 Can I sue a cosigner on an old credit card for screwing up my credit? |
| My ex and I had a joint credit card in which we were both liable. She racked up a huge bill and then filed for chapter 11 bankruptcy. I understand that I can still be held liable. Now here is the ... |
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 How much Credit Card Debt do you have? |
I have $12,000 credit limit on my cards and owe a total of 47cents.
How much credit card debt do you have and are you able to pay more than just the minimum payment per month?... |
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 Credit card trouble, HELP!? |
| I have my VISA card and a taxi company charged me last July about $500 which I did not use. I called VISA last August and they said they will examine it. But I'm in foreign country and couldn... |
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 Can I demand for an annual fee waiver for my credit card? |
| I've heard stories about some people calling in to the bank and threatening the line operator that if they are not given a fee waiver for the next year, they will simply cancel their card ... |
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 I have some credit card debt... HELP!? |
I have over $2000 of cc debt and it needs immediate attention and am afraid this is going to affect my credit somehow.
I keep hearing about a credit card with 0 balance transfer for 1 year ... |
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 What is the best credit card offer for women with ok but not perfect credit after divorce or other life change |
| If you used to have perfect credit but have made some late payments following a move, job loss, deaths in family or health care crisis, erroneous charges or other fraud on accounts, or other life-... |
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 Is there a legit company out there than can repair credit? |
| I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works?... |
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 I need a list of lenders that will loan a home mortgage to someone with a credit score between 545 and 550? |
| I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max ... |
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 is my chances of being approve for a wells fargo credit card better if i apply with my husband? |
my mortgage is with wells fargo, my credit score is 730 his is around 720
we both r on the home loan with wells fargo
we both work he makes more money then me.... |
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 how to sue a credit agency? |
| i want to sue experian for putting a judgement on my report that is not me. this cost me a 1/2 point on my ... |
|
 What are the pros and cons of debt consolidation? |
| I have 10grand in credit card debt, plus about 25grand in car loan debt. I have heard that debt consolidation is actually worse for your credit than bankruptcy, is this true?... |
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 I have a Visa Gift Card and...? |
| I have $100 on it. It is activated but everything I try to buy that's under the amount says its declined except iTunes. So I bought a CD for $30 but it came back saying it was declined what ... |
|
 Need advice regarding wedding budget please? |
I am so scared about wedding budget...please help me!?
I have 8 more months until the wedding...Feb 2011. This is the expenses we have left.
Expenses:
DJ 530
Catering 1... |
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 Is there any online company which provide prepaid credit card? |
| Is there any online company which provide prepaid credit card?... |
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 While travel which is better credit card or debit card? |
| While travel which is better credit card or debit card?... |
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 Can you receive a new social security number? |
| My sister had her Identity stolen from her when she was 13 years old. and now she is unable to get the funds she needs to go to college. She is now 23 almost 24 years old. She has put a flag on her ... |
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 Which job is better ? |
Bill collector or a security guard at shopping center?
And why???... |
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john z | Choosing a credit card? |
what is good credit card? I got citi vc capital one decission to make. Both say 0$ anuall fee and both are promissing great rewards. Too good to be true. Where are the tricks? Obviesly credit cards are not humanitarian organizations. What is Transaction fee? Is that a fee that you pay when you meke a payment to your credit card? Thanks |
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AUCT!ON
 |
I personally suggest you look for no annual fee cards as well as cards with benefits. There are cards that cover rental car insurance, when travelling you can skip ahead of the ticket line etc. Low interest ones, usually comes with a fee. |
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gooddealguy2003
|
i think you need this credit card faqs
http://www.creditme.com/credit-cards-faq/
it has answers to every possible question you might have on credit card. |
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firewalker
 |
capital one is a good credit card company to be with. you want to find one with no fees (participation, maintenance, etc.) and a low apr. read the fine print though look to see what the payment schedule is because you don't want to charge $500 on the card and have to pay interest on it twice because the schedule says every 60 days!! that's how i got caught. once you begin an account, DO NOT close it. keep a zero balance, but keep the account open. if you close it it will increase your debt to income ratio, therefore reducing your score. |
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Sunny
 |
Make sure you read the fine print on the offers very carefully.
Capital One does NOT report your limit on your credit reports. Instead they report your high balance, which makes it look as if you're maxed out on your account. |
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Adrian P
|
Discover card is one of the best they actually give you cash back bonuses when you buy gas or other selected items money you can put in you pocket each time you reach 20.00 dollars or use it to pay the bill. I recently earned 40.00 dollars cash. I love it. and they have no annual fee and a low intrest rate and I got a high credt limit |
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coolriddle
|
Mastercard
http://www.freewebs.com/tomri/mastercard |
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TheTruthAboutMortgage.com
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When choosing a credit card, look at two main things:
APR and annual fee
You want zero annual fee and the lowest APR. Preferably 0% APR for at least 12 months on purchases and balance transfers. Rewards mean very little. As you'll need to spend thousands upon thousands to earn anything.
If you find a card with 0% APR for 12 months, you can make purchases the whole time, carry a balance, and pay no interest for the entire 12 months. (so long as you always pay your minimum payment on time).
Once those 12 months are up you will begin paying interest, but that's the perfect time to do a balance transfer, and send the balance to another card with 0% APR.
Learn more about mortgage, credit, and personal finance:
http://www.thetruthaboutmortgage.com |
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michaelsgdec
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You should compare the interest rates, the credit worthiness requirements, the grace periods, the minimum credit limit, the rewards, the included benefits like insurance or discounts, the card design...But you should definitely get a $0 annual fee card. Why pay an extra $50 a year for nothing? Also normally there are no transaction fees for making regular payments. There will be fees if you go over your limit, of make a late payment. |
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