 What's a good first time credit card? |
| I'm 21 and have never wanted to get a credit card, now I realize it's important for aquiring a good credit score. What is a good card for a first time user?... |
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 Can a debt collector find you with....? |
can a debt collector find you with only your name, email and old address?
Additional Details
they have no other information on me. they dont have my phone number, ssn, none of my credit ... |
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 Credit Card Debt Help!!!? |
| Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ... |
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 How many months does it take to see an improvement in your credit score? |
| If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ... |
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 Does getting your free credit report take off points? |
| When you get your one free credit report each year, does it take points off your credit or count against you in any way?... |
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 How much of a balance should I keep on my credit card? |
| I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ... |
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 Maxing out a credit card for one month? |
| Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month.... |
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 Cut up Credit Cards? |
| Do businesses really cut up maxed out cards? Or is that just a myth?... |
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 Is mastercard and american express accepted everwhere? |
| I know visa is universally accepted i wondered if those two are worth ... |
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 Bad Credit........how can I repair it fast? |
| Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ... |
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 Has anyone ever used a debt settlement company and if so, what was your experience? |
| I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ... |
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 What is the Cheapest way to improve a credit score by 90 points by the end of the year? |
Preferably without getting in more .debt
Additional Details
I have a 610, with no latefee's or bad marks on my score.
I just have a high debt to available ratio. - 70%... |
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 How to use credit card? i am not sure.? |
hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ... |
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Heather M | Check received in mail question? |
I received a check drawn on an authentic bank ( I looked it up) for an amount and it said I was a winner of a sweepstakes and If I cash it I pay my processing fee with this amount and the rest will be sent to me. Does this sound like a fraud?
Additional Details
I did enter publishers clearinghouse and this letter sent with it said it was a sponsor of pch as well as others. |
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Brad L
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Yes. No legitimate sweepstakes would charge you a processing fee. There has to be a catch. |
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Geoff
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Don't do it, you'll be trying to cash a fony check. |
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xxxxxxx b
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I get 'checks' like this all the time. They are from my credit card.
They loook like free money but there is this stuff on the back of them in fine print that says 'by cashing this check, you are enrolling in some 'plan' that allows them to make monthly withdrawls to my account.
If the company is legit, I am sure that is what the processing fees are about.
Ask yourself, WHy would you have to pay a 'processing fee'? THEY sent you the check wouldnt they just take the fee out and send you the rest?
may not be fraud, but it might leave you with alot less money that you thought you were getting.
again, if you WON why dont they just send you the stuff
ON tv 20/20 once they had a 'sweepstakes' and they promised the winner a hot tub if she paid the processing fee of $190 bucks.
She paid and got a childs swimming pool and the instructions said to add hot water!
Yeah it was mean but it was NOT illegal....this woman basically paid for a pool she could have purchased herself (had she even wanted one) for $15.00 including tax! |
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charmel5496
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if you did not enter a sweepstakes then you would not win anything..this is a fraud |
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Dr Universe
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It sounds like a Scam to me |
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Box815
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Yes |
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Christina
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YES IT IS FRAUD!! The absolute best thing to is take it to the bank that it appears to be from if possible. That way the bank can send out a security warning through the Federal Reserve so other people will not become a victim to the fraud. If you can't take it to that bank, take it to yours and give it to them. In the ling run, this keeps EVERYONES fees down. |
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mrsgavanrossem
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Almost certainly (like 99.99999999%) certain it's a fraud.
Check out where the accompanying letter originates - bet it comes from a box number and/or not in your home country, so you've got little come-back if they pocket your money. And in the unlikely event that the accompanying letter lists the sweepstake prizes, my guess is that there will be two or three that could be worth more than the 'processing fee' and the rest will be substantially less, or will be for some sort of 'gift' that will prove worthless. Don't fall for it. |
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Punkin
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Yes It is fraudulent. Anything that asks you to pay a processing fee is not something you have won. Do not cash the check. Tear it up. Someday you may win a sweepstakes and it will cost you nothing. |
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