Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Do I have to accept a credit card I applied for?
I applied to transfer my balance to a lower int rate card. I received the card but the limit was not enough to cover the cards I want to transfer. Now what....


 Is there a fast way to restore bad credit?
...


 Im going to file bankruptcy chapter 7 on my bills over 10,000.00 what if i find a bill after i file?
im filing chapter 7 totaling over 10,000.00 of bills what if i find a bill from doctors after i file can i add it on to my bankruptcy?...


 What is the best credit card for me?
If I am 19, have never had a credit card before, have never been in debt, don't really have a credit record (I presume), am planning to pay off my balance every month, and am planning to use it ...


 Why is Mr James Cobbs not banned from Yahoo?
He posts adverts for loans on Yahoo. This is breaking Yahoo ...


 Do you let the cashier pick when she says "debit or credit"?

Additional Details
I just find it funny b/c it is all of the same account....


 How do I convince someone not to file bankruptcy?
A friend of mine who drew $18K in credit card debt is debating on filing bankruptcy. He is fully able to repay his debts to his creditors, and fear that he may be putting his future at risk. As many ...


 Dose anybody know were a can get a free credit report that is safe. ?
I checked my bank and they want monthly payments of 8.99 or up to 12.99....


 Can you use a debit card to make online purchases?
...


 Can I make 2 or 3 payments on a credit card in a single month?
Let's say I have a credit card with a balance to pay $500 dollars and let's say that is due on December 30th. Can I make a payment on the 20th and then another on 25th of the same month (D...


 Can i use credit card for house deposit?
...


 Bank Charge Refund Help!!!?
Hi, I am wanting advice on how to go about having all my bank charges refunded, My bank fu*ked up over xmas, and because of this I have received £200 in bank charges, for going £25 over my arranged ...


 Is 588 a horrible credit score?
...


 I got Scammed Fraud on craigslist! help me !?
i am only 18 and economy sucks and i was tryign to get a babysittig job. i guess i am stupid cause they said they were sending me money to put a down payment on their house and that the rest was for ...


 Whats happens when you default on a loan?
I basically have a car loan that I've gotten to the point where it is basically unaffordable. I basically want to know what happens after you go south on a loan?...


 Was stimulus check just a loan.?
people getting refunds this year on their taxes say that they are having to pay back the money....


 How can I get A free credit report without paying for it?
...


 How long does it take a check to clear?
If you write a check at Walmart how long does it take to clear through a bank? I have a deposit coming in on Wednesday @12 am and I was wondering if I wrote a check on Tuesday like at @2pm would it ...


 What is the best way to pay off a credit card with out being raped with interest.?

Additional Details
The chedit card I have is only $360 but it seems the more I pay the less goes to the principal. It si the only credit card i have and If I could find the responsible ...


 Where can i find out if im in collections for an over due bill?
...



Janet
Check marked "paid in full"?
If I cash a check marked paid in full made out for an amount that is less than the amount due, will I be able to bill for the remaining balance?
                     
 




A3Mama
Yes, you can still bill for the remaining balance. I am a collector so I know this for a fact. The amount due remains the amount due unless there is a mutual agreement otherwise. I could write paid in full on my car loan and still owe $500 and the bank would still bill me as well as turn me over to the credit agency for not paying my debt.


Gem
This is totally contingent on the state you live in (and do business in).

In some states, writing "Cashed under protest" above your signature will allow you to sue for the balance.

In other states if you cash the check you are screwed!

You need to consult your state laws to see which state you live in.

We can't tell you and most of the other answerers are soooo off base.


Spent Brent
By cashing that check you agreed to the "paid in full". I would of gave the check back and told the person to re write it.


OC1999
Yes.. unless you agree that it is paid in full, then you can still collect on the remaining amount.

But do not write anything on the check such as "Disputed" or Cross out the Paid-In-Full. This falls under Section 3-311 of the Uniform Commercial Code. You can read more up on it below.


Dan H
Rating
Call them and let them know of the mistake. Consider it an honest mistake. Inform them of the balance due, that you are cashing their check and billing them for the remainder. Most people will say, Oh, Sorry. Then cash the check and bill them for the remainder.


cassandra
Rating
google it


Cassie
It depends on who you are paying and if they agreed to that in the first place.


OutlawValor
No you cannot bill for the remaining balance.If you cash a check marked paid in full,that indicates you cashed a check that was the full amount of what was owed,or accepted it was the amount that was due,in full.


Danny boy
Rating
cross out " paid in full" write "balance past due" and the amount now past due, make a copy and file a claim in small claims court for the balance.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy