 Question about mortgage? |
When do you pay mortgage, is it right at the begining of the month or... at the end of the first month?
Additional Details
SAY IF I MOVE IN ON 1ST MAY DO I PAY THE FIRST INSTALLMENT ON TH... |
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 How hard is it to get approved for an auto loan with bad credit.? |
| I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?... |
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 If you have no credit because you always pay cash, what's the best way to establish credit? |
| I've heard people say you should get a credit card and only pay the minimum for a few months to carry a balance that is reported. Is that true?... |
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 Car Finance Guarantor - Help? |
hi All,
I wonder if someone could offer any advice. My sister purchased a car about 9 months ago and took out finance on it. She managed to persuade my mum to go guarantor on the payments (... |
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 How do I build my credit if noone will give me any? |
| If you have just turned 18 and you of course need credit, how can you get it if every place requires credit history to get it?... |
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 Should I buy a credit card? |
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Additional Details
This is to help me build credit. I need a automobile for work.... |
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 Will my hus bad credit influence mine? |
My husband just settled two credit cards under his own name. Will that bad credit history influence my credit score?
Sb told me it will only influence me when we are trying to buy a house ... |
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 Where can I go to actually get a FREE credit report? |
They all say "free credit report" and as soon as you get to the last page of questions, they ask for your credit card.
I know there's a place some where because I did it ... |
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 How can I find out what a credit card's credit limit is before I apply for it? |
| I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card?... |
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 How can a young adult (between 19-21), start up some credit? |
| I need to know because I trying to start school, and I need to take out a loan. The school I will attend is a "career training" school. Dad and Mom credits were not accepted so, now I ... |
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 No Credit History? |
| I was wondering if it is hard to get a Target Card. I'm 18, I have no credit history whatsoever, but I want to start building a credit history. I love target and know it would be a good store ... |
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 How do i stop a bill collector from calling me,because they want to talk to my daughter,without giving her #? |
| i think someone stole her ID in the pass, and now some collection agency picked up the contract. My daughter had a job where she was making over 60k a year. she just had twin girls last month.she ... |
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 Bill collector told me if i cant pay him, he could get me fired? |
| Hi i have a bill collector after me about a bill 8 years ago from a divorce. it was a credit card for 8k, from my wife... Now he wants 15k to satisfy this, i explained to him it was my wife. He ... |
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 I got approved for a car loan on by Wells Fargo. . .? |
| I did the credit app through the dealership (it went through 7 or 8 lenders--Wells Fargo was the only one to approve me because I have bad credit). Anyway, I was approved for a loan, but the down ... |
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 Credit rating? |
| How can you make it better once you have a few defaults from missing a few payments with just one company?... |
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greasyqtip159 | Compromised creit card? |
Overall, it seems like everyone says that closing a credit card is a bad idea and that it will hurt you credit score. Well, what if I think my credit card has been Compromised? I dont neccessarily want to close the card though. I saw a charge on my statement and I have no idea what it is from. Im going to research it to be sure though. What can I do if is fraudulant and will it effect my credit score? |
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TheOracleAtDelphi
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You should call your creit card company and see why they issued a charge against your creit card. Then they should creit you the difference. |
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Amanda H
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You dont need to close the account. Your CC company can actually change the account numbers on the card without actually closing/opening a new one.
Inform the company immediately so this can be researched. |
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live2ride
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Call the card company and inform them immediately, they will issue you a new card number. That does not have any effect on your credit score. |
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Rj
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The myth that it's bad to close a credit card is something propagated by the banks to keep you on a financial leash.
It's completely untrue.
If you think it's been compromised you can call your bank and have them issue you a new card with a new number.
Simple. |
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Michelle
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You should call the credit card company and ask them to send you the sales slip. If it is not a charge you made they will investigate and remove it from your account. If you find out that it was someone else using your card then you might want to report your card as stolen and have a new card issued. |
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Neptune2bsure
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Call your credit card company and tell them you suspect someone has stolen your credit or identity. If you didn't do the purchase yes cancel it and the sooner you report the sooner you can stop it, next month you may have bigger debits. Your credit card company will issue you another if you have good credit with them and cancel this one, may even launch investigation. Don't wait do it now. |
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kathy p
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Call the credit card company and explain. They will do the background work for you. If you're not using it, then close it. The more credit cards you have open, even with a zero balance, the lower your score. |
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c00kie
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The first step is to call the creidt card company and tell them that you think that your credit card has been compromised.
They will reccommend to you that you close the existing account. This does not fully cancel your account with the company. They will cancel the credit card number, and issue a new card. They will also send out an affidavit, so you can claim that you do not know what the charge is.
If you are found to not be responsible for the charge, and you are in otherwise good standing with the company, this will not affect your score. |
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NutstersChick
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u need 2 notify the credit card company, explain this debit it's not something u bought.
they should/will sort it out and it should not affect ur credit rating. |
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island3girl
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report it the the credit card company and they can help you out, then contact the credit agencies to find out what you have to do to protect your credit rating. |
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wjoz13
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If you suspect anything at all you should inform the card issuer immediately - if you don't and it does end up being comprimised then there isn't anything the credit card company will do for you. And you don't have to close the account, the card issuer can just cancel that card and issue you a new one with a new number - then your credit score won't be affected. |
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CATHOLIC PRIEST!!
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If it is proven to be fraudulent then it would be cleared from your record and not affect your credit score. The first thing to do is contact your credit card and report the charge and have them put a hold on your card. If it is a fraudulent charge then the imposter still have your account number.
Once the issue is resolved ask your credit card company to cancel that card and issue a new one because of the fraud. |
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