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 Job interview tuesday,why do they need a credit check??
i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,...


 I am applying for a home with a 450 credit score is it possible?
...


 What is a good unsecured credit card to get after you file bankruptcy?
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???...


 Is Amazon safe to buy from using credit card ?
Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ...


 Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal?
An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ...


 Credit scoring confusion?
I had a credit card back in the 90's. I closed it in 2001 with a balance of $5000 when I got laid off. I tried to keep up the payments but couldn't and stopped paying. It is now on my ...


 Do I need to pay off a credit card statement balance and recent activity to build credit?
When I recieve the statement of my credit cards, it tells me the statement balance for example is $100. It also shows recent activity since my billing cycle ended, for example lets say $25. I have ...


 I need some credit and i have no money what can i do?
for my mobile i'm only a kid but still i need 2 soalist (can't spell oh well) and my parent dont get payed for a while is there anyway i can get free tx's with oyut spending my money?...


 If I went to a real court,judgement against was rendered by a phony judge, do i need to pay judgement?
I went to court in cook county circuit court after my credit card co. who told me i was in good standing, alledgedly sued me for a judgement on a credit card fraud. the small claims court judge turns ...


 How do i get a credit card when i have bad credit?
most credit card they send the states one i want to try to fill one in for ...


 Best way to improve credit score?
My credit score is bad. I was young and dumb and now I'm paying for it with a score below 600. Its hard for me to get a credit card application approved if I apply. I make good money and in ...


 Can my boyfriend and I apply for a car loan as co-applicants?
We need an extra car. The dealership says that I make enough money to finance, but my credit score isn't that good. My boyfriend doesn't have the income, but he has a good credit score. W...


 Can i know how would be a credit card number?
...


 Does a judgement fall off your credit report after seven years?
My nephew has a judgement against him for credit car debt. He is paying a monthly installment on it and will have it paid off in less than three years. He asked me how long it would stay on his ...


 I recently paid a bill which was a couple of days late arriving.. they have now charged me £20 for lateness.?
I thought there were rules against this, whereby they cannot now charge you astronomical administration fees ?...


 Why do they say bad creditors will leave your credit report n 7 years?
I am tryin 2 clean up my credit and researching 2 learn more about my credit report, but there r items that is on it that is older than 7 years. they say creditors come off after 7 years?...


 How does an ATM work?
...


 How do i go about closing my credit cards with balances on them.?
Do i just call me and tell them and keep makin monthly payments on them....


 If i dispute something i believe to be over 7 years but it turns out not to be will it restart the time?
...


 Help! I'm being sued by creditor! I already answered summons. What now?
I added this creditor to a debt management program 2 years ago & I have made substantial payments every month for 2 years to Plaintiff's attorney. (That's what creditor requested) I ...



Portia Panther
Collection agencies keep calling me looking for someone else - how can I get them to stop?
I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a phone number (that's NOTHING close to mine, BTW). I've told the SAME company they have the wrong number and they still keep calling - it's starting to feel like harrassment. When the agency called last night I told them they had the wrong number and that they could look her up. They said that if I gave them her number then they'd stop calling me! Wait, it gets better . . . I said wait a minute, let me fire up my computer to look her up and give you the number and the collection agency lady said, "Madam, I don't have that kind of time to wait on the phone!" I have the woman's number ready for when they call again, but what if they keep calling? What do I do?
                     
 




I love the flipflops
Rating
Call the company, ask for a supervisor and explain the situation. Ask for the supervisors name and tell him/her that you are documenting the conversation, time and date and let them know you are for the final time, asking them to not call you again as they have the wrong person. Tell them, if the calls continue, you will seek the advise of an attourney...


teezmepeas
You need to file a complaint with the better business bureau. By law all you need to do is ask a collection agency to remove you from their calling list and they are not supposed to call you again.


slider728
Tell them not to call anymore.

Personally, I wouldn't give them anyone's number. If that person finds out you gave it to them and they are not the right person, it could open you up to a lawsuit.

If they keep calling you, call the local district attorney's office. If that does not work, try the State attorney general's office


thumpingroid
Rating
Get the name of the agency and location that keep calling you and report them to that states' attorney generals office.


thehotdogbun
Rating
I had the same problem (except they were looking for ME) so i started taking the phone into the bathroom and summoning up some hellatious bowel movements. if i couldnt do that i always have this handy little FartGrossJuicyWet.mp3 on my desktop that i just play into the phone over and over (its like 20 seconds long) I can also recognize their 222-222-2222 number they use to get past my unknown number call blocking so i sometimes answer the phone with "Mnerp?" and "uhhhhhhhhh... Mnerp?" until they hang up.


STEVEN F
The following is copied from the FTCs website. It actually applies directly when the debt is yours. I'm sure a similar letter would work as well if you are the wrong person. You can file a compliant on this site as well.

Can you stop a debt collector from contacting you?
You can stop a debt collector from contacting you by writing a letter to the collector telling them to stop. Once the collector receives your letter, they may not contact you again except to say there will be no further contact or to notify you that the debt collector or the creditor intends to take some specific action. Please note, however, that sending such a letter to a collector does not make the debt go away if you actually owe it. You could still be sued by the debt collector or your original creditor.


ANGELa
Rating
Threaten to sue them if they contact you about her account again? Call the lady herself & tell her about your problem? Report them to the Better Business Bureau? Call the local news and have them do a report on it, using the full name of the company? Forward your complaint to the Rip-off-report-.com? Get their 1-800 number and have everyone you know start calling and harrassing THEM they way they've been doing it to you. Send numerous emails? Good luck


Vadalia
Tell them they have the wrong number and to put you on their do-not call list. I've worked outbound (calling people) in collections before and in a lot of companies, even people who actually owe the debt are allowed to tell you not to call them.


♥--->{Shauntee}<---♥
Rating
If you ask them to stop calling and they continue.................it illegal (i think)


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