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 What do you think about getting a department store credit card?
I won;t get one, but i was just wondering. If you know more info on them then please tell me....


 If you have alot of open accts on your credit report, is it wise to close the accts?
I know you still have to pay the closed accts off if they have balances....


 Looking for a payday loan that doesn't lie about guaranteed approvals?
I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ...


 What is a good debit card for teens?
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ...


 Does applying for a Credit Card affect your credit score?
I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ...


 I need an unsecured personal loan asap. Who can help?
Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?...


 My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which
...


 Credit card balance/credit question?
when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?...


 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...


 How do I get out of credit card debt?
I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120...


 Being harrased by another persons credit collectors?
ive had my cell phone line for about 5 years now all the sudden ive been getting debit collection calls for another person im getting 1-2 calls a day its very irritating not to mention im paying for ...


 Trying get a car loan have bad credit?
my credit score is low like 500 to 600 i fixing my credit now i caught up i paid my big bill off and only have 3000 in credit cards my parents have great credit and will cosighn is it possible i ...


 I can not afford to pay my contract no more how do i cancel it?
...


 How good of a credit score do you have to have for a 20,000 auto loan from a dealership for a 1st time buyer?
i no it depends on income and residence and stuff but i believe i make enough and been at my job for over a year now. i make about 1,600 on a bad month.. i just paid off my credit cards (by the way i ...


 I recently applied for an auto loan but got denied due to outstanding balances. I payed them off how long ?
will it take for my score to go up? I really need a car loan!
Additional Details
they were in collections. One was an old old bank account that was in collections that i didnt know ...


 If I have terrible credit can I still get a New car loan if I put enough money down?
how much would I need to put down to get a $20,000 dollar loan and what would my itererest rate and monthly payment be? my credit is about as low as it gets....


 Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?...


 Is there any way to check your credit rating for free on the internet?
I would like to know what my credit rating is, is there any way to check this on the internet for free??...


 I want to get a "rewards" credit card ..which one is the best?
I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ...



Rukus1
Convert a visa gift card?
i have (4) $500 visa gift cards issued by wells fargo, i really want to use them to pay my CC bill. obviously you cant use one credit card to pay another. is there a way i could convert it to cash? then pay my credit card.
                     
 




Jus_014
Rating
You should be able to pay your bill with the credit card. Just call your CC company.


David
Damn...you had some generous gift givers this past X-Mas! I have gotten a couple of these Visa debit cards as gifts myself.

You could buy something for $500, then turn around and return the item the next day and get the cash back (which they always will do when a debit card it used to make a purchase).

I'm not sure of any other way....Sorry.


Jeremy
technically you can use one card to pay another, it's called a balance transfer, however you cannot do a balance transfer with gift cards unfortunately.


gpatrick900
What I would do. Is use the card to buy groceries and everyday items. Then save the money you would use for that to pay the credit card.

To correct some post.
Using a debit card you can get a money order at some post offices but you have to enter a pin. I have done this.


Tim
Sell them on ebay for 90 cents on the dollar


CEESONE
You have to use cash for money orders! Buy something and return it to the store for cash!


whirlwind_123
yes, you can use them to pay your bill. I have. I dont know why you think you cant. People use credit cards to pay off credit cards all the time (also known as transferring a balance) with the gift cards just use them like you would a credit card. I even used one I had to go online and pay my power bill.


Staci C
Rating
I had a Visa gift card issued by Bank of America and read the Terms & Conditions and one of the things that it stated was that they could not be used to obtain cash.

You may want to check with Wells on this one.


xxxxxxx b
GO to the post office and buy money orders with them!
They will cost you less than a dollar and you can then send the money orders to your credit card company.

The only catch is that you have to use the card as a debit to run it thru the post office's machines.
They wont let you use a credit card to purchase a money order.
Meaning
you will need a pin number for it


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