 Anyone else think zavvi closing is terrible? |
my brother is very upset as they won't accept zavvi vouchers any more,had to buy him a chocolate muffin to cheer him up!
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thanks for the sympathy for my brother, ... |
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 Im leaving my debts (not a lot) and running to Switzerland.Can they do something if they found me? |
I heard Switzerland its like mexico.You can run away there and debt collectors cant touch you.Is it true?
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Don ask how i will leave.My fiance wealthy enough and have ... |
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 Are the creditors going to come after me for credit debt? |
| I studied abroad for a year in England, and had a credit card issued from a British bank. I had 1 pound in balance on my card (that's like $2.00 USD). I've been back in the States for a ... |
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 Has anyone been through credit card identity fraud?!? |
| I just got notified that there has been a $10,000 cheque withdrawal out of my mastercard that I never made!!! Luckily the bank stopped it. I just want to know how I can protect myself in the ... |
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 Where's the best place to check your credit score? |
I know a lot of websites offer this service, but isn't there a free website where the govt. allows you to check your score once a year?
Is this safe, or could a computer hacker get in ... |
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 Am I in position to get new car without going overboard? |
| I owe 2975 on mazda 2002. in bad cosmetic condition, first car, no late payment, no repo, credit score 561. monthly income 1911.00, I want a new car, looking but scared to make wrong decision. should ... |
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 How can i raise my credit score?? |
| Im 21, i've been working since i was 16 at the same place. I've applied for bank accounts but because i have no credit they wont let me open an account - i have my wages paid into my ... |
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 If you had a friend or family member with Bad Credit? |
| Would you let them use your Social Security number to buy a car, get a cellphone, get credit cards, or take out a loan? Even if they told you they would pay you back?. People do this a lot because ... |
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 What can we do about debt? |
| We have alot of debt...around $6 or $7000 dollars worth...We want to eliminate some of that debt but how? what can we do? My husband is military and was wondering if we could get like a VA loan or ... |
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 Ebay purchase and paypal payment? |
| I purchased an item on ebay on friday evening through paypal and i received confirmation to my email, on my paypal account it reads TRANSACTION COMPLETE & PAYMENT STATUS complete. Another e-mail ... |
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 Understanding my first credit card?!?!? |
| I currently have my first credit card,and i'm still a bit confused. I have 1,000 of available credit.After i pay my first months payment,or minimum payment does my credit get renewed and go back ... |
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 Bill Collectors Stop!? |
ok i just want to know how do i stop bill collectors from calling my job??
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umm i know that much people this was actually an apartment that i broke my lease cause the ... |
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JuJu Bee | Collection agency will accept payments but won't report them to the credit bureaus? |
I have a collection on my credit report that is killing my credit. The current balance is $464. They agreed to a payment plan. I have been making $50 per month pymts for two months now but the agency refuses to report this to the credit bureaus. They said they only report zero balances and asked me if I had a credit card I could use to pay it off! (Yeah, that will help me in the long run). Is there anything I can do? I can pay it off in the next four months or so, but I would like for it to show up as a revolving account, or at least show that I am making payments on it. |
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Mommy to Lauryn and Sydney
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You have to pay the entire amount off before they can drop it off your credit report, no matter if you are paying on it or not it is still delinquent, it will continue to be on your report for the next 4 months or till it is paid.. |
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Muledancer
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Inform the 3 main credit bureau agencies including copies of all correspondence from the collection agency.
Also file complaints with BBB and your local TV/Radio troubleshooter.
Collection agencies are the lowest of the low. Lower than even politicians in the bottom-feeder list. |
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kja63
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Sorry, once you get so far behind on your payments that your creditor has to turn your account over to a Collection Agency, you are in deep financial trouble. You could have worked with your creditor to make payments and avoid collections. But if they sent it to a Collection Agency, that means you avoided them for months and didn't take responsibility for your debt.
Nothing you can do but continue to pay off your debt. This collection will follow you for 7 years now. |
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TeKe
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No.....you gotta pay it in full |
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JM
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well until you pay it off, it's technically an open debt. most collection companies only report closed accounts. sorry that's just the way it is. |
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Bill C
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Once the balance is paid off, it must be reported to the credit bureaus, usually it is reported as "settled for less then full amount". |
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bdancer222
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Sorry, it doesn't work that way. This debt is not revolving credit. It's a collection account. They dont' report monthly payments. |
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golferwhoworks
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no they only report the balance. Now when it is satisfied then the y will report 0. It will take some time for scores to rebound |
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Micki
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You're stuck - the best bet would be to bite the bullet and pay it off ASAP. Get an official confirmation letter from them showing your zero balance and send it to the credit agencies yourself to ensure that your score gets updated. |
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theycallmesometimes
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Unfortunately, it doesn't work that way. The good news is that once you pay off this debt and continue to stay debt free, your credit report will improve! Stay away from credit cards and department store cards that can get you in trouble. |
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Koki M
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Credit agencies deal with the full debt amount. They will only report when the full debt has been paid off |
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bevrossg
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Ask Dave Ramsey...daveramsey.com. He knows all about how to solve these problems and his plan works and is free...he's on the radio and on TV |
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Matt G
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That's an easy one. Refuse to pay them until they report or remove it from your credit report. They have no further action and all they want is to get paid. They don't make money by keeping it on your credit report. You have leverage as long as you still owe them. And less than $500 isn't worth taking you to court. |
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