for a credit card debt
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 When does Bankrupcy come off of your Credit Profiles.? |
| After your 10 years is up when does it come off your credit profiles. Will it be on the month /date you filed for Bankrupcy or the month/date you were discharged.... |
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| Hello, I am 27 years old and have problems re-establishing my credit. When I was younger I had problems managing credit. I really did not understand the consequences of how credit can affect your ... |
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I'm new to ebay, and have just bought something for £30, plus postage of £5. I put through the payment a couple of days ago for £35 via paypal.
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hey hey | Chapter 13, Bankruptcy? |
Is there no such thing as being forgiven for your debts and you get a second chance. |
 |
 
websterjdjr
|
Dont be a dang FOOL and try to get out of debt by filing 13 or bankruptcy! filing 13 will get them off of your back and give you payments but if you miss them you will be dismissed and lose everythang anyway. court orders are NOT removed from credit reports. Court Records are a matter of public record and can not be expunged from credit reports . dont let no slick lawyer tell ya an easy way out is filing!!!
It would be better if you didnt pay and got the cards charged off.these WILL be removed from credit records in 7 years . court records dont get removed.... sorry! |
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Stefanie B
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Well of course some of them can be discharged. But you get what you get when you file bankruptcy. Sorry. |
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SPIFIMAN1
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Chapter 7 is still avalible but due to the new laws, it's very tough to qualify for. |
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lawrence w
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chapter 7 13 is repayment of some debt |
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june e
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If you go bankrupt, file your bankruptcy under Chapter 13. Chapter 13 permits an US resident to reorganize and restructure their finances. It allows you start afresh and get your finances back on the track. The bankruptcy court will supervise and authorize the entire process of overhauling your financial situation.
While filing for bankruptcy under Chapter 13, you have to draw up a plan of action meant to pay your dues within the next 3 to 5 years and submit to the bankruptcy court. You should clear your dues as much as possible at frequent intervals. Filing under Chapter 13 will protect you against the undue pressure exerted on you by your lenders to pay your debts. |
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hah
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Well, if you are willing to set up a payment plan they will generally work with you and you won't lose your credit and everything else. There are tons of FREE gov. agencys that can help you. I don't mean to get all moral on you here but it is better if you do pay it back and not just for society, in the long run better for you knowing that even though it takes time you did the right thing........JMO |
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Ken
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A Ch. 7 Bankruptcy is a discharge of debt but now has income limitations. A Ch. 13 allows you to repay a portion of your debt over a period of time (36-60 months) and discharge the remainder of your debt. |
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MI6
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yes, and know your not totatly forgiven you pay for it for the next 10 years, if you have credit issues go to www.adviceontime.com and read the article on credit this will hlep your current situtation. plus the site is free, so doesnt hurt to check it out. |
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